Hi,
Need some quick advice. Just bought a private property and been shopping around for a home loan package. I have been offered the following:
1. 1M SIBOR + 0.75% throughout (legal subsidy up to $3000)
2. 3M SIBOR + 0.65% for 1st 2 years, then 3M SIBOR + 0.7% thereafter (legal subsidy up to $2500)
Assuming all other terms being equal, which one is better? Thanks in advance