Just two points.
1. Still over 80+% are gaining.
2. Need to include the value / gains of using for free or renting the property out for 16 years. Then recalculate gains. Try to buy a car for 10 years and see how much value left
The three laws of Kelonguni:
Where there is kelong, there is guni.
No kelong no guni.
More kelong = more guni.
Property no enough
http://www.worldometers.info/world-p...re-population/
Most will wait for durian to drop, when durian already on the ground.
Then complain durian never drop.
http://video.toggle.sg/en/series/on-...16/ep15/431219