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Thread: Bank Loans - 3 mth SIBOR versus 1 month SIBOR

  1. #1
    Join Date
    Oct 2009
    Posts
    22

    Default Bank Loans - 3 mth SIBOR versus 1 month SIBOR

    Which package is more attractive - the 3 month SIBOR floating rate or the 1 month SIBOR floating?
    Pls advise.

  2. #2
    Join Date
    Apr 2011
    Posts
    533

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    Quote Originally Posted by ccsee
    Which package is more attractive - the 3 month SIBOR floating rate or the 1 month SIBOR floating?
    Pls advise.
    1 mth ..

  3. #3
    Join Date
    Jan 2012
    Posts
    3,294

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    Quote Originally Posted by ccsee
    Which package is more attractive - the 3 month SIBOR floating rate or the 1 month SIBOR floating?
    Pls advise.
    currently 1 month is @ 0.31?

  4. #4
    Join Date
    Nov 2011
    Posts
    689

    Default

    go for 1 meh. sibor to be low till 2014 anyway.

  5. #5
    Join Date
    Apr 2011
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    1,099

  6. #6
    Join Date
    Mar 2012
    Posts
    4,990

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    Quote Originally Posted by Eastboy
    go for 1 meh. sibor to be low till 2014 anyway.
    Ya lor... If usingj cpf lagi. Worse every month gotta change

  7. #7
    Join Date
    Mar 2008
    Posts
    693

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    Quote Originally Posted by carbuncle
    Ya lor... If usingj cpf lagi. Worse every month gotta change
    dbs offers 3 mths "reset" (not sure if i spell correctly). hsbc offers 1 mth "reset". which is better?

    i am not sure if i ask this question before on another thread. blur liao..
    anyway, i am still shopping for my housing loan.

  8. #8
    Join Date
    Mar 2012
    Posts
    4,990

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    Quote Originally Posted by stl67
    dbs offers 3 mths "reset" (not sure if i spell correctly). hsbc offers 1 mth "reset". which is better?

    i am not sure if i ask this question before on another thread. blur liao..
    anyway, i am still shopping for my housing loan.
    Ttlly nw 2 me....dnno srry

  9. #9
    Join Date
    Apr 2012
    Posts
    23

    Default if you are efering to 3 month sibor vs 1 month

    1-month rate will be better based on historical data

    and it also supposed to be able to be redeam at more flexible timing wise

    Quote Originally Posted by stl67
    dbs offers 3 mths "reset" (not sure if i spell correctly). hsbc offers 1 mth "reset". which is better?

    i am not sure if i ask this question before on another thread. blur liao..
    anyway, i am still shopping for my housing loan.

  10. #10
    Join Date
    Jul 2011
    Posts
    9

    Default

    Just fyi..Citibank offers 1mth Sibor with unlimited switch between 1/3/6/12mth Sibor.

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