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Thread: It is coming

  1. #1
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    Default It is coming

    Be very careful.
    click: 🏢shoeboxmickeymousehouse 🏢

  2. #2
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    Default

    SIBOR + 0.75 this one
    click: 🏢shoeboxmickeymousehouse 🏢

  3. #3
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    Default

    Fed policy rate will be still near zero comes 2015 ... nothing much to worry

    3m SIBOR will still definitely below 1% by 2017
    Ride at your own risk !!!

  4. #4
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    Default

    bro phantom been away for a while?

  5. #5
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    Quote Originally Posted by phantom_opera View Post
    Fed policy rate will be still near zero comes 2015 ... nothing much to worry

    3m SIBOR will still definitely below 1% by 2017
    okkk.....phew

    maybe just a bad day used for fixing
    click: 🏢shoeboxmickeymousehouse 🏢

  6. #6
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    Quote Originally Posted by newbie11 View Post
    bro phantom been away for a while?
    ya ... everytime I return I have this strong thankful feeling "Singapore is still the best"

    in next 10y, X2 foreigners will queue up to apply to become Singaporeans
    Ride at your own risk !!!

  7. #7
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    Default

    Quote Originally Posted by mcmlxxvi View Post
    Be very careful.
    Be very careful over 1.9% increment?

  8. #8
    Join Date
    Nov 2008
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    Default

    Have not seen interest rates exceed 1% for a long time.
    Quote Originally Posted by mcmlxxvi View Post
    Be very careful.

  9. #9
    Join Date
    Nov 2013
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    Default

    Quote Originally Posted by mcmlxxvi View Post
    SIBOR + 0.75 this one
    interest hikes 来钱挡, CMs 来钱淹.
    mine is sibor + 0.9. do u feel better now?

  10. #10
    Join Date
    Jun 2009
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    Default

    Mine is 1.1 + Sibor (3months) from SCB. Sibor is climbing to 0.401%.

    Can someone introduce me a better base rate?

  11. #11
    Join Date
    Mar 2011
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    255

    Default

    i just revised down my monthly payment for SOR + 0.75... its 0.9499%

  12. #12
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    Oct 2011
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    290

    Default

    Any kind soul can advise if there is any bank offering floating pkg with spread less than 0.8%?
    Mine coming up for adjustment with spread increase to 1.25%!

  13. #13
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    Dec 2008
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    Default

    Quote Originally Posted by Akira Fudou View Post
    i just revised down my monthly payment for SOR + 0.75... its 0.9499%
    mine is boc 0.65+sor = 0.866030%

  14. #14
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    dun anyhow scare pple leh
    Quote Originally Posted by mcmlxxvi View Post
    Be very careful.

  15. #15
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    Quote Originally Posted by bargain hunter View Post
    dun anyhow scare pple leh
    personally I feel anything below 2.6% is still low la...
    at least still cheaper than hdb loan mah

  16. #16
    Join Date
    Mar 2012
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    Quote Originally Posted by Akira Fudou View Post
    i just revised down my monthly payment for SOR + 0.75... its 0.9499%
    most banks have already stop offering SOR package. my banker just told me that it might be better for me not to reprice my loan because old SOR package; even after the 3rd year, is still more competitive than the new SIBOR package.
    "Never argue with an idiot, or he will drag you down to his level and beat you with experience."

  17. #17
    Join Date
    Dec 2008
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    5-Year Fixed Rate Home Loan
    http://www.dbs.com.sg/personal/homel.../default.page?

    i wonder what DBS think is more likely to happen in the next 5 years?
    - home loan rate staying below 1.88% or above 1.88%

  18. #18
    Join Date
    May 2013
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    Default

    Quote Originally Posted by phantom_opera View Post
    ya ... everytime I return I have this strong thankful feeling "Singapore is still the best"

    in next 10y, X2 foreigners will queue up to apply to become Singaporeans
    Two thumbs up

  19. #19
    Join Date
    May 2013
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    218

    Default

    Quote Originally Posted by Ringo33 View Post
    most banks have already stop offering SOR package. my banker just told me that it might be better for me not to reprice my loan because old SOR package; even after the 3rd year, is still more competitive than the new SIBOR package.
    Mine was SOR + 1.00

  20. #20
    Join Date
    May 2013
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    218

    Default

    Quote Originally Posted by taggy View Post
    personally I feel anything below 2.6% is still low la...
    at least still cheaper than hdb loan mah
    But usually hdb loan quantum is much lower than pc

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