hi there,
has anyone been able to get home loan from companies other than hong leong finance / singapura finance, for their pte home loan for geylang even lorongs, from lorong 4 to 22?
please share, thanks!
hi there,
has anyone been able to get home loan from companies other than hong leong finance / singapura finance, for their pte home loan for geylang even lorongs, from lorong 4 to 22?
please share, thanks!
nope.
UOB does not do for all.
Are they more flexible, if the project is completed, anyone?
hi there,
I tried, but they rejected.
but I have heard of people getting loan approvals from DBS... for the redlight district regions in geylang.
I wonder if they place 250k with DBS to get such deals or ?
I think RHB might have some chance.
I got the loan from DBS (80% in Year 2011) for my apartment in Lor 28. I didn't place any deposit with them. I ever tried OCBC but could only loan 60% though I have saving investments in this bank, instead I don't have any investment with DBS and yet they are willing to loan me full 80%. Maybe because of my 1st ppty, I loan from DBS too and had already cleared the loan.
Bank guidelines change now and then. Not everyone knows all guidelines
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
The interest was very high for my 1st ppty during that time, was initially 5%, then drop to 3.5%. Another thing about me and my spouse is, if we have extra money, we will try to clear the loan, don't like to go into debt if possible. For our 1st ppty, we only loan 50%, partly also because at that time we were still young, combined income and CPF contribution rate was also higher, that's why we were able to clear it fast but not for now, our combined income and CPF contribution rate have dropped, so we need to set aside our rental income to help us to service the loan for our 2nd ppty in case our CPF run out.
hi Irisng,
congrats. it's v good news to know you have cleared your 1st pty's loan.
well, I think going forward, the interest rates hike from FED would be surely but slowly... so we can still rake in a couple of years of low interest rates environment.
thanks for sharing, it has been a very impressive session from you.
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