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Thread: 5 Major Facts about Singapore that every Singaporean should understand

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    Default 5 Major Facts about Singapore that every Singaporean should understand

    http://theinfluencermedia.com/2014/0...ld-understand/

    Lately there has been an ongoing trend of Singaporeans lashing out at the government, voicing out unhappiness and dissatisfaction. We saw a article of how we are ranked in the top most expensive cities, we had Roy Ngerng causing a huge stir about the CPF system, we had photo comparisons of what a 3-room flat in Bishan can be like a bungalow in Pennsylvania. Many people are saying that our ministers are getting paid too high and there is a large widening gap between the rich and the poor.

    To make things worse, the recent boom in foreigners has caused upset amongst Singaporeans, citing that “Singapore has less Singaporeans than foreigners”. We love comparing to successful first-world countries. “Oh, look at how great Germany is doing. Look at how wonderful it is to live in the Scandinavian countries. It will be so much better to migrate to the UK or Australia”. What I can tell you is that if you are someone who follows world news, global economics and politics closely, you will realize that every country has their own problems as well.

    1) Population Control A.K.A. “Why are there so many foreigners in Singapore?”

    No, Singapore is NOT the only country that is facing an immigration issue. The United Kingdoms, Germany, Australia, United States of America, Canada is also facing the same issue. Ironically, these are the countries that Singaporeans want to migrate to because they believe they can enjoy a better lifestyle there. Before you start to tell everyone about your dreams to migrate, have you considered that when you ‘migrate’ to a foreign country, you automatically become one of those “foreign immigrants” which Singaporeans are so upset about?

    Here is the hypocrisy when Singaporeans point out they are not happy that so many foreigners are overtaking Singapore, and Singaporeans say they want to migrate to other countries, and eventually they end up being a foreigner in a different land. And this is exactly how our first-world counterparts feel. People in Europe and the U.S. are complaining that there are so many Asians flowing into their country. Their own local populace is also crying out that there are too many people coming into their country.

    And this is why we must look into the reason on why immigration happens. People immigrate in hopes of finding a better lifestyle than staying in their home ground. Countries allow immigrants to come in, if they can provide the countries with benefits. Why has Singapore become a hotspot for immigrants?

    Let me introduce to you jobs which pay about $1,600-$1,800 a month, to do cleaning services, waitressing, laundry, bus operators, cashiering, clerk assistants or construction labor. Too many proud, and ‘elitist’ mindset Singaporean graduates want the easy life and cannot handle hardship.

    If every Singaporean refuses to do blue-collar jobs, who will do it? Who will be the ones who keeps our streets clean, construct awe-inspiring buildings like the Esplanade, Singapore Flyer, Marina Bay Sands, operate our MRT and bus services, serve our food at restaurants, maintain proper roads and infrastructure?

    5 marina_bay_singapore

    The governments and employers have no choice, they need to open up the job offer to anyone outside our country, who are hungry for jobs and don’t mind taking up the offer. And yet certain, bad-mouthing Singaporeans still complain that they get bad service from foreign workers. The notion here is, “If you think you can do a better job than them, go ahead and do it instead of complaining”

    2) Treating the CPF system like it is a complete scam

    A certain blogger Roy Ngerng has churned out many infographs about how menacing the CPF system is. While the the information cannot be proved to be true, what we can comprehend is very clear. Personal income tax in Singapore averages 6.5%. The top marginal income tax you could ever hit is 20%. CPF contribution is also another 20%. This may sound harsh to you, but please take note that in other ‘first-world’ countries, their personal income tax is higher than our maximum 20%. Some countries go up to 50%. That’s like an employer promising you a $4,000 salary but you only get to take home $2,000.

    In Singapore, we may only take home 70-80% of our net supposed salary. However, 20% of that amount is still technically yours. Unlike other countries, our government has not completely removed that 20% away, never to be seen again. It is simply kept in a retirement account. And the bonus is that you can still use your CPF to pay off any medical bills, insurances and housing bills. The CPF money can still be used and planned to a certain extent.

    I don’t know about you, but I much rather have 20% in a retirement account than have it completely taken away by ‘income tax’. No matter how bad you might assume CPF is, it’s already a system that is much better than 90% of other countries. If you blatantly say you just want to migrate to other countries “because there is no CPF there”, you are forgetting something called “2-3x higher income tax rate”

    3) Complaining about Real Estate and Car Prices Thousands of motorists sit stuck in the

    Ladies and gentlemen, this is what our roads and highways will look like if the government makes car prices as low as that in the United States ($20,000 avg.) If we let every Singaporean have the privilege of owning a car, we will have infinite traffic jams, and even commuters who choose to take the bus will find themselves caught in these massive jams. Even motorcycle users will be affected. Air pollution indexes will raise higher than what our “forest fire hazes” have given us, and everyone will have to walk out with N95 masks everyday like the situation in Beijing. Is this what you want? Low car prices?

    Flash news! Singapore is an island state that is no more than 42km wide. It is irrational to blame the government for having such a small island to work with. Since we are born into a small country state, maybe it’s time to accept the fact that not everyone can be allowed to own a car. The COE system is put in place so that people with higher status, eg. businessmen, professionals, managers, politicians who have a bigger need for cars can afford the $70,000 to travel around. The notion here is that if you can’t afford a car, simply settle for public transport. It only takes a maximum of 1 hour 15 minutes to travel from Tampines to Jurong via MRT.

    Anyway, if you are a financially educated person, you will know that owning a car is having more liabilities, which is a bad financial decision especially if you are aiming to get rich ASAP. In a way, the government is discouraging people from buying cars, which is not necessarily a bad thing.

    Which brings me to my point of soaring real estate prices in Singapore. HDB_10_2_1

    We simply love comparing that our $400,000 3-room flat in Tampines/Bishan can afford us a freakin’ Villa (complete with poolside and balcony) in Thailand or Mexico. Let me emphasize again that we are a small island, so it is simply irrational to blame the government for having such a small island. We cannot build 1,000,000 Villas for the 1,000,000 households in Singapore for everyone to live in. There is not enough space. This is common sense that you cannot fit so many big houses into a small country.

    Take a look at other countries who are suffering from land shortages. Real estate prices in Hong Kong are more expensive than Singapore’s. Japan’s real estate prices is almost similar. Everywhere in the world, real estate prices are generally rising due to demand and supply from people who need a house.

    Another notion here is, if you cannot afford to buy a big house, settle for a small one, or just rent out a flat. And if you really want to live in a Villa with $400,000, please consider migrating because you won’t find anymore hope here.

    4) Difficulty of finding employment, even with a degree

    In agreement to point number 1, it’s really not the case that it’s hard to find employment in Singapore. It’s more about us Singaporeans being too elitist and picky for own good. What do most of us always say we want to be upon graduation?

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    “Oh, I wanna be a [insert industry here] manager” Well, captain obvious, if the entire population dreams of becoming a manager, who will become the employee? Think about that just for awhile.

    Working as an employer’s assistance, I have posted out job listings calling for receptionists and customer service executives needed for SMEs. The pay given was $2,200, which includes potential commission if sales deals are closed over the counter. I specifically stated that the education level required was not necessary, as long as the applicant knows how to speak fluent English and their natural mother tongue. The catch? You must commit to a 6-day work week, 9 hours a day. This sounds like a grind, but,

    I got 0 replies from Singaporeans, and 20 replies from foreigners.

    You see, it’s not that it’s hard to get a job in Singapore. It’s just that if everyone wanted to become managers, there’s simply not enough. Once again, simple demand and supply concept. As for people who rant about how so many foreign workers are taking up managerial positions and commanding Singapore employees to do jobs instead, I believe that from a HR perspective, these ‘foreigners’ have already achieved a good reputation through networking and work experience.

    Because honestly, if you are a Singaporean with a good track record of experience, and your foreign rival has no experience at all, any logical HR manager will hire you instead. Before we start jumping to conclusions, we need to take a step back and appreciate that some foreign workers indeed have the necessary years of experience required and have displayed good working habits in order to get the promotion to a managerial role.

    Trust me, if you set up your own business one day, and get a chance to be your own boss, you would also choose your employees based on their work attitude, personality, and years of experience. Nationality is a very weak subject in the world of employment.

    5) No explanation needed

    Singapore-River 1_marina_bay_night_2012

    Our government has transformed Singapore from 3rd-world kampung island to 1st-world global recognized state in a matter of 40 odd years. If you can’t even appreciate this fact, it’s time to do some self-reflection of whether you can do a better job in their shoes, if we reset time to 1965.

    Jackie Loh
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    “Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
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    Quote Originally Posted by minority View Post
    http://theinfluencermedia.com/2014/0...ld-understand/

    1) Population Control A.K.A. “Why are there so many foreigners in Singapore?”

    2) Treating the CPF system like it is a complete scam

    3) Complaining about Real Estate and Car Prices Thousands of motorists sit stuck in the

    4) Difficulty of finding employment, even with a degree

    5) No explanation needed
    1) Population Control A.K.A. “Why are there so many foreigners in Singapore?”

    We study around the World which education system is good, which transportation is good, Did we study how we can growth the population?

    LKY once say, it take 20 + years in order for us to know what our children are capable of, whereas we just need to import whether profession we need in a short time no need to study how to grow population.

    2) Treating the CPF system like it is a complete scam

    CPF is once of the Best in the World, but after the America print money, the value depreciated beyond imagination.

    e.g 2 Bedroom at Southbank cost SGD 535,000 in 2006 fast forward the same unit cost increase by a SGD 1,000,000 in 2011.

    3) Complaining about Real Estate and Car Prices Thousands of motorists sit stuck in the

    Most complain because they cannot get HDB not private. Car price because Taxi is so much expensive, if Taxi is cheap who need to drive to work.

    4) Difficulty of finding employment, even with a degree

    I believe lot of us hear story of FT manager getting their own to replace Singaporean.

    Reset time in 1965, although poor most of them are happy.

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    Minority is super pro PAP, maybe he is from grassroots or something.....still think power corrupts and absolute power corrupts absolutely as taught in sec school is true, we need checks and balances....see much improvements in policies like CPF Life, pioneer generatiin and 4 rm lease buyback and reducing FT since more opposition in garment....

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    Car prices need not be so high...they can restrict number of cars sold even without a coe by coming up with a ruling that restricts car population....

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    Very good article. I'm proud to state that I'm pro progress and development and currently the current government is the only one that can provide that! : )

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    Quote Originally Posted by mummy View Post
    Car prices need not be so high...they can restrict number of cars sold even without a coe by coming up with a ruling that restricts car population....
    so how u determine who can drive? national lucky dip? or would you prefer the hk model where the $ goes to the developers selling you a car park at $500K a lot?

    What is the solution you think will work? everything have trade off question is which trade off best benefit the people and the country?
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    They can allow one car per household who needs it like with young children or people who need it for their jobs because they need to travel a lot like in Sales...the rich should not be allowed to have so many multiple cars...have 1 million cars on the roads now and prob 3 million + true Singaporeans? Should be enough for each family that needs it.

    Actually, COE and high housing prices are like a form of tax revenue for the government more than anything...so it compensates for our rel low income tax.

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    Quote Originally Posted by Arcachon View Post
    1) Population Control A.K.A. “Why are there so many foreigners in Singapore?”

    We study around the World which education system is good, which transportation is good, Did we study how we can growth the population?

    LKY once say, it take 20 + years in order for us to know what our children are capable of, whereas we just need to import whether profession we need in a short time no need to study how to grow population.

    2) Treating the CPF system like it is a complete scam

    CPF is once of the Best in the World, but after the America print money, the value depreciated beyond imagination.

    e.g 2 Bedroom at Southbank cost SGD 535,000 in 2006 fast forward the same unit cost increase by a SGD 1,000,000 in 2011.

    3) Complaining about Real Estate and Car Prices Thousands of motorists sit stuck in the

    Most complain because they cannot get HDB not private. Car price because Taxi is so much expensive, if Taxi is cheap who need to drive to work.

    4) Difficulty of finding employment, even with a degree

    I believe lot of us hear story of FT manager getting their own to replace Singaporean.

    Reset time in 1965, although poor most of them are happy.
    1. Well you are cherry picking the policy to compare. The times it was implemented was at a time where growth are weak, jobs are scare, population education level are poor, people have large family and are not able to feed or educate everyone of the kids. Its a vicious cycle. Its also the times where people have large family becoz of background. i.e farming background , family business, culture etc. where larger family means more hands at work or high rate the family line can survived. But big family comes with problem of not able to provide for everyone. I come from a grand parent where I have 15 uncles n aunties. My grandfather work all his life just to make sure he can provide. Gave away 2 kids coz he cannot feed them and of the 15 only 3-4 manage to get more than junior college education. the rest are at best primary or sec if they are lucky.

    Given that if we continue in that direction do you see use progressing today? people don't just follow policies becoz the government say so. They see the point in providing the best for their kids and have lesser kids allow them to do so. also times have changed the culture needs to have a giant family are no longer there. plus the liberalisation of the female population into work force further slow that down. Woman are no long just a home maker n child bearer. they have a choice to earn their own keeps and have their own dreams.

    Fast forward to today. we have a ageing population to plainly blame that on the 2 child policy is bull. without that we won't be here in the 1st place with higher education. We have a developing nation problem where people are more mobile n educated. people want to ENJOY LIFE before they settle to have kids. People want to see the world travel or start a career before they have kids.

    Maybe the government should implement a a entreatment shut down policy every 2 weekend. turn off internet , no clubbing n people not allow to travel out for leisure. maybe that would have more people entertaining themselves procreating.

    today is not becoz people cannot afford to have kids its they have very high expectation on what the kids must have and how they must enjoy 1st before they decide. Thats the main reason why population is low. look at Japan, HK etc. all the developing countries all same problem.

    2.

    CPF. well what is the best suggestion then? Everyone want high return don't want the risk? CPF have the options of investing in equity. or buying property to improve the gain. people do that. Those who don't can't blame the system for being lousy. the nobs are there for them to turn. refusing to do so but whine that more can be done is to akin to siting on ones hands waiting for the gold to drop from the sky. KPKB won't get anywhere . how much risk are they willing to take. No risk low return. want higher return then have to take risk. There are no free lunch.


    3.

    HDB cannot get ? there are so many. can go Q. cannot get is becoz they want the most mature estate. the best location at the best cheapest price. Taxi is expensive ? depends where u compare to. and complain taxi expensive u never give some thought to the singaporean uncle who is also driving the taxi too? transport is multi tiered. take bus if want cheap. want to save on car take taxi. want to enjoy the drive pay for the car. If every Singaporean can take taxi every time how much taxi do we need? We need the type of thailand or jkt taxi jam? I afraid not. give me a MRT any time.

    4.

    Cannot find job without a degrees and blame FT. thats a urban myth and punching bag. its a bloody bad excuse. It the choice of work people want. if the degree is not specialised then the applicant have to be flexible. I have applicant who are taking a non relevant degree without experience and 1st job they want is snr role. next is ask when is the promotion. This I cannot do that I cannot do.

    I have friends that are retsctucture out of MNC when business direction changes. not that he cannot get job. just that he cannot get back the same paying job. But fact is that job have been restructed out of the MNC skills needed are different. So either suck it up learn a new skill or take some risk do something else. people have this mind set that they must go back to do the same thing. well that when they get stuck. So don't blame the FT. Frankly its not the FT that take away the job its the job disappear and the degree holder are competing with younger Singaporean degree holders. Either there need to be more MNC with new business if not the degree hold need to be more hard driven or innovative to show a differiation. The saying goes sitting on one laurel and hoping the best will come is just plain wishful thinking.
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    How to implement a model to justify that I need a card due to the needs, eg doing sales? There will be a lot of loop holes and people will abuse it. A better method will be used
    more wihch i think will be implemented in the future.

    The rich can buy as many cars as possible as at any point in time, he can only drive 1 car even if he owns 20. hahhaa... the more the better since they are helping to fund the
    maintaniance road through road tax.

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    Quote Originally Posted by mummy View Post
    They can allow one car per household who needs it like with young children or people who need it for their jobs because they need to travel a lot like in Sales...the rich should not be allowed to have so many multiple cars...have 1 million cars on the roads now and prob 3 million + true Singaporeans? Should be enough for each family that needs it.

    Actually, COE and high housing prices are like a form of tax revenue for the government more than anything...so it compensates for our rel low income tax.
    So how do you police that? so I rich setup my own company and then I pay the Acct managers as sales low salary as place holder then I can own many sports car!

    So how thats fair ?

    So I rich have many kids then I deserve more cars too then? How you prevent me who is rich to do that? How is that fair?

    So maybe the rich should not have so many children then. coz have children means can buy more cars! hows that fair?


    Sales people have car allowance. that help offset the car price. and company get tax breaks thats how the system work.

    I rather the govern collect the rich tax and collect the tax revenue and spend on infra. than to give breaks to people that way.
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    Very good article. Its very sad that many youngsters do not see Singapore's issues and the government's efforts in this perspective. Granted the responsible Opposition that we have in Parliament is providing good check and balance and hoping that we continue in this direction for a better future. Roy Ngerng made sense about CPF and got the Govt to seriously relook at CPF. But his failure is not knowing when to stop.

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    Quote Originally Posted by mummy View Post
    Minority is super pro PAP, maybe he is from grassroots or something.....still think power corrupts and absolute power corrupts absolutely as taught in sec school is true, we need checks and balances....see much improvements in policies like CPF Life, pioneer generatiin and 4 rm lease buyback and reducing FT since more opposition in garment....
    How u determine I am grass root? becoz I agree with what policies that worked? and I understand the trade off and accept the trade offs? Then its also fair for me to call u a blind oppie?

    Sure have checks n balance. find me a quality opposition that have a credible idea and stand? not those raid the coffers populist short them stir the emotions to get votes policies. Find me. Since you are in the health care industry I accustom your accreditation of how fantastic the opposition have provide all these thing u say as a placebo . They are nothing but a sugar pill. Coz they did nothing. They just make a lot of noise then sit at the back seat collect $$$. frankly they are as waste of space. waiting to come out to take credit for everything that goes well and 1st to point finger when things go south. Whats their stand on every policy can we ask? Silence I guess is golden.

    since u are in the health care. Lets look at the FT. without the FT nurses u think the system can work? how many singaporean want to be nurse? go throw shit , pee and kana K by the family? How many? Maybe we should pass a law that surviving family member or females in family must undergo nurse national service training. in even family member go hospital they must become nurse take care of their own parents and relatives. Hospital only provide doctors and a few supervisory nurses. Would that work for you then?
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    I am more of a socialist than a capitalist I guess, that is why I think rich should not have multiple cars depriving other less well off families who need it more to own a car...

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    Quote Originally Posted by mummy View Post
    I am more of a socialist than a capitalist I guess, that is why I think rich should not have multiple cars depriving other less well off families who need it more to own a car...
    Then u should not be owning more than 1 house coz you are depriving other who really need a place to stay too. Right?
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    Quote Originally Posted by minority View Post
    How u determine I am grass root? becoz I agree with what policies that worked? and I understand the trade off and accept the trade offs? Then its also fair for me to call u a blind oppie?

    Sure have checks n balance. find me a quality opposition that have a credible idea and stand? not those raid the coffers populist short them stir the emotions to get votes policies. Find me. Since you are in the health care industry I accustom your accreditation of how fantastic the opposition have provide all these thing u say as a placebo . They are nothing but a sugar pill. Coz they did nothing. They just make a lot of noise then sit at the back seat collect $$$. frankly they are as waste of space. waiting to come out to take credit for everything that goes well and 1st to point finger when things go south. Whats their stand on every policy can we ask? Silence I guess is golden.

    since u are in the health care. Lets look at the FT. without the FT nurses u think the system can work? how many singaporean want to be nurse? go throw shit , pee and kana K by the family? How many? Maybe we should pass a law that surviving family member or females in family must undergo nurse national service training. in even family member go hospital they must become nurse take care of their own parents and relatives. Hospital only provide doctors and a few supervisory nurses. Would that work for you then?
    I think you have to be less irritable and agitated in your posr, maybe you need to check your blood pressure and thyroid function test as you are at risk of hypertension and sound hyperthyroid...anyway, none of us believe the Opposition has what it takes right now to form a majority garment even the Opposition parties themselves but what I am saying is that PAP must not have 100% control as with no checks and balances, it can be very dangerous...

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    Quote Originally Posted by minority View Post
    Then u should not be owning more than 1 house coz you are depriving other who really need a place to stay too. Right?
    Actually I don't mind if such a policy comes into effect that each person only 1 house in land scarce Singapore....then we just invest in oversea properties also can...

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    Quote Originally Posted by mummy View Post
    I think you have to be less irritable and agitated in your posr, maybe you need to check your blood pressure and thyroid function test as you are at risk of hypertension and sound hyperthyroid...anyway, none of us believe the Opposition has what it takes right now to form a majority garment even the Opposition parties themselves but what I am saying is that PAP must not have 100% control as with no checks and balances, it can be very dangerous...
    I take my yearly checks thank you. and yes the doctor is local and the nurse is from Philippines. Thank you for concern my blood pressure is in the good range. thanks to exercise.

    What is the the opposition that everyday tell u they are here to check the government but they are never ready? how long they have been ard can I ask? they been ard long enough and they cannot have creditable people to form a credible party that can have at least 1 good policy suggestion that can stand a debate? maybe they need some FT injection ?

    I am not saying I don't agree with having checks. question are ur checks even a real check? or are they just plain placebo that make you think u are safe but in fact they are nothing but sugar pill that did nothing.
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    Quote Originally Posted by mummy View Post
    Actually I don't mind if such a policy comes into effect that each person only 1 house in land scarce Singapore....then we just invest in oversea properties also can...
    Sorry correction we cannot have each 1 HOUSE. Should be 1 apartment. at most. So then u should put the $ where ur thought is. Sell away all ur sgp assets then. Do the right thing.
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    I believe many of the good policies these few years came about due partly to Opposition pressure...

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    Quote Originally Posted by minority View Post
    Sorry correction we cannot have each 1 HOUSE. Should be 1 apartment. at most. So then u should put the $ where ur thought is. Sell away all ur sgp assets then. Do the right thing.
    Correction, I meant each family....why should I do that for that reason, makes no difference to anyone in the bigger scheme of things...and can't it be for my children?

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    Quote Originally Posted by mummy View Post
    I believe many of the good policies these few years came about due partly to Opposition pressure...
    u gave them too much credit. Being there at the right place n right time to collect credit for doing nothing.

    Maybe I everyday cry crash crash crash tell u don't buy stock n property. when it comes u should credit me for tell u all so coz I been screaming that day and night the last 10yrs.

    But if it never happened and u missed the boat badly u should go blame the government.
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    Quote Originally Posted by mummy View Post
    I believe many of the good policies these few years came about due partly to Opposition pressure...
    Ehhh also u meant before that there was no opposition in parliament? what have those guys been doing? sleeping? You mean to say there are no good policies before that too? or its also becoz of got some opposition sleeping but just not enough sleeping in parliament?

    I think there is time where credit should be given. but this is not one of those leh.

    Do you praise your kids for just being in class sleeping or do you praise him for the achievements he achieved himself?
    “Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
    ― Martin Luther King, Jr.

    OUT WITH THE SHIT TRASH

    https://www.facebook.com/shutdowntrs

  25. #25
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    Think u give Opposition too little credit too...btw, most basic health checks do not include thyroid function and its dysfunction is actually fairly common so make sure yr yearly checks include it and for those more than 50years old, stool for occult blood and colon tumour marker too. hep B screening is also important as it is silent and increases one chance of liver cancer by 200 times so include liver tumour markers and get vaccinated against Hep B and for ladies HPV against cervical camcer.....sorry I digress...
    Last edited by mummy; 21-10-14 at 11:46.

  26. #26
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    Quote Originally Posted by minority View Post
    u gave them too much credit. Being there at the right place n right time to collect credit for doing nothing.

    Maybe I everyday cry crash crash crash tell u don't buy stock n property. when it comes u should credit me for tell u all so coz I been screaming that day and night the last 10yrs.

    But if it never happened and u missed the boat badly u should go blame the government.
    Dear Minority, I have to disagree with you on this point. The credible opposition voice of Mr Low TK, has done good for Singapore and we should give him the credit.

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  29. #29
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  30. #30
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    http://business.asiaone.com/property...-live-near-one

    For 3 years, 2011, 2012 and 2013, we launched more than 25,000 BTO flats per year, for a total of 77,000 flats. This is a record construction programme, but necessary to meet pent-up demand especially by first-timers. The effort has been effective in clearing their waiting queue. - See more at: http://business.asiaone.com/property....uhSTINfO.dpuf

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