Break into schedules/milestones lor
![Wink](images/smilies/wink.png)
. E.g. full renovation:
1) Downpayment - 10%
2) Hacking & wet work / tiling etc - 20%
3) Plumbing, WC, bath etc installation - 20%
4) Cabinet work - 20%
5) Electrical works - 10%
6) Wallpapers / painting etc all done - 10%
7) After 1 month all done & no defects - 10%
Above is just a rough guide. You can have any combination etc but make sure don't pay more for each stage than necessary otherwise they collect 20% instalment and can run away do nothing more!
![Big Grin](images/smilies/biggrin.png)
Make sure they provide 1 year warranty.
![Ashamed1](images/smilies/ashamed1.gif)
However, all warranty is useless unless you get a trust-worthy ID.
![Stick Out Tongue](images/smilies/tongue.png)