Search:

By: Zeng Han Jun, CPCG, Singapore



There are many different reasons why home owners want to refinance. Some want to go for a lower interest rate, some want a fixed rate and others want...

Many consumers assume that “mortgage companies” are banks that lend their own money. In fact, a company that you deal with may be either a mortgage banker or a mortgage broker. So what is the...

By: Zeng Han Jun, CPCG, Singapore





Home loans have always been pegged to internal board rates and last year banks started pegging to rates like Sibor and SOR. For your information,...

By: Zeng Han Jun, CPCG, Singapore





Buying a property is always a stressful event. Searching for the right property is already a big challenge, not to mention the process of being...

By: Zeng Han Jun, CPCG, Singapore

Landlords are suffering from the lack of tenants right now. Lists and lists of property advertisements displaying “For Rent” sign bombards every property agencies...

- waive fees and willing to negotiate rates on case by case basis?

Banks do waive fees on a case by case basis. That is when your case is large enough. Very often they do not negotiate rates with...

By: Zeng Han Jun, CPCG, Singapore



May Bank’s latest home loan package come as good news to real estate investors amid the gloomy financial market. With most of the banks tuning up on the...

By: Zeng Han Jun, CPCG, Singapore

For most people, a home purchase can be the largest ticket item of their life. As such, it is important to be particular about it, especially now. Do not be...

By: Zeng Han Jun, CPCG, Singapore



When hard time comes around, it is inevitable that some of us might have difficulties maintaining our current cash flow. This might lead to an increase...

LOL! Damn funny, but I think J Dog is out of your range bro! LOL

By: Zeng Han Jun, CPCG, Singapore

Offset mortgages have been around for a few years in the Singapore home loan scene and has been relatively popular with people who knows who to make use of such...

You are not the only person who are in this situation. There are others who are facing this problem as well. It is a very delicate situation where you will have to take proactive action else the...

I am sure you have more than 3 properties? yeah? otherwise they would not have capped you at 70%

*Whistle* There you have it. Good old strategy at play. Never fails. ahlahdin is an old~ hand. LOL

Seriously I think the location there is ideal for rental strategy in the future. The tenant profiles for that area ranges from university students to foreign white collar workers.

The university...

LOL. Yeah I know it is the obvious, but I think they are just trying to put it in a nice way to remind home buyers to buy within their range. I have done some deals where home buyers really stretch...

Hey fisher, you speak of future development. What kind of future development will there be around the area? Has anyone studied the blue prints of that area yet?

By: Zeng Han Jun, CPCG, Singapore

Thinking of getting yourself a whole new home loan? If so, when will it be appropriate to carry out this application? Amid all the uncertainty in the banking...

This interest only scheme is not a new method. It has been used by many banks for a long time. Even the HDB has a variant of this scheme. The main purpose of this scheme is to lower the monthly...

By: Zeng Han Jun. CPCG, Singapore



Being a foreclosure investor is a daunting task and requires lots of different skill sets. It becomes even more difficult if you are going into it...