Agree. We are talking about investment but he was asking about first property. So I assumed own stay. I also assumed 1.8 mil based on max he can pay and loan. If got 1.8 mil cash and CPF the possibilities are endless.
Originally Posted by
Arcachon
Many buy property don't use OPM because they got Money, some got so much go Holiday on Business Class with kid.
Your circle also determine your risk appetite, circle yourself with poor people can only made you poorer whereas with rich or wealthy you see thing in a different angle.
The three laws of Kelonguni:
Where there is kelong, there is guni.
No kelong no guni.
More kelong = more guni.