Dear Naruto,Originally Posted by KC76
Just want to share with you some of my consideration when I upgraded:
1. Reason for moving. Why do you have to move? Are you just moving across the road? Or are you moving to be near parents etc? Is your reason to move time sensitive or are you able to wait, in case market soften?
2. Are you comfortable at this price level, taking into account your finance situation, dependents, job security? Without any idea of your situation, it is hard to comment but I suppose a loan of $400k would be fairly comfortable for you since you are looking at PC.
3. Are you able to stretch the budget further and keep the HDB, given that you will not be able to buy another one until you give up your PC.
These are some of the things I considered when I upgraded. In fact, when I was looking, I even consider HDB because I moved for logistic reasons. It was not that die die must have PC... Also OK with HDB. Btw, after we moved into condo, life has not really changed much... After the initial few months, things are back to normal.