Well, as mentioned, I'm a ready customer whom I believe any of the local or foreign banks will be all too ready to do business with. So if repase71 is so sure his bank do not ask people to top up, I see it as a win-win situation for both of us to do business.
In fact, I believe a lot of forumers will also want to take their mortgage to his/her bank. UNLESS, he is not sure of his own statement or he is just not speaking the truth which explains why he/she doesn't dare to reveal the bank/ branch.
Ok, let me relax the `rule' a bit, just tell the forum the bank will do
Otherwise, do not speak so boldly and claim as though you are the authority and work for a bank and thus know that banks do not ask people to top up, because I know of cases where banks to ask people to top up.