minority,
1. Don't come again your stupid bullshit agenda and parroting again the usual statement to mislead people.
Obviously for men, I only consider age of
80 because that is the average life-span for men in Singapore! You think we are like YOU, anyhow bullshit without even knowing what you are talking about?!
2.
minority, you repeated 3 times talking about "betroth" but actually now then you realize you actually want to refer to "bequest"?
Oh my god!
You must have been a real financial idiot! And you have the cheek to assume people like me know what you are talking about when you mention "betroth"!
And by the way,
for "annuity" programme, "bequest" is supposed to be ZERO once you hit the average age (80 for men, 85 for women), so obviously "bequest = $0"! Understand? (I won't be surprise if you don't, since you are the financial idiot!)
Since you are a financial idiot,
no wonder you can't provide evidence and calculations to back up your CLAIM, because your claim is just anyhow CLAIM and BULLSHIT! No wonder you can't even understand why I use age of 80 for calculating men's average CPF Life return! OMG!!!!!!!!!!!!!!
3. All the above are concrete evidence that
you are the REAL PATOLOGICAL LIAR AND CHEAT, bullshitting without understanding what you are talking about!!!!!!!!!!!!!!
4. So, I am correct to state that: ""
FACT is, a man who can live till 80 years old will only get effective interest rate of -0.8% (yes NEGATIVE!) from 65 years old onwards!"
5. If you still want to argue that above is not TRUE, then please show us the calculation to proof that the effective return/interest for a man getting $1300 pm payout from 65 years old to 80 years old is not NEGATIVE! (But I am sure you won't be able to, because you are just lying and bullshitting about your claims!)