I have an HDB flat and the current loan balance is about $50,000. So I don't qualify for the 80% bank loan to buy a 2nd property (private property).
For the sake of constructive discussion, how would you suggest people like me (who are looking to buy a private property) come up with the 40% downpayment? I am sure there are thousands wo are in a similar situation
and your answers/ideas would benefit.