Originally Posted by
MortgageGuru
There are always a lot of small details which you won't know unless pointed out to you vividly.
Banker have no obligations to tell you that you'll incur what penalty when you refinance as they're not your existing financier banker, they can't be bothered if you're paying any cost to it.
In any case, how long is your lock-in period left to go?
For BUC property, is it common to have no lock-in period but penalty clauses for cancellation of any part of the loan?
The three laws of Kelonguni:
Where there is kelong, there is guni.
No kelong no guni.
More kelong = more guni.