Haha, it's a matter of focus....sometime lose focus will be bobo shooter.Originally Posted by 狮子王
Haha, it's a matter of focus....sometime lose focus will be bobo shooter.Originally Posted by 狮子王
If they bid $700 psf for punggol....Originally Posted by Lemonlaw
That is why from the first CM, I ask never go on the media to boast about what property lucrative returns and what have you lor... But those ppl every week must go on Sunday times to say how successful they are in property investment!Originally Posted by Mu
What is income-weighted average age and how is it calculated??
In Sengkang west ...an ulu place...UOL bidder 600+psf if I remember correctly.Originally Posted by Mu
E.g 30 + 60...average age is 45.Originally Posted by acer23
Max tenor is 20yrs
This is another key area. Good point u brought up, I have been thinking about this recently actually.Originally Posted by Lemonlaw
This is call show off..They never learn from Sun TzuOriginally Posted by 狮子王
"Be extremely subtle, even to the point of formlessness. Be extremely mysterious, even to the point of soundlessness. Thereby you can be the director of the opponent's fate."
"All men can see these tactics whereby I conquer, but what none can see is the strategy out of which victory is evolved."
Haha...don't need to think so much lah...think simple.Originally Posted by 狮子王
Why gls land at such ulu price can fetch rocket high price?
Rich ar...our zheng hu...
Originally Posted by Lemonlaw
Thanks. Then why said income-weighted average age? Just said average can liao. Confuse pp leh.
Originally Posted by Lemonlaw
hor sei leow
my wife is 10 yrs younger than me ... and we have never taken any loan more than 20 yrs....
I think it is more than average. The age is affected by the disparity in incomes as well. If the older person earns more, the age will be higher. Vice versa.Originally Posted by acer23
Please correct if I am wrong.
The three laws of Kelonguni:
Where there is kelong, there is guni.
No kelong no guni.
More kelong = more guni.
Originally Posted by 狮子王
exactly ... I cannot stand those write ups ...
super how lian ....
sunday times shud also do a follow up .. re interview them 2 to 3 yrs later and see how these interviewees are doing ...
Got any examples?Originally Posted by Kelonguni
Don't understand leh
All the CMs including the latest will benefit only one group of buyers: those first time buyer looking for owner occupied units.
Why I say units is because landed buyers usually have more than 1 properties, as such, they will not be buying anymore landed liao. That is why I reiterate private condo and HDB will remain healthy while certain class of landed will crash more than 30%.
A few months ago I said this, and some say i talk cork and against me profusely. Now u believe my third eye liao bo?
No.Originally Posted by Lemonlaw
60 yr old income 10k, 30yr old income 0, income weighted age is 60.
60 yr old income 10k, 30yr old income 5k, income weighted age is 50
Get the idea ? Simple math.
(60 * 10 + 30 * 5) / (10 + 5) = 50
All the younger generations never listen to old uncles like me anymore...sigh.....
Clarity will come in next few days from mas and banks. My bankers are waiting to be briefed.Originally Posted by acer23
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
Can't term it as CM as someone had mentioned not too long ago that there's no more CM!
What if 30yr make 3k?Originally Posted by amk
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
Errr.. But 60 years cannot borrow very long tiobo? So 30 should be the max without the weights...I also confused lehOriginally Posted by amk
Originally Posted by Grimloq
U r right. It's merely a framework for banks to adhere to and some action items to close loop holes like the guarantor.Originally Posted by Laguna
If anyone can't sleep over this, then u might be over leveraged.
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
Sigh.. You have to admit THARMAN is indeed a genius. I warned all the property developers way way ahead not to mess with him or Ah Khaw. But instead of heeding my advice, they purposely go against me lor
I cannot sleep over this. Hope after the brother's bankers are briefed, I can sleep better lor. Do not misunderstand, I worry for the developers.Originally Posted by newbie11
Like the lemon brother brought up. There are still a few target area that can be frame worked. So good luck.
(60 * 10 + 30 * 3) / ( 10 + 3 )Originally Posted by newbie11
That is why you all must have hair cut mah!
Originally Posted by CondoInterested
Haha...heng ar...I got 2 fully paid property and 1 under mortgage.Originally Posted by 狮子王
No impact on me.
So according to your formula, the previous example is :Originally Posted by amk
600+0 / 10 = 60 ? How can 60 years old borrow for 60 years? Pls enlighten