CPF board says cannot. 6mths no use = bye bye = fresh application.
Our current intention was to use our 'excess' cpf to pay ppty loan so that could free up our cash installments for current outstanding ppty loan so that we have more disposable income for other bulk expenses, eg cash savings for family tour or kids expenditure etc etc.
Anyway decided not to pay unnecessary legal fees again.
Will hold this idea for 3mths and see how things goes. eg. Bank interests rates, economic inflation etc etc
I guess by now, everyone would have known that cpf gives better interests rates over banks etc etc. But everyone's needs and risk appetite changes as we age. A 25yr fresh grads needs r different from a 50+yr old whose stress level is highly co-related with the amount of outstanding loan he/she has as well as the health level to continue to work till retire.
So yes, everyone has their valid points in this discussion. For me, my dream is to retire early and read the papers wo heart attack
*my intention is just to pay installments, Not clear all my cpf la ok? steady