Page 4 of 4 FirstFirst 1234
Results 91 to 105 of 105

Thread: When is the right time?

  1. #91
    teddybear's Avatar
    teddybear is offline Global recession is coming....
    Join Date
    Mar 2009
    Posts
    10,800

    Default

    Why they give so complicated answer?

    My straight forward Singlish style explanations:

    1) They can print paper money, lots and lots of them, and printed 3-4x already......

    2) They can't print land, these stay the same.......

    3) According to law of supply and demand, demand in terms of paper money increased 3-4x, supply in terms of land and hence properties remain the same, so obviously properties should go up 3-4x loh! (So far properties didn't go up so much is because of artificial "cooling measures"!)


    Quote Originally Posted by Arcachon View Post


    http://www.positivemoney.org/issues/house-prices/

    1. Banks created hundreds of billions of pounds and put it into property
    In the ten years up to the start of the financial crisis, house prices tripled. Many people think this is because there were not enough houses around, but that is only part of the picture. A major cause of the rise was that banks have the ability to create money every time they make a loan. During the period in question the amount of money banks created through mortgage lending more than quadrupled! This lending was a major driver of the massive increase in house prices.

  2. #92
    Join Date
    Jul 2013
    Posts
    543

    Default

    Quote Originally Posted by teddybear View Post

    2) They can't print land, these stay the same.......
    Reclamation of lands…redevelopment of old estates…vertical or "skyscraper" developments...There are solutions....Singapore has not reached the stage like HK...
    A bottle of Lafite '82 for all my coffeeshop friends yesterday...many don't know what is it....haha...

  3. #93
    Join Date
    Feb 2014
    Posts
    476

    Default

    Quote Originally Posted by walkthetiger View Post
    Reclamation of lands…redevelopment of old estates…vertical or "skyscraper" developments...There are solutions....Singapore has not reached the stage like HK...
    But these solutions takesome time n more money to materialise.

  4. #94
    Join Date
    Oct 2012
    Posts
    196

    Default

    And the government is exploring the option of underground city.

  5. #95
    teddybear's Avatar
    teddybear is offline Global recession is coming....
    Join Date
    Mar 2009
    Posts
    10,800

    Default

    To add on to replies to your statements:

    1) Reclamation of lands…
    Answer: The sea reclamation into land is hitting a limit soon....... Not much Singapore owned sea can be further reclaimed without obstructing shipping traffic and tre-passing into neighbouring and international waters........

    2) redevelopment of old estates…vertical or "skyscraper" developments...
    Such redevelopment will require increase in plot ratios!
    FREEHOLD property owners HUAT big big loh!


    Quote Originally Posted by Yuki View Post
    But these solutions takesome time n more money to materialise.
    Quote Originally Posted by walkthetiger View Post
    Reclamation of lands…redevelopment of old estates…vertical or "skyscraper" developments...There are solutions....Singapore has not reached the stage like HK...

  6. #96
    Join Date
    Jun 2009
    Location
    Southbank
    Posts
    9,531

    Default

    Durian drop already, lots of people go picking........

    http://www.propertyguru.com.sg/prope...-recent-years-

    Is Lake Life the most popular EC in recent years?

    Some property watchers are predicting that Lake Life could become the most over-subscribed executive condominium (EC) in 2014, and perhaps in the last two years.

    Developed by a consortium led by Evia Real Estate, the 546-unit EC received more than 1,200 e-applications at the end of the first three days of launch. This translates to an over-subscription rate of more than two times.

    After the news was shared on PropertyGuru’s Facebook page, it attracted a number of comments.

    “Three days that the scale model has been open for viewing and the crowd is madness. For sure it will be super over-subscribed and a total sell out. This project will easily be the number one most over-subscribed project of 2014,” said PropNex agent Carolyn Cheong.

    And with four more days to go before e-applications close on 12 October, the number of applicants could shatter previous records set in 2012 and 2013.

    The highest number of e-applications received in 2013 came from SkyPark Residences in Sembawang with over 1,600 applications. Jointly developed by JBE Holdings and Keong Hong Holdings, the project comprises 506 units.

    In 2012 it was the 394-unit Heron Bay in Upper Serangoon View. Also developed by the Evia-led consortium, it drew 1,664 applications.

    Image: Weekend crowd at Lake Life’s launch.



    Romesh Navaratnarajah, Singapore Editor of PropertyGuru Group, wrote this story. To contact him about this or other stories email [email protected]

    https://www.facebook.com/pages/Lake-...42175599336664


  7. #97
    Join Date
    Mar 2012
    Posts
    89

    Default

    Lake life has the crowd and demand becoz of location. If Punggol & Sengkang EC launch this week, I would say the interest and applicants are far lower. These 2 places are infested with ECs and mass condo.

  8. #98
    Join Date
    Nov 2008
    Posts
    9,217

    Default

    Look at the sale of Marina One by multiple units buyer group.
    Quote Originally Posted by Dragonfly View Post
    Lake life has the crowd and demand becoz of location. If Punggol & Sengkang EC launch this week, I would say the interest and applicants are far lower. These 2 places are infested with ECs and mass condo.

  9. #99
    Join Date
    Jun 2009
    Location
    Southbank
    Posts
    9,531

    Default

    For those waiting for Durian to drop, it not easy to see.

    AEC 2015 and property start to rise, they will complain again.

  10. #100
    Join Date
    Jun 2009
    Location
    Southbank
    Posts
    9,531

    Default


  11. #101
    Join Date
    Jun 2009
    Location
    Southbank
    Posts
    9,531

    Default


  12. #102
    Join Date
    Jun 2009
    Location
    Southbank
    Posts
    9,531

    Default


  13. #103
    Join Date
    Jun 2009
    Location
    Southbank
    Posts
    9,531

    Default

    这贴真的是于真的想置屋来自住的人,如果投资的话可能看了不适,请勿怪~

    不管以后涨价降价,屋子应该是越年轻买越好。为什么?


    1.屋子不管你怎么买都是买贵的。
    -我们买卖屋子聊的时候都忘记了算了一个重大成本-利息。如果供得来都差不多是买一间产业好像在供2间的感觉。我相信很多大大都懂的。所以可以这么说,不管你什么时候买,不管屋价跌还是升,只要你是和银行贷款,你就一定是买贵了!既然你不管怎么买都买贵的,那么为什么不要乘年轻买?


    2.年轻负担小
    -我们在21岁到30岁的时候是最有生产力的,而且也是负担最少的,父母还能工作,不用承担父母的养老费,家里还有车,也不用我供,最多只是油钱,即使供一辆,myvi一个月400++~500也还过得去~还没有结婚甚至还没有女朋友自己花而已,有的甚至连医药卡都还没买,这么年轻又不用这么早准备退休金,那么是不是可以说这个时候的gen y是最有储蓄资本的时候?如果这时候买屋子的话年轻人供屋子不用那么辛苦压力,拱了前面十年的屋子,以后大大要refiance还是要卖掉都比较好,因为十年前的屋子一定会比10年后的屋子来的高。

    就算不卖,结婚了总要自己的屋子吧?总不可能和家人一起住吧?提早做好准备是你对你另外一半最好的礼物。总好过结婚的时候屋子没有,聘金又没有,到时候只是和身边人吵架你都sienz了。


    3.年轻是个资本,用就叫青春,不用就叫浪费
    和上述原理一样,各位大大都以为等了1个几年便宜100k再进场,我在这里不做任何假设,我真的让你说中真的便宜100k进场,我想问的是那时候大大你几岁了?如果大大你好好的利用那就叫青春,挥霍的话就叫浪费。大大你真的认为30岁的你和25岁的你真的可以比较?

    25岁的你可能薪水没那么高,但是负担没那么重;30岁的你,可能收入比25岁的不增长了10-20%,但是大大你的2老会开始要退休,你的收入开始不是1个人赚1个人花,而是1个人赚3个人花,保险呢?大大可能你再期间换了一辆车也不一定,那么车期呢?大大你的反正钱费用呢?(反正都要花的钱),TM费电话费等等。到那时候大大你真的认为你还会有储蓄?

    而且如果以投资回报率来算,大大,那100k真的能买回你失去的那5年?如果真的能,我相信很多人会拿出100万,甚至更多,只是想买回区区1年的时间,因为这是不可能做的,时间的珍贵不能拿时间去计算。


    4.钱一直在贬值。
    我说的不是马币,而是全世界都是如此,以前收入2000可以养活全家,现在呢?2000能做什么?他们的收入有变低吗?不是,是收入不能抵抗通货膨胀,我一直强调,屋子最大的作用是抵抗通货膨胀而不是增值为先。试想想10年后的2000块能做到什么?但是10年后的收入平均又能去到那里?屋价会去到那里?没有人懂,但是唯一能确定的就是,一定会持续往上飙。那你拿着一直在贬值的现钱等来做么?


    5.屋子绝对不是一个长期投资的好项目
    大大你们一定很奇怪,我提倡大家买屋子,但是我却说他不是个好选择,为什么?因为屋子的利息真的蛮高的,买一间供2间,除非大大,你们是用现钱买的,或者这间的出租率非常高,要不然就不要说买卖转让(当然有准备有米的大啊(不管是看空还是看多)例外),因为你的价钱绝对比不上现钱买家,尤其你是第一间屋子或者最多第二间屋子,手上完全没有现钱的家伙,只要拖了1个五年利息一拉长,即使他只卖10%他都是净赚10%,那么你们呢?有算过利息的算法吗?5年后的你们要卖什么价钱。

    别和我说拿到钥匙立刻转卖,那是非常渺茫的可能,不然试问这里所有有经验的大大,他们拿到钥匙后立刻卖掉的可能性高吗?我相信有,但是不多。

    既然这不是个好投资项目,就是说不管怎么买都会亏钱,而这玩意是你这一辈子肯定怎样都要买的东西,那么既然这样那么为什么不要趁早买,结果你以为赚了差距价,其实你亏的不止这么少。

    6.买屋子为必须的,所以应该”先有屋子”在考虑“屋子的价值”
    我发现一个很奇怪的现象。

    “那屋子不好的,这么里面交通都不方便的;哎哟公寓不好的啦,现在又不是买不起排屋为什么不要买公寓;freehold的产业这么多,为什么你要买leasehold,不是被人家笑吗?”

    是不是很熟悉?,没错这就是很多人都会和你说的闲话。一个再好的地点都一定会有缺陷的,即使如新山r n f,你敢说他一定没有缺陷?还是有的。一好就没有2好,又要便宜,又要投资价值高,又要有地的,最好家隔壁就是商场,对面是医院,隔壁是学校,前走就是highway。

    大大你以为你买什么?有这么好的地点还轮到你?

    就如娶老婆要取漂亮的,身材好的,家里有钱的,要听话的,最好不会老,不会生孩子走形,要对我忠心,最好要会煮饭,床上要对我妩媚,床上功夫一流又要处女,最好对我家人也好,疼我家人好过对他父母,各位大大,是不是听了都流口水?先照照镜子吧。

    很多买屋子都说要住1辈子,那么我可以说我驾车我也要架一辈子的,那么是不是我直接买auti r8,然后1辈子不换车,这样是不是也ok?是不是很可笑?肯定是根据个人综合偿还能力来买屋子啦,你管那屋子偏不便宜你又买不起,买了后天天喊穷,睡不着觉,又有什么

    意思?hh banglo跳楼卖,只卖900k,便宜吗?comfirm会再涨,那么你们要买吗?不是要买,是能买吗?

    当你有了第一间屋子,就如你要先有车,再考虑换什么车,连屋子都没有的人,在想说几时跌价,我想问,你又不是业主,你又没有那么多现钱,管你x事?


    7.现在是买屋好时机
    现在有很多公寓package推出,promotion 0头期免手续费等等优惠,却很多无屋者看不上?请问你们是在等榴莲跌还是政府救援?公寓真的很失礼吗?你们一定没看过香港人住的“高级公寓”比我们的miduim cost的公寓还差,但是他们还是照住。

    各位大大你们知道有地屋如果没有这些配套你知道至少准备多少头期吗?10%头期+手续费(10%)最起码你手上要有20%的cash,我知道很多人都有,但是你拿完出来后你身上会不会没有钱了,那玩意需要救急怎么办?当然如果计算了风险管理肯定没问题。更何况那些月光族根本不可能有储蓄的,那是不是如果没有0头期的拿你一辈子都不用买屋子了?

    千万别遇到像中国那样的问题,为了实行打房计划,blr 7.5%,付40%头期,到那时就算你要买屋子都不可能了,已经买的屋子利息即使上升了也不会供多的,大不了拉长来供;但是现在买的屋子如果7.5利息你们知道到底有多重吗?上网看看吧~即使你真的有这偿还能力,有那位仁兄可以直接不痛不痒拿出40%的首期?

    别等到那时候,别说选择买什么。连你买屋子的可能都不知道有没有都失去才后悔为什么没在之前做个决定。


    8.年龄越大越难买屋子。
    就如上面我说的2,3因素,各位大大你们真的认为越迟买越好吗?随着你的负担增长,你的年龄也会增长,到时候银行能不能借你那么长时间,利息有没有优惠都不确定,如果他肯借你还好,最起码还有机会买屋子慢慢供,大不了辛苦点,但是如果银行都不批你钱的时候,事情大条了,到时候你真的只能租屋子了。。。。

    综合以上8条因素,我不能排除有些年轻人会有例外的例子(比如家庭因素或者先天因素,比如家里双清负债,或者先天残缺导致失去工作能力等意外的例子),但是如果大大你都没有遇到这个问题,那么你就要正视我上面写的。

    说句话,难不成你想未来的30年你的父母,你的另外一半都担心你的未来,连一个保障都给不到你家人,那么还要你何用?



    * 喜歡在網絡po文的網友們,可以考慮到這個平臺http://tw.gigacircle.com/?r=42571 開一個blog來放你喜歡的話題或文章,一來可以試試當一個blogger,也可以賺一些零用錢。雖然不會很多,但試試也無妨!

    http://tw.gigacircle.com/2491755-1

  14. #104
    Join Date
    Jun 2009
    Location
    Southbank
    Posts
    9,531

    Default

    repost

  15. #105
    Join Date
    Apr 2009
    Posts
    335

    Default

    10 million population coming already... Still need to ask what's the right time? CECA means legs wide open liao. If you don't believe, then don't blame others 5 to 10 years later.

Similar Threads

  1. Replies: 4
    -: 31-03-20, 17:07
  2. Replies: 0
    -: 28-10-14, 22:25
  3. Developer says: time to pay up Buyer says: give me more time
    By Cactus72 in forum Singapore Private Condominium Property Discussion and News
    Replies: 1
    -: 10-05-09, 02:31
  4. Bad time to buy? It was the best time to upgrade
    By mr funny in forum Singapore Private Condominium Property Discussion and News
    Replies: 0
    -: 31-03-09, 19:20
  5. ‘It’s not the time to buy’
    By mr funny in forum Singapore Private Condominium Property Discussion and News
    Replies: 1
    -: 01-03-09, 22:09

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •