Set goals for you and your family and not for your company. For eg., you are earning $10000/mth and if your net rental income from fully paid-up properties (less tax and maintenance, etc) or mortgage properties (less maintenance fee, tax, interest from mortgage, etc) is $10,000 or more, you do not need your job and can relax to do some part-time job or help the less fortunate. Otherwise, if you help your company to make millions, you will only get a fraction of it. Worst still, you have to work harder to help them to make more subsequent years. When recession comes, hardworking ones may be axed becos they are not smart enough to curry favour the boss. I meant you have a choice when you have options.
Yes, our initial plan is to buy a 2nd property so that after our retirement, we can collect the rent for our daily allowance or the rent can help to service our loan and we still have the 2nd property in hand. But one thing for sure, our net rental income from the fully paid properties won't be that much of $10k or more.
Now, I'm a bit lost, not sure whether did I enter at the right time and the right location. My plan and thinking seems to go a bit "hay-wire" now. The only thing I can do now is wait till TOP and see how is the market condition and decide from there.