This thread is to keep everyone informed of the latest changes.. Whether it is increased spreads, new packages, special promotions, you can hear it first in this thread.
This thread is to keep everyone informed of the latest changes.. Whether it is increased spreads, new packages, special promotions, you can hear it first in this thread.
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
HSBC: increased min loan quantums while spreads stay the same.
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
DBS Commercial: For Completed under personal name. 3M SIBOR + 0.98% for year 1-3 with interest rate cap at 1.98%
Promotion ends 20 April. PM for details.
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
quantum ??.. and wat spread after 3yrs ??...Originally Posted by newbie11
refi after 3 years lor. assuming the lock in is only for 3 years.Originally Posted by ikan bilis
Wat the rate like for residential under company?Originally Posted by newbie11
TS agenda is to earn from referral fees... Tsktsktsk
The promo is for personal name.Originally Posted by Allthepies
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
UOB Fixed rates up from year 1 1.18 to 1.28
Citibank loan quantum increased for selected packages
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
DBS increases the spread for packages that have cap of 1.49% for first 2-3 years, from 0.85% + 3M SIBOR to 0.88% + 3M SIBOR for year 1-3
Click to compare home loans.
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
Latest packages from State Bank of India
For Completed Properties
Loan Quantum: $500,000
Y1: 3M SIBOR +0.60%
Y2: 3M SIBOR +0.70%
Y3: 3M SIBOR +1%
Y4: 3M SIBOR +1.50%
Y5: 3M SIBOR +1.50%
More packages are available. If you need more info, you can calculate and compare home loans here.
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
Gone are the days with 0.6 or 0.75%+sibor throughout.
even got, they peg to 3yr contract only ,right?Originally Posted by DC33_2008
then if renew, they will offer the new higher rate to us which we cannot refuse to accept also..
I took the road less traveled by, and that has made all the difference.” - Robert Frost quotes (American poet, 1874-1963)
People buying property now with loan is worst off as compared to 2 years ago.Originally Posted by roly8
Standard Chartered
For BUC, spread went up from 0.7% to 0.75% + 1/3M SIBOR for year 1-3.
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
The lowest I got from them is 1month sibor + 0.5%.Originally Posted by newbie11
Solid! Throughout or first 3 yrs only? Care to share which bank?Originally Posted by mygeemeel
I presume this is for 1st year, how about the 2nd and 3rd year? 2 years lock in, 3 years crawl back?Originally Posted by mygeemeel
Mine is Stanchart 3 years. 0.5%, 0.5%, 0.6%. Clawback sure have. Fire insurance for 5 years foc. Full legal subsidy.
I suppose this is for BUC?Originally Posted by mygeemeel
July 12 2012
New Fixed Rates Home Loan packages for Completed properties only! They are applicable for both HDB and Private. This is a promotion for limited period only! Check out the
2 year fixed rates for HDB at 1.25%, 1.35%,
2 year fixed rates for Private at 1.25%, 1.35%,
3 year fixed rates for HDB at 1.25%, 1.35%, 1.45%,
3 year fixed rates for Private at 1.25%, 1.35%, 1.45%
For more info, click here
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.
The promotion packages show that the bank is either desperate for clients and/or the rates will maintain low till end 2015.Originally Posted by newbie11
Hi,Originally Posted by DC33_2008
We took up a loan with DBS in jul 2008:
1st year 12 month sibor + o.5, 2nd year 12 month sibor + 0.75, thereafter 12 month sibor + 1
I was told by the bank yesterday that I can reprice the loan with fee of 500 with 2 year lock in period:
1st,2nd and 3rd year 3 month sibor + 0.75 and thereafter 3 month sibor + 1.
For a 1 million loan, we could potential save about $7,500(0.25% * 1 million * 3 years) for the first 3 years. The 3 month sibor rate is also lower than 12 month sibor now
Am I missing something? sounds too good to be true?
So DBS is doing something to retain their existing clients. Loan tenure can now be increased to 50years. Do they expect the next generation to pay for the mortgage?Originally Posted by CP5211
Nothing can beat HDB loan @ 2.6% ... can I refinance to extend till death ??
Ride at your own risk !!!
you guys know any after deal than dbs? thanks
What happen to those 65bps throughout deals ? 75bps for 3y I think many banks can match it without the fee.
newbie11, why you never say that tenure has now been changed.
from UOB website
http://www.uob.com.sg/personal/loans..._mortgage.htmlAKAN DATANG. 3 generation loan.
- Q3. What is the maximum loan repayment period?
- Freehold Property
Up to 50 years or 80 years of age, whichever is earlier. For example, if you are 25 years old now and buying a freehold property, the maximum loan period is 50 years. The loan duration plus the age of the applicant must be less than or equal to 80 years.- Leasehold Property
Up to 50 years or 80 years of age at end of loan tenor, whichever is earlier, and remaining lease of at least 35 years at the end of loan tenor
If one decides to switch HDB loan to bank loan, is it possible to increase the loan tenure e.g. from 15y with HDB to 30y with bank??
I know it is not worth the risk in terms of interest rate, but just curious.
Ride at your own risk !!!
UOB can set 50 year mortgage.Originally Posted by hopeful
so it looks like devilplate is wrong in his response to my question?
http://forums.condosingapore.com/sho...postcount=2585
yes carbuncle, my memory is like a dinosaur for useless stuff.