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Thread: Can you afford your dream home after taking the 3-3-5 test?

  1. #31
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    teddybear is offline Global recession is coming....
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    No lah, don't import FT, Singapore SURE DIE because economy sunk to bottomless pit! Many citizens would be out of jobs! Mark my words!

    If import many many FTs, the most is too crowded, but economy fly to the roof, most people with property get richer, why would die?

    Which scenario would most citizens choose? DIE or too crowded but rich?

    Quote Originally Posted by 4wheels View Post
    Sure DIE?

    I think if Government keep importing, then we DIE!

  2. #32
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    teddybear is offline Global recession is coming....
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    A person may be confident but policy stop him from taking more risks, can't make more money.........

    Quote Originally Posted by henryhk View Post
    Cannot blame the garment, they are taking care of the whole population, ...but u yourself know ur own strengthen and weakness, u are in control or our of control..... If u are confident, wat is the problem?

  3. #33
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    property is expensive? Does property price growth outpaces CPI growth? By how much?

    does property price outpace gold price? in terms of gold I think property price is deflating

    how about CPF (assume 4%)?

    Ride at your own risk !!!

  4. #34
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    You set me thinking:
    - Property and the land it sits on can't grow.
    - Gold: dig dig dig, more gold come out of the earth.

    Really, gold is not better than the paper currency that has been kept printing, only its growing at a slower pace.........
    So properties better bet going forward than gold in next 10 years?

    CPF 4% only for $60k right? How many people have >$60k in their medisave+SA? Above $60k only 2.5% return - Pathetic!


    Quote Originally Posted by phantom_opera View Post
    property is expensive? Does property price growth outpaces CPI growth? By how much?

    does property price outpace gold price? in terms of gold I think property price is deflating

    how about CPF (assume 4%)?


  5. #35
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    if property dat u buy with CPF does not continue to appreciate at 2.5% to 4%pa, then

    1. what will happen to the property pledge for half of min sum? once u pledge, interest charge on your for 4%, one day your parents sell pledged HDB cannot even serve the interest?
    2. what will happen to your CPF OA after selling off your property?
    3. does it mean better put money in CPF than buy property (I start to hear MPs/Ministers screaming return on CPF is a dream as it outperforms even my precious property) ... a new scheme called reverse asset enhancement
    Ride at your own risk !!!

  6. #36
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    can u afford to consume that energy after 3-3-5 test?

    https://sg.finance.yahoo.com/q/ta?s=XLE&t=my

    or

    Vanguard Energy ETF, 2004 Oct <50, now 145
    Ride at your own risk !!!

  7. #37
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    Quote Originally Posted by teddybear View Post
    No lah, don't import FT, Singapore SURE DIE because economy sunk to bottomless pit! Many citizens would be out of jobs! Mark my words!

    If import many many FTs, the most is too crowded, but economy fly to the roof, most people with property get richer, why would die?

    Which scenario would most citizens choose? DIE or too crowded but rich?
    Equilibrium is the target, therefore local Singaporean has never been forgotten.
    A bottle of Lafite '82 for all my coffeeshop friends yesterday...many don't know what is it....haha...

  8. #38
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  9. #39
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    https://www.youtube.com/watch?v=oICTRlyj6Jk

    郎咸平说95真金白银,美国如何保卫美元 01

  10. #40
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    The article forgot that the saving need to generate more min inflationary growth. If not it's also difficult to get in later.
    “Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
    ― Martin Luther King, Jr.

    OUT WITH THE SHIT TRASH

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  11. #41
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    VIP is featured on Sunday Times today.
    "Never argue with an idiot, or he will drag you down to his level and beat you with experience."

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