Hi All,

After being in the forum for more than a year, I've decided to start a General Q&A thread for private property related issues from the start of a purchase till your mortgage & legal procedure issues.

From start of a purchase you'll face issues on;

- to place deposit(5% cash)
- to execute Option To Purchase(OTP)(15%)
- to engage a law firm
- completion date
- when to apply for exemptions/seeking appeals
- eligibility for loans
- how long it takes for the whole transaction to be completed

these are just some of the issues you'll face at the start before buying, thereafter you face many unforeseen issues be it from the outside(Bank/Developer/CPF Board/Property Agent) or inside(Divorce/Decoupling/Transfer of ownership/Death).


Not having much experience on HDB related issues but all queries are welcome on here and I'll try to reply within a week's time.
For matters that you need attention on urgently, you can drop me a PM and I'll contact you within 24hours time.