After reading many posts from bros and sis in this forum, this is what I learn:
1. Never speculate on your only home
2. Don't delay to purchase your first house
3. As you get older is harder to get longer term financing
4. Good location and freehold status will pay off
5. Expensive CCR project with huge number of units is not a good idea for investment
6. We need passive income from renting when we retire one day
7. Don't over leverage your self to buy your dream house, its not worth it
8. When the market is down, you must have a holding power. Because, price will bounced back higher than it felt.
9. There is 3 things certain in life. Beside death and taxation, there is also inflation.
10. ..........(Please add your own opinion)