Originally Posted by
spikey69
that looks like comparing citibank and hsbc...in the end, when the rates appear to be equal, then other considerations like customer service, freebie vouchers, responsiveness to queries, ease of internet banking etc.
But i note that you have not considered the lock in period/ no lock in period or flexibility to change between packages? For HSBC, they have this unique option where u can switch packages (under a no lock in package) anytime...whereas for citibank, u have to do it on a specific date (depending on 1/3/6/12 SIBOR).