[Shorter Lease] 75 years
[Smaller Flats] <5%
[Longer Minimum Occupation Period] MOP 10 years
[Government buyback] Government will set the buyback prices
[Resale proceeds to CPF Special Account]
[Capital gains tax] 10%
[Recovery of Additional Subsidies Provided]
[Disallow renting of whole flat]
[Remove Married Child Priority Scheme]
[Limiting resale buyers only to those who meet the BTO eligibility conditions] income ceiling of $14,000 as a household, etc.

[Shorter Lease] In order to keep new flats in prime locations affordable, they could come with a shorter lease compared to HDB flats in other locations. For example, this could mean, each new flat may be sold on a 75-year lease compared to the current 99-year lease. This could potentially reduce the cost of the flat by about 8%.

[Smaller Flats] In order to keep new flats in prime locations affordable, each type of flat could be smaller than same-type flats in other mature estates. This means a HDB 4-room flat in a prime location could be 5% smaller than a typical HDB 4-room flat in other HDB mature estates but at a similar price.

[Longer Minimum Occupation Period] In order to keep new flats in prime locations affordable for resale buyers, the Minimum Occupation Period could be extended (e.g. up to 10 years). This means, owners of HDB flats in prime locations must live in their flats for 10 years instead of 5 years before they can put it up for sale.

[Government buyback] In order to minimise large resale profits and ensure resale prices are affordable for subsequent buyers, owners can only sell their flats back to the Government. The Government will set the buyback prices and re-offer the flats for sale to subsequent buyers.

[Resale proceeds to CPF Special Account] In order to minimise large resale profits and ensure resale prices are affordable for subsequent buyers, all resale proceeds could be channelled to the owner/sí CPF Special Account which is set aside for retirement. This means that owners do not receive their resale profits in cash immediately.

[Capital gains tax] In order to minimise large resale profits and ensure resale prices are affordable for subsequent buyers, the Government could impose a new capital gains tax. This means that owners have to pay a certain percentage (e.g. 10%) of their sales profits as tax.

[Recovery of Additional Subsidies Provided] In order to minimise large resale profits and ensure resale prices are affordable for subsequent buyers, the Government could require owners to return any additional subsidies provided upon selling the flat.

[Disallow renting of whole flat] In order to ensure that HDB towns in prime locations have a balanced mix of Singaporeans from different socio-economic backgrounds, and to encourage homeowners to live in their own homes, owners would not be allowed to rent out the whole flat even after the Minimum Occupation Period. This means that the flat has to be occupied by its owner for the entire duration of ownership.

[Remove Married Child Priority Scheme]ⓘ In order to ensure that HDB towns in prime locations have a balanced mix of Singaporeans from different socio-economic backgrounds, schemes like the Married Child Priority Scheme could be removed. This means that every eligible buyer has an equal chance of balloting for the flats, and people who have parents living in the same prime locations do not get priority.

[Limiting resale buyers only to those who meet the BTO eligibility conditions] In order to ensure that HDB towns in prime locations have a balanced mix of Singaporeans from different socio-economic backgrounds, all resale buyers must meet prevailing BTO eligibility conditions. This includes meeting the income ceiling of $14,000 as a household, etc.

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