Wow ....
Thanks for all the advices and I can see that the people in this forum are indeed very helpful and knowledgeable ! Thks Cheerful ... yes the thread you linked is the same question I asked. I see some lights here and
I think the legal fees quoted by DBS bank (S$2500/- which is market rate) should be inclusive of the CPF Legal's fee even though the lawyer is not under the CPF panel. I will call the bank to confirm ..... Thanks !!!!
By the way I took up DBS 3mth Sibor+0.8% lock in for 3 years (as my LTV<60%). However the mortgage specialist give me a feeling that Maybank's package (fixed 1.6%, 2.2%, 2.9% 3 yr lock in --> effective 2.2%) is a better deal and DBS is like "matching" Maybank's agressive package. Anyway, never mind lah, already signed.