View Full Version : 5 Major Facts about Singapore that every Singaporean should understand
http://theinfluencermedia.com/2014/07/20/5-major-facts-about-singapore-that-every-singaporean-should-understand/
Lately there has been an ongoing trend of Singaporeans lashing out at the government, voicing out unhappiness and dissatisfaction. We saw a article of how we are ranked in the top most expensive cities, we had Roy Ngerng causing a huge stir about the CPF system, we had photo comparisons of what a 3-room flat in Bishan can be like a bungalow in Pennsylvania. Many people are saying that our ministers are getting paid too high and there is a large widening gap between the rich and the poor.
To make things worse, the recent boom in foreigners has caused upset amongst Singaporeans, citing that “Singapore has less Singaporeans than foreigners”. We love comparing to successful first-world countries. “Oh, look at how great Germany is doing. Look at how wonderful it is to live in the Scandinavian countries. It will be so much better to migrate to the UK or Australia”. What I can tell you is that if you are someone who follows world news, global economics and politics closely, you will realize that every country has their own problems as well.
1) Population Control A.K.A. “Why are there so many foreigners in Singapore?”
No, Singapore is NOT the only country that is facing an immigration issue. The United Kingdoms, Germany, Australia, United States of America, Canada is also facing the same issue. Ironically, these are the countries that Singaporeans want to migrate to because they believe they can enjoy a better lifestyle there. Before you start to tell everyone about your dreams to migrate, have you considered that when you ‘migrate’ to a foreign country, you automatically become one of those “foreign immigrants” which Singaporeans are so upset about?
Here is the hypocrisy when Singaporeans point out they are not happy that so many foreigners are overtaking Singapore, and Singaporeans say they want to migrate to other countries, and eventually they end up being a foreigner in a different land. And this is exactly how our first-world counterparts feel. People in Europe and the U.S. are complaining that there are so many Asians flowing into their country. Their own local populace is also crying out that there are too many people coming into their country.
And this is why we must look into the reason on why immigration happens. People immigrate in hopes of finding a better lifestyle than staying in their home ground. Countries allow immigrants to come in, if they can provide the countries with benefits. Why has Singapore become a hotspot for immigrants?
Let me introduce to you jobs which pay about $1,600-$1,800 a month, to do cleaning services, waitressing, laundry, bus operators, cashiering, clerk assistants or construction labor. Too many proud, and ‘elitist’ mindset Singaporean graduates want the easy life and cannot handle hardship.
If every Singaporean refuses to do blue-collar jobs, who will do it? Who will be the ones who keeps our streets clean, construct awe-inspiring buildings like the Esplanade, Singapore Flyer, Marina Bay Sands, operate our MRT and bus services, serve our food at restaurants, maintain proper roads and infrastructure?
5 marina_bay_singapore
The governments and employers have no choice, they need to open up the job offer to anyone outside our country, who are hungry for jobs and don’t mind taking up the offer. And yet certain, bad-mouthing Singaporeans still complain that they get bad service from foreign workers. The notion here is, “If you think you can do a better job than them, go ahead and do it instead of complaining”
2) Treating the CPF system like it is a complete scam
A certain blogger Roy Ngerng has churned out many infographs about how menacing the CPF system is. While the the information cannot be proved to be true, what we can comprehend is very clear. Personal income tax in Singapore averages 6.5%. The top marginal income tax you could ever hit is 20%. CPF contribution is also another 20%. This may sound harsh to you, but please take note that in other ‘first-world’ countries, their personal income tax is higher than our maximum 20%. Some countries go up to 50%. That’s like an employer promising you a $4,000 salary but you only get to take home $2,000.
In Singapore, we may only take home 70-80% of our net supposed salary. However, 20% of that amount is still technically yours. Unlike other countries, our government has not completely removed that 20% away, never to be seen again. It is simply kept in a retirement account. And the bonus is that you can still use your CPF to pay off any medical bills, insurances and housing bills. The CPF money can still be used and planned to a certain extent.
I don’t know about you, but I much rather have 20% in a retirement account than have it completely taken away by ‘income tax’. No matter how bad you might assume CPF is, it’s already a system that is much better than 90% of other countries. If you blatantly say you just want to migrate to other countries “because there is no CPF there”, you are forgetting something called “2-3x higher income tax rate”
3) Complaining about Real Estate and Car Prices Thousands of motorists sit stuck in the
Ladies and gentlemen, this is what our roads and highways will look like if the government makes car prices as low as that in the United States ($20,000 avg.) If we let every Singaporean have the privilege of owning a car, we will have infinite traffic jams, and even commuters who choose to take the bus will find themselves caught in these massive jams. Even motorcycle users will be affected. Air pollution indexes will raise higher than what our “forest fire hazes” have given us, and everyone will have to walk out with N95 masks everyday like the situation in Beijing. Is this what you want? Low car prices?
Flash news! Singapore is an island state that is no more than 42km wide. It is irrational to blame the government for having such a small island to work with. Since we are born into a small country state, maybe it’s time to accept the fact that not everyone can be allowed to own a car. The COE system is put in place so that people with higher status, eg. businessmen, professionals, managers, politicians who have a bigger need for cars can afford the $70,000 to travel around. The notion here is that if you can’t afford a car, simply settle for public transport. It only takes a maximum of 1 hour 15 minutes to travel from Tampines to Jurong via MRT.
Anyway, if you are a financially educated person, you will know that owning a car is having more liabilities, which is a bad financial decision especially if you are aiming to get rich ASAP. In a way, the government is discouraging people from buying cars, which is not necessarily a bad thing.
Which brings me to my point of soaring real estate prices in Singapore. HDB_10_2_1
We simply love comparing that our $400,000 3-room flat in Tampines/Bishan can afford us a freakin’ Villa (complete with poolside and balcony) in Thailand or Mexico. Let me emphasize again that we are a small island, so it is simply irrational to blame the government for having such a small island. We cannot build 1,000,000 Villas for the 1,000,000 households in Singapore for everyone to live in. There is not enough space. This is common sense that you cannot fit so many big houses into a small country.
Take a look at other countries who are suffering from land shortages. Real estate prices in Hong Kong are more expensive than Singapore’s. Japan’s real estate prices is almost similar. Everywhere in the world, real estate prices are generally rising due to demand and supply from people who need a house.
Another notion here is, if you cannot afford to buy a big house, settle for a small one, or just rent out a flat. And if you really want to live in a Villa with $400,000, please consider migrating because you won’t find anymore hope here.
4) Difficulty of finding employment, even with a degree
In agreement to point number 1, it’s really not the case that it’s hard to find employment in Singapore. It’s more about us Singaporeans being too elitist and picky for own good. What do most of us always say we want to be upon graduation?
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“Oh, I wanna be a [insert industry here] manager” Well, captain obvious, if the entire population dreams of becoming a manager, who will become the employee? Think about that just for awhile.
Working as an employer’s assistance, I have posted out job listings calling for receptionists and customer service executives needed for SMEs. The pay given was $2,200, which includes potential commission if sales deals are closed over the counter. I specifically stated that the education level required was not necessary, as long as the applicant knows how to speak fluent English and their natural mother tongue. The catch? You must commit to a 6-day work week, 9 hours a day. This sounds like a grind, but,
I got 0 replies from Singaporeans, and 20 replies from foreigners.
You see, it’s not that it’s hard to get a job in Singapore. It’s just that if everyone wanted to become managers, there’s simply not enough. Once again, simple demand and supply concept. As for people who rant about how so many foreign workers are taking up managerial positions and commanding Singapore employees to do jobs instead, I believe that from a HR perspective, these ‘foreigners’ have already achieved a good reputation through networking and work experience.
Because honestly, if you are a Singaporean with a good track record of experience, and your foreign rival has no experience at all, any logical HR manager will hire you instead. Before we start jumping to conclusions, we need to take a step back and appreciate that some foreign workers indeed have the necessary years of experience required and have displayed good working habits in order to get the promotion to a managerial role.
Trust me, if you set up your own business one day, and get a chance to be your own boss, you would also choose your employees based on their work attitude, personality, and years of experience. Nationality is a very weak subject in the world of employment.
5) No explanation needed
Singapore-River 1_marina_bay_night_2012
Our government has transformed Singapore from 3rd-world kampung island to 1st-world global recognized state in a matter of 40 odd years. If you can’t even appreciate this fact, it’s time to do some self-reflection of whether you can do a better job in their shoes, if we reset time to 1965.
Jackie Loh
Writer
The Influencer Media
http://theinfluencermedia.com/2014/07/20/5-major-facts-about-singapore-that-every-singaporean-should-understand/
http://theinfluencermedia.com/2014/07/20/5-major-facts-about-singapore-that-every-singaporean-should-understand/
1) Population Control A.K.A. “Why are there so many foreigners in Singapore?”
2) Treating the CPF system like it is a complete scam
3) Complaining about Real Estate and Car Prices Thousands of motorists sit stuck in the
4) Difficulty of finding employment, even with a degree
5) No explanation needed
1) Population Control A.K.A. “Why are there so many foreigners in Singapore?”
We study around the World which education system is good, which transportation is good, Did we study how we can growth the population?
LKY once say, it take 20 + years in order for us to know what our children are capable of, whereas we just need to import whether profession we need in a short time no need to study how to grow population.
2) Treating the CPF system like it is a complete scam
CPF is once of the Best in the World, but after the America print money, the value depreciated beyond imagination.
e.g 2 Bedroom at Southbank cost SGD 535,000 in 2006 fast forward the same unit cost increase by a SGD 1,000,000 in 2011.
3) Complaining about Real Estate and Car Prices Thousands of motorists sit stuck in the
Most complain because they cannot get HDB not private. Car price because Taxi is so much expensive, if Taxi is cheap who need to drive to work.
4) Difficulty of finding employment, even with a degree
I believe lot of us hear story of FT manager getting their own to replace Singaporean.
Reset time in 1965, although poor most of them are happy.
https://www.youtube.com/watch?v=HGLpXSOqSHc
Minority is super pro PAP, maybe he is from grassroots or something.....still think power corrupts and absolute power corrupts absolutely as taught in sec school is true, we need checks and balances....see much improvements in policies like CPF Life, pioneer generatiin and 4 rm lease buyback and reducing FT since more opposition in garment....
Car prices need not be so high...they can restrict number of cars sold even without a coe by coming up with a ruling that restricts car population....
Allthepies
21-10-14, 09:11
Very good article. I'm proud to state that I'm pro progress and development and currently the current government is the only one that can provide that! : )
Car prices need not be so high...they can restrict number of cars sold even without a coe by coming up with a ruling that restricts car population....
so how u determine who can drive? national lucky dip? or would you prefer the hk model where the $ goes to the developers selling you a car park at $500K a lot?
What is the solution you think will work? everything have trade off question is which trade off best benefit the people and the country?
They can allow one car per household who needs it like with young children or people who need it for their jobs because they need to travel a lot like in Sales...the rich should not be allowed to have so many multiple cars...have 1 million cars on the roads now and prob 3 million + true Singaporeans? Should be enough for each family that needs it.
Actually, COE and high housing prices are like a form of tax revenue for the government more than anything...so it compensates for our rel low income tax.
1) Population Control A.K.A. “Why are there so many foreigners in Singapore?”
We study around the World which education system is good, which transportation is good, Did we study how we can growth the population?
LKY once say, it take 20 + years in order for us to know what our children are capable of, whereas we just need to import whether profession we need in a short time no need to study how to grow population.
2) Treating the CPF system like it is a complete scam
CPF is once of the Best in the World, but after the America print money, the value depreciated beyond imagination.
e.g 2 Bedroom at Southbank cost SGD 535,000 in 2006 fast forward the same unit cost increase by a SGD 1,000,000 in 2011.
3) Complaining about Real Estate and Car Prices Thousands of motorists sit stuck in the
Most complain because they cannot get HDB not private. Car price because Taxi is so much expensive, if Taxi is cheap who need to drive to work.
4) Difficulty of finding employment, even with a degree
I believe lot of us hear story of FT manager getting their own to replace Singaporean.
Reset time in 1965, although poor most of them are happy.
1. Well you are cherry picking the policy to compare. The times it was implemented was at a time where growth are weak, jobs are scare, population education level are poor, people have large family and are not able to feed or educate everyone of the kids. Its a vicious cycle. Its also the times where people have large family becoz of background. i.e farming background , family business, culture etc. where larger family means more hands at work or high rate the family line can survived. But big family comes with problem of not able to provide for everyone. I come from a grand parent where I have 15 uncles n aunties. My grandfather work all his life just to make sure he can provide. Gave away 2 kids coz he cannot feed them and of the 15 only 3-4 manage to get more than junior college education. the rest are at best primary or sec if they are lucky.
Given that if we continue in that direction do you see use progressing today? people don't just follow policies becoz the government say so. They see the point in providing the best for their kids and have lesser kids allow them to do so. also times have changed the culture needs to have a giant family are no longer there. plus the liberalisation of the female population into work force further slow that down. Woman are no long just a home maker n child bearer. they have a choice to earn their own keeps and have their own dreams.
Fast forward to today. we have a ageing population to plainly blame that on the 2 child policy is bull. without that we won't be here in the 1st place with higher education. We have a developing nation problem where people are more mobile n educated. people want to ENJOY LIFE before they settle to have kids. People want to see the world travel or start a career before they have kids.
Maybe the government should implement a a entreatment shut down policy every 2 weekend. turn off internet , no clubbing n people not allow to travel out for leisure. maybe that would have more people entertaining themselves procreating.
today is not becoz people cannot afford to have kids its they have very high expectation on what the kids must have and how they must enjoy 1st before they decide. Thats the main reason why population is low. look at Japan, HK etc. all the developing countries all same problem.
2.
CPF. well what is the best suggestion then? Everyone want high return don't want the risk? CPF have the options of investing in equity. or buying property to improve the gain. people do that. Those who don't can't blame the system for being lousy. the nobs are there for them to turn. refusing to do so but whine that more can be done is to akin to siting on ones hands waiting for the gold to drop from the sky. KPKB won't get anywhere . how much risk are they willing to take. No risk low return. want higher return then have to take risk. There are no free lunch.
3.
HDB cannot get ? there are so many. can go Q. cannot get is becoz they want the most mature estate. the best location at the best cheapest price. Taxi is expensive ? depends where u compare to. and complain taxi expensive u never give some thought to the singaporean uncle who is also driving the taxi too? transport is multi tiered. take bus if want cheap. want to save on car take taxi. want to enjoy the drive pay for the car. If every Singaporean can take taxi every time how much taxi do we need? We need the type of thailand or jkt taxi jam? I afraid not. give me a MRT any time.
4.
Cannot find job without a degrees and blame FT. thats a urban myth and punching bag. its a bloody bad excuse. It the choice of work people want. if the degree is not specialised then the applicant have to be flexible. I have applicant who are taking a non relevant degree without experience and 1st job they want is snr role. next is ask when is the promotion. This I cannot do that I cannot do.
I have friends that are retsctucture out of MNC when business direction changes. not that he cannot get job. just that he cannot get back the same paying job. But fact is that job have been restructed out of the MNC skills needed are different. So either suck it up learn a new skill or take some risk do something else. people have this mind set that they must go back to do the same thing. well that when they get stuck. So don't blame the FT. Frankly its not the FT that take away the job its the job disappear and the degree holder are competing with younger Singaporean degree holders. Either there need to be more MNC with new business if not the degree hold need to be more hard driven or innovative to show a differiation. The saying goes sitting on one laurel and hoping the best will come is just plain wishful thinking.
How to implement a model to justify that I need a card due to the needs, eg doing sales? There will be a lot of loop holes and people will abuse it. A better method will be used
more wihch i think will be implemented in the future.
The rich can buy as many cars as possible as at any point in time, he can only drive 1 car even if he owns 20. hahhaa... the more the better since they are helping to fund the
maintaniance road through road tax.
They can allow one car per household who needs it like with young children or people who need it for their jobs because they need to travel a lot like in Sales...the rich should not be allowed to have so many multiple cars...have 1 million cars on the roads now and prob 3 million + true Singaporeans? Should be enough for each family that needs it.
Actually, COE and high housing prices are like a form of tax revenue for the government more than anything...so it compensates for our rel low income tax.
So how do you police that? so I rich setup my own company and then I pay the Acct managers as sales low salary as place holder then I can own many sports car!
So how thats fair ?
So I rich have many kids then I deserve more cars too then? How you prevent me who is rich to do that? How is that fair?
So maybe the rich should not have so many children then. coz have children means can buy more cars! hows that fair?
Sales people have car allowance. that help offset the car price. and company get tax breaks thats how the system work.
I rather the govern collect the rich tax and collect the tax revenue and spend on infra. than to give breaks to people that way.
Very good article. Its very sad that many youngsters do not see Singapore's issues and the government's efforts in this perspective. Granted the responsible Opposition that we have in Parliament is providing good check and balance and hoping that we continue in this direction for a better future. Roy Ngerng made sense about CPF and got the Govt to seriously relook at CPF. But his failure is not knowing when to stop.
Minority is super pro PAP, maybe he is from grassroots or something.....still think power corrupts and absolute power corrupts absolutely as taught in sec school is true, we need checks and balances....see much improvements in policies like CPF Life, pioneer generatiin and 4 rm lease buyback and reducing FT since more opposition in garment....
How u determine I am grass root? becoz I agree with what policies that worked? and I understand the trade off and accept the trade offs? Then its also fair for me to call u a blind oppie?
Sure have checks n balance. find me a quality opposition that have a credible idea and stand? not those raid the coffers populist short them stir the emotions to get votes policies. Find me. Since you are in the health care industry I accustom your accreditation of how fantastic the opposition have provide all these thing u say as a placebo . They are nothing but a sugar pill. Coz they did nothing. They just make a lot of noise then sit at the back seat collect $$$. frankly they are as waste of space. waiting to come out to take credit for everything that goes well and 1st to point finger when things go south. Whats their stand on every policy can we ask? Silence I guess is golden.
since u are in the health care. Lets look at the FT. without the FT nurses u think the system can work? how many singaporean want to be nurse? go throw shit , pee and kana K by the family? How many? Maybe we should pass a law that surviving family member or females in family must undergo nurse national service training. in even family member go hospital they must become nurse take care of their own parents and relatives. Hospital only provide doctors and a few supervisory nurses. Would that work for you then?
I am more of a socialist than a capitalist I guess, that is why I think rich should not have multiple cars depriving other less well off families who need it more to own a car...
I am more of a socialist than a capitalist I guess, that is why I think rich should not have multiple cars depriving other less well off families who need it more to own a car...
Then u should not be owning more than 1 house coz you are depriving other who really need a place to stay too. Right?
How u determine I am grass root? becoz I agree with what policies that worked? and I understand the trade off and accept the trade offs? Then its also fair for me to call u a blind oppie?
Sure have checks n balance. find me a quality opposition that have a credible idea and stand? not those raid the coffers populist short them stir the emotions to get votes policies. Find me. Since you are in the health care industry I accustom your accreditation of how fantastic the opposition have provide all these thing u say as a placebo . They are nothing but a sugar pill. Coz they did nothing. They just make a lot of noise then sit at the back seat collect $$$. frankly they are as waste of space. waiting to come out to take credit for everything that goes well and 1st to point finger when things go south. Whats their stand on every policy can we ask? Silence I guess is golden.
since u are in the health care. Lets look at the FT. without the FT nurses u think the system can work? how many singaporean want to be nurse? go throw shit , pee and kana K by the family? How many? Maybe we should pass a law that surviving family member or females in family must undergo nurse national service training. in even family member go hospital they must become nurse take care of their own parents and relatives. Hospital only provide doctors and a few supervisory nurses. Would that work for you then?
I think you have to be less irritable and agitated in your posr, maybe you need to check your blood pressure and thyroid function test as you are at risk of hypertension and sound hyperthyroid...anyway, none of us believe the Opposition has what it takes right now to form a majority garment even the Opposition parties themselves but what I am saying is that PAP must not have 100% control as with no checks and balances, it can be very dangerous...
Then u should not be owning more than 1 house coz you are depriving other who really need a place to stay too. Right?
Actually I don't mind if such a policy comes into effect that each person only 1 house in land scarce Singapore....then we just invest in oversea properties also can...
I think you have to be less irritable and agitated in your posr, maybe you need to check your blood pressure and thyroid function test as you are at risk of hypertension and sound hyperthyroid...anyway, none of us believe the Opposition has what it takes right now to form a majority garment even the Opposition parties themselves but what I am saying is that PAP must not have 100% control as with no checks and balances, it can be very dangerous...
I take my yearly checks thank you. and yes the doctor is local and the nurse is from Philippines. Thank you for concern my blood pressure is in the good range. thanks to exercise.
What is the the opposition that everyday tell u they are here to check the government but they are never ready? how long they have been ard can I ask? they been ard long enough and they cannot have creditable people to form a credible party that can have at least 1 good policy suggestion that can stand a debate? maybe they need some FT injection ?
I am not saying I don't agree with having checks. question are ur checks even a real check? or are they just plain placebo that make you think u are safe but in fact they are nothing but sugar pill that did nothing.
Actually I don't mind if such a policy comes into effect that each person only 1 house in land scarce Singapore....then we just invest in oversea properties also can...
Sorry correction we cannot have each 1 HOUSE. Should be 1 apartment. at most. So then u should put the $ where ur thought is. Sell away all ur sgp assets then. Do the right thing.
I believe many of the good policies these few years came about due partly to Opposition pressure...
Sorry correction we cannot have each 1 HOUSE. Should be 1 apartment. at most. So then u should put the $ where ur thought is. Sell away all ur sgp assets then. Do the right thing.
Correction, I meant each family....why should I do that for that reason, makes no difference to anyone in the bigger scheme of things...and can't it be for my children?
I believe many of the good policies these few years came about due partly to Opposition pressure...
u gave them too much credit. Being there at the right place n right time to collect credit for doing nothing.
Maybe I everyday cry crash crash crash tell u don't buy stock n property. when it comes u should credit me for tell u all so coz I been screaming that day and night the last 10yrs.
But if it never happened and u missed the boat badly u should go blame the government.
I believe many of the good policies these few years came about due partly to Opposition pressure...
Ehhh also u meant before that there was no opposition in parliament? what have those guys been doing? sleeping? You mean to say there are no good policies before that too? or its also becoz of got some opposition sleeping but just not enough sleeping in parliament?
I think there is time where credit should be given. but this is not one of those leh.
Do you praise your kids for just being in class sleeping or do you praise him for the achievements he achieved himself?
Think u give Opposition too little credit too...btw, most basic health checks do not include thyroid function and its dysfunction is actually fairly common so make sure yr yearly checks include it and for those more than 50years old, stool for occult blood and colon tumour marker too. hep B screening is also important as it is silent and increases one chance of liver cancer by 200 times so include liver tumour markers and get vaccinated against Hep B and for ladies HPV against cervical camcer.....sorry I digress...
u gave them too much credit. Being there at the right place n right time to collect credit for doing nothing.
Maybe I everyday cry crash crash crash tell u don't buy stock n property. when it comes u should credit me for tell u all so coz I been screaming that day and night the last 10yrs.
But if it never happened and u missed the boat badly u should go blame the government.
Dear Minority, I have to disagree with you on this point. The credible opposition voice of Mr Low TK, has done good for Singapore and we should give him the credit.
http://www.leboncoin.fr/voitures/700055820.htm?ca=2_s
http://www.leboncoin.fr/ventes_immobilieres/704382100.htm?ca=2_s
http://www.leboncoin.fr/ventes_immobilieres/679475635.htm?ca=2_s
http://business.asiaone.com/property/news/25-cent-fewer-bto-flats-next-year-more-priority-families-who-want-live-near-one
For 3 years, 2011, 2012 and 2013, we launched more than 25,000 BTO flats per year, for a total of 77,000 flats. This is a record construction programme, but necessary to meet pent-up demand especially by first-timers. The effort has been effective in clearing their waiting queue. - See more at: http://business.asiaone.com/property/news/25-cent-fewer-bto-flats-next-year-more-priority-families-who-want-live-near-one#sthash.uhSTINfO.dpuf
Fact and figure please. Do you need to drive a car when it is cheaper to take a Taxi.
https://fbcdn-sphotos-e-a.akamaihd.net/hphotos-ak-xpa1/v/t1.0-9/p417x417/10389338_10203729769537657_2521409615868595405_n.jpg?oh=b2e99992216c033733dd3b8537c3963e&oe=54F2B77F&__gda__=1420661120_c726113dad0de79c98f203bdb904b5b2
http://www.teoalida.com/singapore/hdbstatistics/
2006 - 2 Bedroom SGD 535,000.
2010 - same 2 Bedroom SGD 1,550,000.
How can CPF give this type of return.
http://therealsingapore.com/content/overcrowding-buses-okay
http://therealsingapore.com/sites/default/files/styles/large/public/field/image/st_bus600.jpg?itok=cApsx_Jx
http://www.straitstimes.com/breaking-news/singapore/story/11-billion-bus-improvement-plan-about-quarter-way-20130401
A total of 143 new buses have been put on the road since the Government's $1.1 billion Bus Service Enhancement Programme (BSEP) kicked off last September.
In giving the update on Monday, the Land Transport Authority said 93 bus services have been improved as a result, and that commuters in many parts of Singapore should experience better service. Of the 93 improved routes, 41 were made between January and March. These were improved routes are found in areas such as Bukit Merah, Novena, Telok Blangah, Toa Payoh and Woodlands.
The number is about a quarter of the 550 additional buses promised under the BSEP. The programme is to be funded by tax revenue, and the cost includes operating expenses for 10 years, including driver salaries.
- See more at: http://www.straitstimes.com/breaking-news/singapore/story/11-billion-bus-improvement-plan-about-quarter-way-20130401#sthash.71PsZCaz.dpuf
https://fbcdn-sphotos-e-a.akamaihd.net/hphotos-ak-xpa1/v/t1.0-9/p417x417/10389338_10203729769537657_2521409615868595405_n.jpg?oh=b2e99992216c033733dd3b8537c3963e&oe=54F2B77F&__gda__=1420661120_c726113dad0de79c98f203bdb904b5b2
http://www.teoalida.com/singapore/hdbstatistics/
Hmm, from this chart, it seems hdb resale value has been going up because of undersupply so now coming down partly because of increased supply too...our property values are really engineered...
Hmm, from this chart, it seems hdb resale value has been going up because of undersupply so now coming down partly because of increased supply too...our property values are really engineered...
HDB price are controlled.
First they have resale at posted price,
than they have valuation,
then they control the valuator,
now they so call let the valuator decide the value but still control the company that provide valuation for HDB.
Dear Minority, I have to disagree with you on this point. The credible opposition voice of Mr Low TK, has done good for Singapore and we should give him the credit.
Indeed...
You don't know minority is a walk-dog selling koyok here mah???
He tried to over-sell and justify that GST 7% is good for the poor because the poor get GST vouchers etc which come to about 7% of $308 per month and hence he keep insisting that $308 pm is sufficient for basic living for a person (but till now he still haven't provided this basic necessity list)
BUT then we caught his tail that he is LYING in that by doing so he is implying that his Ministers are lying when they said $1200 per month from CPF Life is not enough for basic living in Singapore! :moon:
Dear Minority, I have to disagree with you on this point. The credible opposition voice of Mr Low TK, has done good for Singapore and we should give him the credit.
u gave them too much credit. Being there at the right place n right time to collect credit for doing nothing.
Maybe I everyday cry crash crash crash tell u don't buy stock n property. when it comes u should credit me for tell u all so coz I been screaming that day and night the last 10yrs.
But if it never happened and u missed the boat badly u should go blame the government.
darkseed73
21-10-14, 15:54
I am going to repost one of the replies for in this case.
"I disagree not because these are invalid points, but because you are focusing on the people who complain, not on the symptoms/problems these complaints represent.
Yes, the issues you’ve indicated in the first 4 points are not things that the government can magically stop. They’re indeed growing pains of an over-producing, over-consuming and increasingly unsustainable world obsessed with making money. However, that shouldn’t mean we should tell the people complaining to shut up.
Yes, the complaints appear to be ridiculous. They call for PAP to go down because that’s the only way the are convinced that will rid their lives of their problems. Rather naive, right? But we shouldn’t be seeing them as “noise” and telling them to “shut up” and “look at the facts”. All of us should be looking at facts together. Discussing what can be the way forward. These people’s expression of unhappiness are signals at the various areas that we should look to make better together as a nation.They are valid concerns.
Point 1: “Who is going to do all the uninteresting jobs?” is a very important question for the coming generations. Should it be settled by importing foreign labour? I don’t think we should reduce the incoming foreigners to the level of slave bots. They are humans too. This “discount labour deal” won’t last long. The government should indeed rethink their strategy… but it’s not only their job. We, as citizens of Earth, should look at various ways we can allocate such work. This is a long term problem being solved with a short term hack (importing labour) which is by no means the best solution. People are going to complain as long as this sudden influx of foreigners bring various new demands to their lifestyle.
Point 2: CPF is not 100% evil. But are we, then, to trust them 100%? Who is to hold them accountable? Roy Ngerng and gang, though they seem to garner attention of extremists, originally started demanding only for accountability and transparency. (I didn’t follow his blog or movement so I don’t know what they are asking for now) CPF is under the management of humans, just like you and me. Humans are prone to mistakes, no matter how “elite” you are. Naturally, people are going to be upset, because they don’t even have a choice regarding CPF. CPF may be good for you. Doesn’t mean everyone will agree. Some rather manage their own finances.
Point 3: The real estate bubble is indeed a problem. A worldwide problem. A symptom of the corrupting world market where people are using land and property as a store of value, because national currencies are continuously being debased. Also, these people being ridiculously rich are a symptom of the wealth disparity in most developed countries. These problems occur in various countries. People will complain in ALL of these countries, because the price of a house directly affects the livelihoods of people. (I feel that cars are luxury items in Singapore.)
Point 4: According to a research done by a friend (whose company serves to reduce unemployment), it is not entirely true that the unemployed of Singapore consist only of degree holders who want cushy jobs. In fact, a vast majority of the unemployed want blue-collar jobs; they simply do not know where to start looking. Once again, it’s rather unfair to judge the unemployed based solely on response to those job postings of yours. However, I can understand why you came to that conclusion.
Point 5 is the one I can never agree with. Good past performance doesn’t equate to guaranteed future progress. This is what every trader will tell you. The world is in a constant state of flux… whatever worked in the past most definitely will not work in the present and future. The whole thing is far more nuanced than the you think it is and it certainly demands explanation. The government may choose not to explain (even when they are capable of doing so, with their vast knowledge base and ability), but we as a people need to explain it to ourselves. Is it justified to maintain this status quo? Is it a good thing? Why and why not? To stifle the voices of our fellow men just because “our government has been great for the past 40+ years” is entirely missing the point of government.
In short, people are going to complain. Whatever you say is merely adding more hate fuel to their hate fire. The people who complain won’t take you seriously at all. stop addressing them directly and at the same time stop down-playing the problems in our own government. Yes, it has problems, and they are not going to go away by blind faith in PAP alone. We need to put our minds together."
We all can agree to disagree but i think few dare to completely remove PAP from the picture becos most of us are in our comfort zone. Like HK, the younger generation has to lead the change, if they want a new Singapore they would have to fight for it. Old ppl like us, only planning for retirement does not have the extra energy to fight. God bless Singapore and the next generation.
Think he is a :dog:
Minority is super pro PAP, maybe he is from grassroots or something.....still think power corrupts and absolute power corrupts absolutely as taught in sec school is true, we need checks and balances....see much improvements in policies like CPF Life, pioneer generatiin and 4 rm lease buyback and reducing FT since more opposition in garment....
It's tough serving for am opposition party in SG. They simply do not have the resources or $$$ to come close. Not forgetting how the ruling party can always redraw the boundaries of the constituencies to their advantage come election time.
The root of most our problems is that the ruling party has groomed Singapore into an elitist society. It will be tough but we have to find ways to fine tune our policies and system to change Singapore into an all inclusive and diverse society. Singapore is a geographically small and young nation. Our people are by and large very law abiding. That alone gives the ruling party a lot of leeway and less challenges and the ruling party should also be appreciative of that.
https://www.youtube.com/watch?v=g7Z3APTCH2Q&index=13&list=WL
https://www.youtube.com/watch?v=0MqCPT3Tqac&index=9&list=UUMnftC0FVCHTQ8kzwpoqMMw
Dear Minority, I have to disagree with you on this point. The credible opposition voice of Mr Low TK, has done good for Singapore and we should give him the credit.
Like what? Pls state the achievement. ? just occupying a seat is not exactly a achievement. Being a passenger waiting to slap people is also not any achievement either.
Think u give Opposition too little credit too...btw, most basic health checks do not include thyroid function and its dysfunction is actually fairly common so make sure yr yearly checks include it and for those more than 50years old, stool for occult blood and colon tumour marker too. hep B screening is also important as it is silent and increases one chance of liver cancer by 200 times so include liver tumour markers and get vaccinated against Hep B and for ladies HPV against cervical camcer.....sorry I digress...
don't worry I take the full package. Have to cough a few time too.
Then what are the achievements then? Credit can be given to real achievement. not just talking only and come visit funeral sort or say I check here I check there while their own backyard cannot even check properly.
Credit cannot be given base on perception. like your kids go school they are graded base on perception of going to school ?
You don't know minority is a walk-dog selling koyok here mah???
He tried to over-sell and justify that GST 7% is good for the poor because the poor get GST vouchers etc which come to about 7% of $308 per month and hence he keep insisting that $308 pm is sufficient for basic living for a person (but till now he still haven't provided this basic necessity list)
BUT then we caught his tail that he is LYING in that by doing so he is implying that his Ministers are lying when they said $1200 per month from CPF Life is not enough for basic living in Singapore! :moon:
yes you are back u XENOPHOBIC RACIST PIG! YES I STAND BY MY COMMENT GST HAVE REBATES. So CAN YOU GIVE ME THE BLOODY LIST ON ESSENTIAL Per MTH! Don't talk cock run ard the bloody bush but have nothing to show. don't be like the talk cock only MP. Talk talk talk when come to show nothing all air and bullshit.
COME ON I WAITNG.. WAITING VERY LONG LIAO!!! AND I REPEAT U ARE A BLOODY XENOPHOBIC RACIST PIG!
Very simple, because of increasing opposition MPs and credibility, citizens get:
- GST vouchers
- delayed GST increases
- PGPs
- Work fares
- more job screening of foreigners
- more restriction on foreigners' employment
- ...
Like what? Pls state the achievement. ? just occupying a seat is not exactly a achievement. Being a passenger waiting to slap people is also not any achievement either.
minority You Bloody BULLSHITTER and LIAR LIAR LIAR !!!!!!!!!!!!!
I already re-posted don't know how many times and you still keep lying that I have not posted the list?
You can refer to the list at this webpage:
http://forums.condosingapore.com/showthread.php/22394-Iskandar-indigestion-confirmed-lelong-to-come-as-expected/page10?p=491017&highlight=#post491017
BUT in case you still want to lie and lie, I also copy below for you to see...
Now, please specify your list of basic necessities that comes to $308 per month that you said is more than enough for a person to survive in Singapore! - You Bloody stupid LIAR LIAR LIAR !!!!!!!!!!!
One of the way "minority" - the biggest LIAR and BULLSHITTER here do when he has been exposed for lying is to keep quiet as though he did nothing WRONG!!!!!!!!!!!!!!
MINORITY,
calling you! If you don't admit what you insisted in your previous posts that $308 per month is not sufficient for 1 person to live in Singapore MEANS you are still insisting that your MINISTERS are lying when they said $1200 per month paid out by CPF Life is not for a person to live in Singapore!!
People already given you the list of why >$1200 per month then is barely enough and you KEEP QUIET and insisting your MINISTERS are lying???????????????????? :mad:
Quote Originally Posted by Jem
Let me help u both ok?
$308 not enough. $1200 Is extremely tight and not quite possible I will show you why. Stripping off anything extra, I would say the very very bare essential for me in today's terms (imagining I am retired and only calculating my share on a personal level) estimated a month
1) PUB$100
2) F&B $460 (based on assumption I spend only $10 a day on food and dine out max 4 times a month not exceeding $50 a meal)
3) minimal life insurance $100
4) Gifts, occasions etc $100
5) transport $100 (assuming I only take buses or mrt and once in a while take cab)
6) personal grooming $50 (for haircuts, hair coloring, occasional massage etc. very minimal cuz $50 a month only amounts to $600 a year)
7) Holiday or short trips $250 (assuming I only take very short trips or low costs trips not amounting to more than $3000 a year)
8) Toiletries and home skin care pdts $20
9) Misc $50 accumulated expense for household gadgets that may have broken down etc
10) General GP or medical $50 (assuming I hardly fall sick and already have a buffer somewhere for other medical or hospitalization requirement)
11) and clothing $40 (including shoes, and whatever else u may need putting a lowest probable amount average per today's terms)
Total $1320
Quote Originally Posted by Yuki
Should also include:
Property tax
Town council s&cc etc
if bare minimum I will take out the holiday trips etc but the amount should be used for medical costs. $50 not enough.
Bearing in mind that this amount is the current value has not factored in inflation decades down the road.
yes you are back u XENOPHOBIC RACIST PIG! YES I STAND BY MY COMMENT GST HAVE REBATES. So CAN YOU GIVE ME THE BLOODY LIST ON ESSENTIAL Per MTH! Don't talk cock run ard the bloody bush but have nothing to show. don't be like the talk cock only MP. Talk talk talk when come to show nothing all air and bullshit.
COME ON I WAITNG.. WAITING VERY LONG LIAO!!! AND I REPEAT U ARE A BLOODY XENOPHOBIC RACIST PIG!
Like what? Pls state the achievement. ? just occupying a seat is not exactly a achievement. Being a passenger waiting to slap people is also not any achievement either.
The most notable achievement is the guts to speak up against some of the government policies and stand by the principles until the government recognized LTK as a formidable force to reckon with. I don't intend to spell out the policies as it is a known fact. Having said this I still am a great supporter of the government and I also give credit to them for listening to LTK and making changes instead of all out defensive actions.
YES! Most notable one recently resulted in changes to CPF system: -
Older people are now able to withdrawn a lump sum of up to 20% from their CPF
(when previously they are NOT very defensive of any policy they already implemented and will NOT ALLOW to withdraw any money from CPF during retirement and not having enough money to use...)
Another one resulted in Pioneer Generation Package (PGP)...
Last time they said policy implemented must be applied equally to all citizens in Singapore (they even wrote that into the National Pledge) and not just benefit some citizens - BUT they back-track when they wanted to implement PGP to just benefit only a group of people at and above 65 years old in 2013(?)(sorry I can't remember the details because I can't be bothered with policies that is unfair and not equitable to all citizens) and why they didn't even mean-test them?... (That means, the policy is NOT EQUITABLE because if you reach 65 years old a year or 2 later, you are NOT ELIGIBLE for PGP!)
Remember when last time implemented mean-testing in hospitals, they cited cases of rich people staying C-class wards! Now, these same rich people now entitled to PGP benefits because of no-mean testing!!!
The most notable achievement is the guts to speak up against some of the government policies and stand by the principles until the government recognized LTK as a formidable force to reckon with. I don't intend to spell out the policies as it is a known fact. Having said this I still am a great supporter of the government and I also give credit to them for listening to LTK and making changes instead of all out defensive actions.
Very simple, because of increasing opposition MPs and credibility, citizens get:
- GST vouchers
- delayed GST increases
- PGPs
- Work fares
- more job screening of foreigners
- more restriction on foreigners' employment
- ...
LOL!!!
Those have been ard for ages u are a joke. Well I think the tax payer can save money replacing the opposition with cardboard cut outs in parliament.
minority You Bloody BULLSHITTER and LIAR LIAR LIAR !!!!!!!!!!!!!
I already re-posted don't know how many times and you still keep lying that I have not posted the list?
You can refer to the list at this webpage:
http://forums.condosingapore.com/showthread.php/22394-Iskandar-indigestion-confirmed-lelong-to-come-as-expected/page10?p=491017&highlight=#post491017
BUT in case you still want to lie and lie, I also copy below for you to see...
Now, please specify your list of basic necessities that comes to $308 per month that you said is more than enough for a person to survive in Singapore! - You Bloody stupid LIAR LIAR LIAR !!!!!!!!!!!
What a bull shit. You cut someone list and say its yours!
But anyway I entertain u a bit since I free. and tell u all these are either covered and not essentials.
1) PUB$100
( Have U-SAVE voucher which is separate from GST CASH vouchers. ) http://www.gstvoucher.gov.sg/faqs.html#4
2) F&B $460 (based on assumption I spend only $10 a day on food and dine out max 4 times a month not exceeding $50 a meal)
( if you are essentially need to save $ u will cook at home) at most 1 ( lunch) meal out. which is $5 a day u want everyday 4 X a day and each meal $50 Wow.... ! So $5 a day and $40 a week grocery to cook dinner. $40X 4 + $5X20
3) minimal life insurance $100
go get a CPF life! If you are working company have some life coverage. its not a surviving essential. without life insurance u won't die. medical insurance are covered by medisafe which is more important. GST- voucher for medisafe http://www.gstvoucher.gov.sg/faqs.html#3
4) Gifts, occasions etc $100
( wow every mth give $100 in gifts?) not essential want to give gift pay the GST!
5) transport $100 (assuming I only take buses or mrt and once in a while take cab)
$60 more than sufficient. if essential take MRT n BUS. If u are older there are subsidised rates for public transport.
6) personal grooming $50 (for haircuts, hair coloring, occasional massage etc. very minimal cuz $50 a month only amounts to $600 a year)
Go the MaM whop cut $10 or the $10min baber for $10.! and MAMA shop don't turn over $1M there are no GST.
7) Holiday or short trips $250 (assuming I only take very short trips or low costs trips not amounting to more than $3000 a year)
Holiday is not a essential. evermth go holiday wow! Want to go holiday pay the GST!
8) Toiletries and home skin care pdts $20
IF u go to HDB downstairs shop u don't even pay GST coz they less then $1M turn over.
9) Misc $50 accumulated expense for household gadgets that may have broken down etc
Every mth got things break? gadgets are not living essentials. Want gadgets pay GST!
10) General GP or medical $50 (assuming I hardly fall sick and already have a buffer somewhere for other medical or hospitalization requirement)
Everymth will fall sick? If working company cover GP visit. if old got PG Card. and go poly clinic its GST subsidised. https://www.nhgp.com.sg/Find_A_Polyclinic_Near_You/
11) and clothing $40 (including shoes, and whatever else u may need putting a lowest probable amount average per today's terms)
go buy from HDB downstair shop those shop turn over less than $1M no GST. who ask u go taka or brand name shopping centres.
So I give u
2) $260
5) $60
8)$20
At most $322!!! Nah... The Cash GST rebates cover the GST for all this stuff u bloody liar.! And already give u face liao. if go eat hawker the hawker stall turn over less than $1M there are no GST charged!
LIAR LIAR !!!! want to live luxury buy swanky cars don't want to pay GST!!! don't be cheap sake!
CPF lump sum withdrawal at 65 years old or after and PGP have been around for ages?
Honestly, who believe these changes will be implemented if there is no INCREASING Opposition MPs in Singapore?
YES! Most notable one recently resulted in changes to CPF system: -
Older people are now able to withdrawn a lump sum of up to 20% from their CPF
(when previously they are NOT very defensive of any policy they already implemented and will NOT ALLOW to withdraw any money from CPF during retirement and not having enough money to use...)
Another one resulted in Pioneer Generation Package (PGP)...
Last time they said policy implemented must be applied equally to all citizens in Singapore (they even wrote that into the National Pledge) and not just benefit some citizens - BUT they back-track when they wanted to implement PGP to just benefit only a group of people at and above 65 years old in 2013(?)(sorry I can't remember the details because I can't be bothered with policies that is unfair and not equitable to all citizens) and why they didn't even mean-test them?... (That means, the policy is NOT EQUITABLE because if you reach 65 years old a year or 2 later, you are NOT ELIGIBLE for PGP!)
Remember when last time implemented mean-testing in hospitals, they cited cases of rich people staying C-class wards! Now, these same rich people now entitled to PGP benefits because of no-mean testing!!!
LOL!!!
Those have been ard for ages u are a joke. Well I think the tax payer can save money replacing the opposition with cardboard cut outs in parliament.
You the bloody idiot cannot count is it?
$100 + 460 + 100 + 100 + 100 + 250 + 20 + 50 + 50 + 40 = at most $322 per month??????
What a bloody stupid idiot bullshitter and LIAR !!!!!!!!!!!!!!!!!!!!!!!!!!
What a bull shit. You cut someone list and say its yours!
But anyway I entertain u a bit since I free. and tell u all these are either covered and not essentials.
1) PUB$100
( Have U-SAVE voucher which is separate from GST CASH vouchers. ) http://www.gstvoucher.gov.sg/faqs.html#4
2) F&B $460 (based on assumption I spend only $10 a day on food and dine out max 4 times a month not exceeding $50 a meal)
( if you are essentially need to save $ u will cook at home) at most 1 ( lunch) meal out. which is $5 a day u want everyday 4 X a day and each meal $50 Wow.... ! So $5 a day and $40 a week grocery to cook dinner. $40X 4 + $5X20
3) minimal life insurance $100
go get a CPF life! If you are working company have some life coverage. its not a surviving essential. without life insurance u won't die. medical insurance are covered by medisafe which is more important. GST- voucher for medisafe http://www.gstvoucher.gov.sg/faqs.html#3
4) Gifts, occasions etc $100
( wow every mth give $100 in gifts?) not essential want to give gift pay the GST!
5) transport $100 (assuming I only take buses or mrt and once in a while take cab)
$60 more than sufficient. if essential take MRT n BUS. If u are older there are subsidised rates for public transport.
6) personal grooming $50 (for haircuts, hair coloring, occasional massage etc. very minimal cuz $50 a month only amounts to $600 a year)
Go the MaM whop cut $10 or the $10min baber for $10.! and MAMA shop don't turn over $1M there are no GST.
7) Holiday or short trips $250 (assuming I only take very short trips or low costs trips not amounting to more than $3000 a year)
Holiday is not a essential. evermth go holiday wow! Want to go holiday pay the GST!
8) Toiletries and home skin care pdts $20
9) Misc $50 accumulated expense for household gadgets that may have broken down etc
Every mth got things break? gadgets are not living essentials. Want gadgets pay GST!
10) General GP or medical $50 (assuming I hardly fall sick and already have a buffer somewhere for other medical or hospitalization requirement)
Everymth will fall sick? If working company cover GP visit. if old got PG Card. and go poly clinic its GST subsidised. https://www.nhgp.com.sg/Find_A_Polyclinic_Near_You/
11) and clothing $40 (including shoes, and whatever else u may need putting a lowest probable amount average per today's terms)
go buy from HDB downstair shop those shop turn over less than $1M no GST. who ask u go taka or brand name shopping centres.
So I give u
2) $260
5) $60
8)$20
At most $322!!! Nah... The Cash GST rebates cover the GST for all this stuff u bloody liar.!
CPF lump sum withdrawal at 65 years old or after and PGP have been around for ages?
Honestly, who believe these changes will be implemented if there is no INCREASING Opposition MPs in Singapore?
LOL! when good policies are implement its Opposition work? just becoz they are there? LOL don't kid me. weren't them trying to raid the reserve since ages back. Have they raided it yet?
Just going to school don't guarantee u graduate dumb ass. You actually need to do some work. not sit there n sleep or just mark attendance. !
You the bloody idiot cannot count is it?
$100 + 460 + 100 + 100 + 100 + 250 + 20 + 50 + 50 + 40 = at most $322 per month??????
What a bloody stupid idiot bullshitter and LIAR !!!!!!!!!!!!!!!!!!!!!!!!!!
you are BLIND IS IT? cannot read?
Why don't you add $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999 + $9999 + $999
while you are add it.
I am sure u can come some excuse why u need to spend the $$$ and need to not pay GST for it. maybe my ENGLISH TOO CHIM FOR U..
ESSENTIAL!!! not HOLIDAY every mth And $50 everyday restaurant meals!
also pls be original and come up with your own list. not leach from someone else. u bloody typical xenophobic lazy lair. Why? do u need a FT to help you list it?
You the bloody idiot cannot count is it?
$100 + 460 + 100 + 100 + 100 + 250 + 20 + 50 + 50 + 40 = at most $322 per month??????
What a bloody stupid idiot bullshitter and LIAR !!!!!!!!!!!!!!!!!!!!!!!!!!
The amount look like u go Geylang cost is it.? as it goes further u run low on cash so go for cheaper fare?
u miss out $350 for GEyland service. that one I am not sure must pay GST a not. But if u go to the one with $1M turn over. YES U you must PAY GST. But this one no rebate for u!!!
HAH HAH HAH HAH..
don't be cheap skate want to SONG don't want to pay GST!!!!
After reading your long post, I still can't see how you arrive at $322 per month, can elaborate more?
If $322 per month is enough, why the govt insisting CPF Min Sum of $155k paying out something close to $1300 per month is not enough & still need to raise CPF Min Sum?
What a bull shit. You cut someone list and say its yours!
If $322 p
But anyway I entertain u a bit since I free. and tell u all these are either covered and not essentials.
1) PUB$100
( Have U-SAVE voucher which is separate from GST CASH vouchers. ) http://www.gstvoucher.gov.sg/faqs.html#4
2) F&B $460 (based on assumption I spend only $10 a day on food and dine out max 4 times a month not exceeding $50 a meal)
( if you are essentially need to save $ u will cook at home) at most 1 ( lunch) meal out. which is $5 a day u want everyday 4 X a day and each meal $50 Wow.... ! So $5 a day and $40 a week grocery to cook dinner. $40X 4 + $5X20
3) minimal life insurance $100
go get a CPF life! If you are working company have some life coverage. its not a surviving essential. without life insurance u won't die. medical insurance are covered by medisafe which is more important. GST- voucher for medisafe http://www.gstvoucher.gov.sg/faqs.html#3
4) Gifts, occasions etc $100
( wow every mth give $100 in gifts?) not essential want to give gift pay the GST!
5) transport $100 (assuming I only take buses or mrt and once in a while take cab)
$60 more than sufficient. if essential take MRT n BUS. If u are older there are subsidised rates for public transport.
6) personal grooming $50 (for haircuts, hair coloring, occasional massage etc. very minimal cuz $50 a month only amounts to $600 a year)
Go the MaM whop cut $10 or the $10min baber for $10.! and MAMA shop don't turn over $1M there are no GST.
7) Holiday or short trips $250 (assuming I only take very short trips or low costs trips not amounting to more than $3000 a year)
Holiday is not a essential. evermth go holiday wow! Want to go holiday pay the GST!
8) Toiletries and home skin care pdts $20
IF u go to HDB downstairs shop u don't even pay GST coz they less then $1M turn over.
9) Misc $50 accumulated expense for household gadgets that may have broken down etc
Every mth got things break? gadgets are not living essentials. Want gadgets pay GST!
10) General GP or medical $50 (assuming I hardly fall sick and already have a buffer somewhere for other medical or hospitalization requirement)
Everymth will fall sick? If working company cover GP visit. if old got PG Card. and go poly clinic its GST subsidised. https://www.nhgp.com.sg/Find_A_Polyclinic_Near_You/
11) and clothing $40 (including shoes, and whatever else u may need putting a lowest probable amount average per today's terms)
go buy from HDB downstair shop those shop turn over less than $1M no GST. who ask u go taka or brand name shopping centres.
So I give u
2) $260
5) $60
8)$20
At most $322!!! Nah... The Cash GST rebates cover the GST for all this stuff u bloody liar.! And already give u face liao. if go eat hawker the hawker stall turn over less than $1M there are no GST charged!
LIAR LIAR !!!! want to live luxury buy swanky cars don't want to pay GST!!! don't be cheap sake!
Don't expect minority to give you a direct answer because he is a snake.................
He is just trying to beat around the bush, and trying to mislead........
He keep saying $308 pm is sufficient, but end up $322 pm..... and what he said contradicts what his Ministers and Prime Minister said which is that $1200 pm is NOT SUFFICIENT for a person to survive in Singapore............
After reading your long post, I still can't see how you arrive at $322 per month, can elaborate more?
If $322 per month is enough, why the govt insisting CPF Min Sum of $155k paying out something close to $1300 per month is not enough & still need to raise CPF Min Sum?
What a bull shit. You cut someone list and say its yours!
But anyway I entertain u a bit since I free. and tell u all these are either covered and not essentials.
1) PUB$100
( Have U-SAVE voucher which is separate from GST CASH vouchers. ) http://www.gstvoucher.gov.sg/faqs.html#4
2) F&B $460 (based on assumption I spend only $10 a day on food and dine out max 4 times a month not exceeding $50 a meal)
( if you are essentially need to save $ u will cook at home) at most 1 ( lunch) meal out. which is $5 a day u want everyday 4 X a day and each meal $50 Wow.... ! So $5 a day and $40 a week grocery to cook dinner. $40X 4 + $5X20
3) minimal life insurance $100
go get a CPF life! If you are working company have some life coverage. its not a surviving essential. without life insurance u won't die. medical insurance are covered by medisafe which is more important. GST- voucher for medisafe http://www.gstvoucher.gov.sg/faqs.html#3
4) Gifts, occasions etc $100
( wow every mth give $100 in gifts?) not essential want to give gift pay the GST!
5) transport $100 (assuming I only take buses or mrt and once in a while take cab)
$60 more than sufficient. if essential take MRT n BUS. If u are older there are subsidised rates for public transport.
6) personal grooming $50 (for haircuts, hair coloring, occasional massage etc. very minimal cuz $50 a month only amounts to $600 a year)
Go the MaM whop cut $10 or the $10min baber for $10.! and MAMA shop don't turn over $1M there are no GST.
7) Holiday or short trips $250 (assuming I only take very short trips or low costs trips not amounting to more than $3000 a year)
Holiday is not a essential. evermth go holiday wow! Want to go holiday pay the GST!
8) Toiletries and home skin care pdts $20
IF u go to HDB downstairs shop u don't even pay GST coz they less then $1M turn over.
9) Misc $50 accumulated expense for household gadgets that may have broken down etc
Every mth got things break? gadgets are not living essentials. Want gadgets pay GST!
10) General GP or medical $50 (assuming I hardly fall sick and already have a buffer somewhere for other medical or hospitalization requirement)
Everymth will fall sick? If working company cover GP visit. if old got PG Card. and go poly clinic its GST subsidised. https://www.nhgp.com.sg/Find_A_Polyclinic_Near_You/
11) and clothing $40 (including shoes, and whatever else u may need putting a lowest probable amount average per today's terms)
go buy from HDB downstair shop those shop turn over less than $1M no GST. who ask u go taka or brand name shopping centres.
So I give u
2) $260
5) $60
8)$20
At most $322!!! Nah... The Cash GST rebates cover the GST for all this stuff u bloody liar.! And already give u face liao. if go eat hawker the hawker stall turn over less than $1M there are no GST charged!
LIAR LIAR !!!! want to live luxury buy swanky cars don't want to pay GST!!! don't be cheap sake!
We need minority to explain his rationale then.
Still waiting but no reply.
We need minority to explain his rationale then.
If you only spend $308 or $322 a month even when you are so called retire u are living in a extreme poverty in SG. I'm sure not any of us will be want to retire like this. And err seems like many here have minimum 2 properties. If you have a few properties and u spend only $300++ a month when you retire, either
A) u are a Scrooge
B) u have donated all your assets to charity and ur expenses are mostly covered and taken care of by your children
Btw, u-save for utilities only happens twice a year.
I am puzzled too.
Also GST voucher only for people above 21 years old, so those people with children below 21 years old are hit doubly hard with GST yet can't claim GST vouchers for their children to offset GST costs.
If you only spend $308 or $322 a month even when you are so called retire u are living in a extreme poverty in SG. I'm sure not any of us will be want to retire like this. And err seems like many here have minimum 2 properties. If you have a few properties and u spend only $300++ a month when you retire, either
A) u are a Scrooge
B) u have donated all your assets to charity and ur expenses are mostly covered and taken care of by your children
Btw, u-save for utilities only happens twice a year.
https://www.youtube.com/watch?v=2MdhSgpyIxc
Key points from Mr Khaw:
1) Since 2009 low, property price goes up average 60%.
2) Since 2009 low, Singaporeans' income goes up average 30%.
3) Now property price already drop to average 50%, so closer to income increase.
Analysis Using same logic:
1) Since 2009 low, CCR properties already drop to 30% increase vs 2009 low (due to cooling measures). However, high-income Singaporeans' income had increased 80-100% !!! So, CCR property prices look very cheap vs income increase!
2) Since 2009 low, OCR properties have gone up >140% vs 2009 low but has barely dropped (because cooling measures targeting foreigners' buying not effect at all on OCR!). However, middle-income Singaporeans' income had increase only about 20% !!! So, OCR property prices look very expensive vs income increase, so OCR property price has a lot of room to drop!!!!!!!!!!!!!!!!!
https://www.youtube.com/watch?v=2MdhSgpyIxc
I watched snippets of this when it was live on tv. The key msg from him. CMs will be around for some time. Buy if you need to. No need to wait.
3 bedroom PH at Terrasse in 2011 sold for SGD 1,305,800 for 1453 sqft, 898 psf anyone waiting for it to drop below this price ? If yes what make you think it will drop below this price ?
If you only spend $308 or $322 a month even when you are so called retire u are living in a extreme poverty in SG. I'm sure not any of us will be want to retire like this. And err seems like many here have minimum 2 properties. If you have a few properties and u spend only $300++ a month when you retire, either
A) u are a Scrooge
B) u have donated all your assets to charity and ur expenses are mostly covered and taken care of by your children
Btw, u-save for utilities only happens twice a year.
Let me elaborate. The point made was when the wack keep saying GST making people suffer. I am saying its a Consumption Tax. you consume you get tax u can choose not to consume and u don't get tax. thats where the Tax Rebates come it. And I re-iterate its for offsetting get on essentials only. So how much a person actually spend on essentials? Essentials mean many things. People have resturant meal everyday is essential to some . Some Holiday once every few mths is essential . To some food , medical and living are the essentials.
GST is rebate per adult per house hold to offset such essentials. So on avg u have 2 adult per house hold. The GST offset are also to help offset the effect of GST on those essentials. Pronto. GST cash rebate, U-save, Medisafe are GST offset schemes for such essentials .
If a person want to consume more than they get TAX! pronto.
So Teddy keep KPKB say such tax are causing hardship!!! I SAY NO. Those in hardships have GST offset for their essentials expenses. And GST collects are also use to fund welfare. So families in hardship onto of GST rebates are also entitle subsidies etc. all these comes also from consumption taxed.
So dont tell me must holiday, must pay car , must eat resturant, must buy clothes every mth. etc. these are not essentials and thus its not fair to expect GST offset on such consumption.
If you look at how I arrive at $322 per person pm and that amount is GST offseted and these are base on essentials items expense listed in the previous quote. Its a offset or someone expenses on essentials.
You u were to add up all the amount of GST offset offered.
GST offset of up to :- $250 ( GST Cash voucher)+$450(GST Medisave)+$260(GST Usave) = $960 of GST offset on essentials per year. To some that is not a lot. But remember this 7% of expense. And that works out to be $13800 expense per year that is GST offset on essentials.
Thing like medial at poll clinics have no GST.
So Rich PRICKS like TEDDY want to STINGE on GST becoz he is RICH and must spend on cars, holidays , shopping. I SAY TAX HIM! If don't want to pay consumption tax then be a SCROOGE THEN!!!!
I am puzzled too.
Also GST voucher only for people above 21 years old, so those people with children below 21 years old are hit doubly hard with GST yet can't claim GST vouchers for their children to offset GST costs.
In general if you are under 21 you don't generate much income and you stay with the parents then you are spending your parents $$$ i.e parents pay utilities etc. plus no income no spending power so what GST they want to rebate?
Don't expect minority to give you a direct answer because he is a snake.................
He is just trying to beat around the bush, and trying to mislead........
He keep saying $308 pm is sufficient, but end up $322 pm..... and what he said contradicts what his Ministers and Prime Minister said which is that $1200 pm is NOT SUFFICIENT for a person to survive in Singapore............
You are the bloody XENOPHOBIC RACIST BULLSHITTING LIARING WORM!!
CAN YOU READ? I SAY GST CASH REBATES ON ESSENTIALS!!!! YOUR ENGLISH GOT PROBLEM??????? or you BLIND? and $322 is give u Bloody face on the list you copy from someone else. GIVE ME A DETAIL SPEND LIST per item break down then you COCK. everyday run ard can't give anything concert. copy n past you are expert ! liaring also EXPERT!
After reading your long post, I still can't see how you arrive at $322 per month, can elaborate more?
If $322 per month is enough, why the govt insisting CPF Min Sum of $155k paying out something close to $1300 per month is not enough & still need to raise CPF Min Sum?
$322 is base on his copied list of essentials. I said $308. I give him $322 is give him face. BTW These are GST cash rebated.
if you add up all the rebates given. GST - CASH , GST-MEdisave , GST-USAVE it works out to be GST rebate on per year spend of $13700 per person. which essential work out to be ~$1141 per mth. which is not far from the $1300pm. You also have to take into consideration $1300 is flat payout. while GST vouchers are something that can be re-evaluated as time passes.
Oh no, more lies being exposed again!
And minority is here to spin more BULLSHIT and LIES again! Oh Gosh!
If you are under 21, you don't need to eat and drink and live in some space to survive? All these incur GST since Singapore's GST do not exempt basic necessities!
But their POOR parents get GST rebate etc is not even enough to cover GST for their own living expenses!
Now you are telling us that their POOR parents will pay for their GST costs and hence have to pay more GST? JUST because their kids are under 21 and don't generate income, no spending power so not entitled to GST rebate? Then GST where got help the poor family?
So, is your govt going to increase GST or other taxes in 2015 or thereafter to help the poor?
Could your govt announce their new tax-revenue generating policy before the next general election so that more of the poor will "appreciate" the govt for raising GST etc to help them?
Raising the GST and other tax-increase policy after general election gives people the impression that they themselves do not firmly believe in what they said OR they have NO confident that the poor will appreciate it even if they raise GST to help them? The latter will be a GREAT policy implementation failure for them!
In general if you are under 21 you don't generate much income and you stay with the parents then you are spending your parents $$$ i.e parents pay utilities etc. plus no income no spending power so what GST they want to rebate?
More lies from minority again!
He is now telling us that companies that don't charge GST in the printed slip/receipt means they don't "really" charge GST costs? These companies don't use electricity, water, and buy products from companies that need to pay GST? So what happened to these GST costs these companies paid? These companies' bosses absorb these GST costs for you? Only STUPID IDIOT will believe in such spin-story! Obviously the GST costs are already built into their final sale price lah!(even if they said their company do not charge GST) :banghead:
And minority will conveniently FORGET TO TELL YOU that all the GST costs incurred by your children under 21 years old are also subjected to GST!
But hor, minority also conveniently FORGET TO TELL YOU THAT your children under 21 years old will NOT BE GIVEN GST rebates for the GST costs incurred by your children!
minority conveniently FORGET TO TELL YOU that all all those GST rebates, U-save etc are NOT PAID TO YOU every month hor!
also, they are already not sufficient for GST incurred by 1 single individual with very basic necessity expenditure of $1200 per month (minority REMEMBER, your Prime Minister said that $1200 per month is NOT SUFFICIENT for basic necessity living for a retiree! Why you keep insisting that $308 pm is enough? Are you telling all of us here that Your Prime Minister is lying? Please apologize to your PM NOW! You bloody idiot for maligning your honorable Prime Minister!!!!!!). :tsk-tsk:
So, how can those GST rebates etc be sufficient when you divide by number of members in the family? :banghead:
$322 is base on his copied list of essentials. I said $308. I give him $322 is give him face. BTW These are GST cash rebated.
if you add up all the rebates given. GST - CASH , GST-MEdisave , GST-USAVE it works out to be GST rebate on per year spend of $13700 per person. which essential work out to be ~$1141 per mth. which is not far from the $1300pm. You also have to take into consideration $1300 is flat payout. while GST vouchers are something that can be re-evaluated as time passes.
So dont tell me must holiday, must pay car , must eat resturant, must buy clothes every mth. etc. these are not essentials and thus its not fair to expect GST offset on such consumption.
If you look at how I arrive at $322 per person pm and that amount is GST offseted and these are base on essentials items expense listed in the previous quote.
If u mean only consumable essentials (bare basic essentials) and not what one will need minimally to retire adequately of cuz car, restaurant etc should not be include. GST should be imposed also on anything that does not fall into what most countries would classify as basic necessities.
Instead of the rebate scheme that we have today, I am more for total GST exemption on an identified list of basic necessity items. Cuz I feel the poorer actually consume them more not in absolute dollar term but in quantity. For example staple rice, sugar and bread. U tax them and u rebate back net net they gain little or nothing. U dun tax them at all they gain more.
If u mean only consumable essentials (bare basic essentials) and not what one will need minimally to retire adequately of cuz car, restaurant etc should not be include. GST should be imposed also on anything that does not fall into what most countries would classify as basic necessities.
Instead of the rebate scheme that we have today, I am more for total GST exemption on an identified list of basic necessity items. Cuz I feel the poorer actually consume them more not in absolute dollar term but in quantity. For example staple rice, sugar and bread. U tax them and u rebate back net net they gain little or nothing. U dun tax them at all they gain more.
So I guess it the rich will benefit most from these. coz they consume more and they can use more essentials. they have bigger homes that consume more power, many maids and helpers who they buy essentials for i.e. food etc. all these in your model are expected essentials. So How is that going to help the poor ? Who benefit more ? the Rich benefit more coz they spend more their saving are even more.
Thats why the crazy teddy kpkb everyday coz he cheap skate don't want to pay TAX!
and in your model u cut GST then where to recover the lost tax? raise income tax? 35%? 45%? 55%? so everyone pay high tax?
Oh no, more lies being exposed again!
And minority is here to spin more BULLSHIT and LIES again! Oh Gosh!
If you are under 21, you don't need to eat and drink and live in some space to survive? All these incur GST since Singapore's GST do not exempt basic necessities!
But their POOR parents get GST rebate etc is not even enough to cover GST for their own living expenses!
Now you are telling us that their POOR parents will pay for their GST costs and hence have to pay more GST? JUST because their kids are under 21 and don't generate income, no spending power so not entitled to GST rebate? Then GST where got help the poor family?
So, is your govt going to increase GST or other taxes in 2015 or thereafter to help the poor?
Could your govt announce their new tax-revenue generating policy before the next general election so that more of the poor will "appreciate" the govt for raising GST etc to help them?
Raising the GST and other tax-increase policy after general election gives people the impression that they themselves do not firmly believe in what they said OR they have NO confident that the poor will appreciate it even if they raise GST to help them? The latter will be a GREAT policy implementation failure for them!
Dont disguise your Bloody stinginess of not wanting to pay GST as excuse now is under 21 is problem? well let me tell u bloody xenophobic Racist liaring prick. Student get subsidised public transport! subsidised education ! Medical go poly clinic no GST! and utilities they bloody live with their parents! and family of 2 adult with U-SAVE cannot cover the GST for utilities ??? What cock you talking. oh forgot you are the rich man with big house want to save GST on utilities!!!!
And Student eat their lunch in school the school canteen food are cheaper than outside coz the rental are lower!!!! So what GST saving crap you talking about!
And for low income there are subdised for the school fees and tax books plus bursaries These covers the GST you kpkb about !!!!
http://www.moe.gov.sg/initiatives/financial-assistance/
So DONT LIE!!!!!! You Bloody BULLSHITTING XENOPHOBIC RACIST PRICK
More lies from minority again!
He is now telling us that companies that don't charge GST in the printed slip/receipt means they don't "really" charge GST costs? These companies don't use electricity, water, and buy products from companies that need to pay GST? So what happened to these GST costs these companies paid? These companies' bosses absorb these GST costs for you? Only STUPID IDIOT will believe in such spin-story! Obviously the GST costs are already built into their final sale price lah!(even if they said their company do not charge GST) :banghead:
And minority will conveniently FORGET TO TELL YOU that all the GST costs incurred by your children under 21 years old are also subjected to GST!
But hor, minority also conveniently FORGET TO TELL YOU THAT your children under 21 years old will NOT BE GIVEN GST rebates for the GST costs incurred by your children!
minority conveniently FORGET TO TELL YOU that all all those GST rebates, U-save etc are NOT PAID TO YOU every month hor!
also, they are already not sufficient for GST incurred by 1 single individual with very basic necessity expenditure of $1200 per month (minority REMEMBER, your Prime Minister said that $1200 per month is NOT SUFFICIENT for basic necessity living for a retiree! Why you keep insisting that $308 pm is enough? Are you telling all of us here that Your Prime Minister is lying? Please apologize to your PM NOW! You bloody idiot for maligning your honorable Prime Minister!!!!!!). :tsk-tsk:
So, how can those GST rebates etc be sufficient when you divide by number of members in the family? :banghead:
I lie!! u BLOODY PRICK. did I say 31stgiven GST rebate????? TALK COCK KING!!!
u cannot count? 1200per you want to count. Bloody go add up the Cash GST rebate , U-SAVE, Medisave REBATE THAN!!! "DONT BE LAZY !!!!!!! TALK COCK BLOODY XENOPHOBIC RACIST LIAR!
So I guess it the rich will benefit most from these. coz they consume more and they can use more essentials. they have bigger homes that consume more power, many maids and helpers who they buy essentials for i.e. food etc. all these in your model are expected essentials. So How is that going to help the poor ? Who benefit more ? the Rich benefit more coz they spend more their saving are even more.
Thats why the crazy teddy kpkb everyday coz he cheap skate don't want to pay TAX!
and in your model u cut GST then where to recover the lost tax? raise income tax? 35%? 45%? 55%? so everyone pay high tax?
Cut GST on basic necessities not everything. Perhaps you see that the rich will benefit more but the amount is immaterial to them and they wun feel it anyway. However as I have mentioned, any amount will make a difference to the really low income group. Taking from them and rebating back is not a benefit. Other measure or higher GST can be imposed on luxury stuffs to make up the difference.
Cyberknight
28-10-14, 15:39
Suppose that every day, ten men go out for beer and the bill for all ten comes to $100. If they paid their bill the way we pay our taxes, it would go something like this…
The first four men (the poorest) would pay nothing
The fifth would pay $1
The sixth would pay $3
The seventh would pay $7
The eighth would pay $12
The ninth would pay $18
The tenth man (the richest) would pay $59
So, that’s what they decided to do.
The ten men drank in the bar every day and seemed quite happy with the arrangement, until one day, the owner threw them a curve ball.
“Since you are all such good customers,” he said, “I’m going to reduce the cost of your daily beer by $20″. Drinks for the ten men would now cost just $80.
The group still wanted to pay their bill the way we pay our taxes. So the first four men were unaffected. They would still drink for free. But what about the other six men ? How could they divide the $20 windfall so that everyone would get his fair share?
The bar owner suggested that it would be fair to reduce each man’s bill by a higher percentage the poorer he was, to follow the principle of the tax system they had been using, and he proceeded to work out the amounts he suggested that each should now pay.
And so the fifth man, like the first four, now paid nothing (100% saving).
The sixth now paid $2 instead of $3 (33% saving).
The seventh now paid $5 instead of $7 (28% saving).
The eighth now paid $9 instead of $12 (25% saving).
The ninth now paid $14 instead of $18 (22% saving).
The tenth now paid $49 instead of $59 (16% saving).
Each of the six was better off than before. And the first four continued to drink for free. But, once outside the bar, the men began to compare their savings.
“I only got a dollar out of the $20 saving,” declared the sixth man. He pointed to the tenth man,”but he got $10!”
“Yeah, that’s right,” exclaimed the fifth man. “I only saved a dollar too. It’s unfair that he got ten times more benefit than me!”
“That’s true!” shouted the seventh man. “Why should he get $10 back, when I got only $2? The wealthy get all the breaks!”
“Wait a minute,” yelled the first four men in unison, “we didn’t get anything at all. This new tax system exploits the poor!”
The nine men surrounded the tenth and beat him up.
The next night the tenth man didn’t show up for drinks so the nine sat down and had their beers without him. But when it came time to pay the bill, they discovered something important. They didn’t have enough money between all of them for even half of the bill!
So you admit that GST was implemented and increased so that income tax and corporate tax can be CUT previously? Otherwise if income tax and corporate tax were cut previously, where the tax revenue come from to compensate for reduction in taxes from income and corporate? GST right?!
If GST is so good for most of the citizens, why I don't see any political party make increasing GST their GENERAL ELECTION manifesto!!!
How about "Vote PAP to vote for increase in GST" in their coming GENERAL ELECTION manifesto?
Come on, if you or the PAP really strongly believe that GST is good for the people, for the poor, most of them will vote for GST to increase! Most Citizens are not rich, so they will welcome GST increase because increasing GST will increase govt tax revenue and most come from the rich only and they are only <1% and will have no influence on general election results so that majority of people can continue to pay less tax (according to what you preached!)!
So I guess it the rich will benefit most from these. coz they consume more and they can use more essentials. they have bigger homes that consume more power, many maids and helpers who they buy essentials for i.e. food etc. all these in your model are expected essentials. So How is that going to help the poor ? Who benefit more ? the Rich benefit more coz they spend more their saving are even more.
Thats why the crazy teddy kpkb everyday coz he cheap skate don't want to pay TAX!
and in your model u cut GST then where to recover the lost tax? raise income tax? 35%? 45%? 55%? so everyone pay high tax?
"Student get subsidised public transport! subsidised education ! "
<- You mean before GST implemented DON'T HAVE all this?
Subsidized transport? All from the PEOPLE from TAXES lah! You talk as though the Ministers paid using money from their own pockets?
"And Student eat their lunch in school the school canteen food are cheaper than outside coz the rental are lower!!!!"
<- You mean before GST implemented DON'T HAVE all this?
"Medical go poly clinic no GST!"
<- Really? Whoever believe this must be damned stupid! Where got no GST one?
"And for low income there are subdised for the school fees and tax books plus bursaries "
<- You mean before GST implemented DON'T HAVE all this?
What nonsense and bloody stupid excuses and BULLSHIT and LIES you are SPINNING to justify GST?!
Dont disguise your Bloody stinginess of not wanting to pay GST as excuse now is under 21 is problem? well let me tell u bloody xenophobic Racist liaring prick. Student get subsidised public transport! subsidised education ! Medical go poly clinic no GST! and utilities they bloody live with their parents! and family of 2 adult with U-SAVE cannot cover the GST for utilities ??? What cock you talking. oh forgot you are the rich man with big house want to save GST on utilities!!!!
And Student eat their lunch in school the school canteen food are cheaper than outside coz the rental are lower!!!! So what GST saving crap you talking about!
And for low income there are subdised for the school fees and tax books plus bursaries These covers the GST you kpkb about !!!!
http://www.moe.gov.sg/initiatives/financial-assistance/
So DONT LIE!!!!!! You Bloody BULLSHITTING XENOPHOBIC RACIST PRICK
Rich how to benefit when they increase top end income tax back to 30% (like before 1997) and corporate tax back to 30% also (like before 1997) SO that GST can be scrapped?
Like Warren Buffett said, the RICH are prepared to pay more share of their TAXES! YET the govt don't want to increase their TAXES! WHY WHY WHY?
Cut GST on basic necessities not everything. Perhaps you see that the rich will benefit more but the amount is immaterial to them and they wun feel it anyway. However as I have mentioned, any amount will make a difference to the really low income group. Taking from them and rebating back is not a benefit. Other measure or higher GST can be imposed on luxury stuffs to make up the difference.
minority,
obviously you lied!
How could you want us to believe you when your Prime Minister said that $1200 per month is NOT SUFFICIENT for basic necessity living for a retiree and you keep insisting that $308 pm is enough and hence trying to prove that he is lying? Obviously you are the one lying!!!!
I lie!! u BLOODY PRICK. did I say 31stgiven GST rebate????? TALK COCK KING!!!
u cannot count? 1200per you want to count. Bloody go add up the Cash GST rebate , U-SAVE, Medisave REBATE THAN!!! "DONT BE LAZY !!!!!!! TALK COCK BLOODY XENOPHOBIC RACIST LIAR!
More lies from minority again!
He is now telling us that companies that don't charge GST in the printed slip/receipt means they don't "really" charge GST costs? These companies don't use electricity, water, and buy products from companies that need to pay GST? So what happened to these GST costs these companies paid? These companies' bosses absorb these GST costs for you? Only STUPID IDIOT will believe in such spin-story! Obviously the GST costs are already built into their final sale price lah!(even if they said their company do not charge GST) :banghead:
And minority will conveniently FORGET TO TELL YOU that all the GST costs incurred by your children under 21 years old are also subjected to GST!
But hor, minority also conveniently FORGET TO TELL YOU THAT your children under 21 years old will NOT BE GIVEN GST rebates for the GST costs incurred by your children!
minority conveniently FORGET TO TELL YOU that all all those GST rebates, U-save etc are NOT PAID TO YOU every month hor!
also, they are already not sufficient for GST incurred by 1 single individual with very basic necessity expenditure of $1200 per month (minority REMEMBER, your Prime Minister said that $1200 per month is NOT SUFFICIENT for basic necessity living for a retiree! Why you keep insisting that $308 pm is enough? Are you telling all of us here that Your Prime Minister is lying? Please apologize to your PM NOW! You bloody idiot for maligning your honorable Prime Minister!!!!!!). :tsk-tsk:
So, how can those GST rebates etc be sufficient when you divide by number of members in the family? :banghead:
I just come back from holiday. you still around why are u still here not migrated to pay the GST else where plus the 40% income tax? Why are u still here ah?!!!!
Obliviously u are a bloody liar!!!!!
I already show you the CPF WEBsite to calculate the amount of GST REBATE on CASH, MEdishield and USAFE if add to ard 1100K so??? U want to KPKB and act blur becoz u are a CHEAP SKATE who want to spend on luxury items but dont want to pay GST. YOU ARE ONE SELFISH individual that is lying and talking bull . and yes YOU ARE ONE BLOODY XENOPHOBIC RACIST STINGY SHIT!!!!!!
So you admit that GST was implemented and increased so that income tax and corporate tax can be CUT previously? Otherwise if income tax and corporate tax were cut previously, where the tax revenue come from to compensate for reduction in taxes from income and corporate? GST right?!
If GST is so good for most of the citizens, why I don't see any political party make increasing GST their GENERAL ELECTION manifesto!!!
How about "Vote PAP to vote for increase in GST" in their coming GENERAL ELECTION manifesto?
Come on, if you or the PAP really strongly believe that GST is good for the people, for the poor, most of them will vote for GST to increase! Most Citizens are not rich, so they will welcome GST increase because increasing GST will increase govt tax revenue and most come from the rich only and they are only <1% and will have no influence on general election results so that majority of people can continue to pay less tax (according to what you preached!)!
Talk SHIT again. So 50% income tax is good for citizen?????? WOW GIVE ME A BLODDY BREAK!!!! BULLSHIT ALERT AGAIN!!!!!
You cannot comprehend or you are trying to avoid the question? Let me rephrase to you again:
Since you and the govt really believes that GST is good for the people, how about having this as their manifesto in their coming general election:
"Vote PAP to vote for support to increase GST!"?
Talk SHIT again. So 50% income tax is good for citizen?????? WOW GIVE ME A BLODDY BREAK!!!! BULLSHIT ALERT AGAIN!!!!!
You cannot comprehend or you are trying to avoid the question? Let me rephrase to you again:
Since you and the govt really believes that GST is good for the people, how about having this as their manifesto in their coming general election:
"Vote PAP to vote for support to increase GST!"?
What Are you talking about. Oh forgot you like some party keep changing your track. you are the one keep KPKB GST is BAD for you! Coz you are Rich. I say its not impacting as there are rebate.
YOU DONT WANT GST YOU GO ASK FOR MANIFESTO! THAT IS NOT MY BLOODY PROBLEM AND I DONT SEE WHY I MUST EVEN WASTE TIME ON THIS CRAP!
http://www.dumblittleman.com/wp-content/uploads/2014/05/Losers.jpg
GST rebate only benefits the bottom 10-20%, & income tax cut benefits only the top few % rich, while the rest are impacted by much higher of living, isn't this a fact? What are you trying to argue about? You want to convince us that GST is only bad for the top few % rich & benefit the rest of us? Oh my god! Don't know what to say!
What Are you talking about. Oh forgot you like some party keep changing your track. you are the one keep KPKB GST is BAD for you! Coz you are Rich. I say its not impacting as there are rebate.
YOU DONT WANT GST YOU GO ASK FOR MANIFESTO! THAT IS NOT MY BLOODY PROBLEM AND I DONT SEE WHY I MUST EVEN WASTE TIME ON THIS CRAP!
http://www.dumblittleman.com/wp-content/uploads/2014/05/Losers.jpg
Isn't it clear? minority is just trying to mislead and lie about how good GST is so that the top few % rich can get income tax cuts to become richer! They got a "pay increase" via income tax cut from 33% to 20% now! The businessmen rich also got it good - they got tax cut from 30% to 17% !!!
With the RICH paying so much less taxes, where does the govt get all the revenue to makeup for these shortfalls? The answer is obvious! A slew of tax revenue from GST and other indirect taxes like COEs, property taxes, etc! You are already warned to expect more such "wealth" taxes because anybody with money in bank is considered "wealthy", and not just the rich! :rolleyes:
GST rebate only benefits the bottom 10-20%, & income tax cut benefits only the top few % rich, while the rest are impacted by much higher of living, isn't this a fact? What are you trying to argue about? You want to convince us that GST is only bad for the top few % rich & benefit the rest of us? Oh my god! Don't know what to say!
Isn't it clear? minority is just trying to mislead and lie about how good GST is so that the top few % rich can get income tax cuts to become richer! They got a "pay increase" via income tax cut from 33% to 20% now! The businessmen rich also got it good - they got tax cut from 30% to 17% !!!
With the RICH paying so much less taxes, where does the govt get all the revenue to makeup for these shortfalls? The answer is obvious! A slew of tax revenue from GST and other indirect taxes like COEs, property taxes, etc! You are already warned to expect more such "wealth" taxes because anybody with money in bank is considered "wealthy", and not just the rich! :rolleyes:
YAWNNNNN!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
GST rebate only benefits the bottom 10-20%, & income tax cut benefits only the top few % rich, while the rest are impacted by much higher of living, isn't this a fact? What are you trying to argue about? You want to convince us that GST is only bad for the top few % rich & benefit the rest of us? Oh my god! Don't know what to say!
Wrong..... Not just to fund the poor. the middle income also pay less taxes. if not the base taxable income will have to be raised. and GST collected are also use to spen on country infra.
http://www.gov.sg/government/web/content/govsg/classic/factually/Factually-07082012-WhydowehavetopayGSTWhycantweexemptbasicnecessitiesfromGST
e Goods and Services Tax (GST) was introduced in 1994 to diversify our tax base and reduce our reliance on direct taxes such as corporate and personal income taxes. Everyone in Singapore, including Singapore Permanent Residents (SPR) and foreigners, pays GST on the goods and services they buy.
When GST was introduced, this enabled the Government to lower personal income taxes from the top range of 33% progressively to 20% today. Those paying income tax today also must earn above $20,000 per annum. With these changes, many do not pay personal income tax.
The money collected from GST forms part of the Government revenue which goes to fund expenditure for Singapore, such as the building of infrastructure like schools, roads, hospitals, MRT lines and other public facilities, and providing subsidies like health, housing and education subsidies.
The money collected from GST also enables the Government to use a significant part of it to help lower-income Singaporeans by funding social assistance schemes. As GST is administered at a flat rate, the Government is aware that the GST adds to the living costs of the lower-income families. To ensure that GST does not hurt the poor, GST Vouchers are given to lower-income families to offset what they pay for in GST.
With the GST Voucher, the GST paid by elderly households in 1- to 3-room HDB flats will be fully offset. For lower-income families who do not live with their elderly family members, half of their total GST expenses will be offset.
http://www.gov.sg/government/web/content/2701d8004c3f166b908495c689276aaa/1/MOF+piechart+Greenblue50.jpg?MOD=AJPERES&CACHEID=2701d8004c3f166b908495c689276aaa/1
minority, stop all you lies and attempt to misleads!!!!!!!!!!!!!!!!!!!!
It is clear that many people know that the purpose of implementing GST and increasing to 7% now is to make up for the shortfall in tax revenue after top-tier income tax rate has been cut from 33% to current 20% and corporate tax rate has been cut from 30% to current 17%.
All other reasons are clearly excuses!
Also, the more you people try to justify with statistics, the more holes we found, such as how on earth you know that "high-income families and foreigners contribute to 75% of total GST collected"????
You mean when you buy things and pay GST, you need to declare to shops whether you are foreigners or you are high-income familes (and the shops keep record for filing with IRAS)? Otherwise where they get the actual raw data to compile such statistics? Plug from the sky? :doh:
Also, what is your definition of "high-income families"? $5,000 per month is considered high-income since median household income is about $5000 pm?
What is your definition of foreigners? PRs are also foreigners right?! :bull_head:
Middle income pay less income taxes? Oh yes! You are so right! Why you don't tell us they now need to pay so much more in GST! Even their children, their retired parents who don't pay any income taxes previously suddenly all liable for GST!!!!!!!!!!!!!!!!!!!!!
Wrong..... Not just to fund the poor. the middle income also pay less taxes. if not the base taxable income will have to be raised. and GST collected are also use to spen on country infra.
http://www.gov.sg/government/web/content/govsg/classic/factually/Factually-07082012-WhydowehavetopayGSTWhycantweexemptbasicnecessitiesfromGST
e Goods and Services Tax (GST) was introduced in 1994 to diversify our tax base and reduce our reliance on direct taxes such as corporate and personal income taxes. Everyone in Singapore, including Singapore Permanent Residents (SPR) and foreigners, pays GST on the goods and services they buy.
When GST was introduced, this enabled the Government to lower personal income taxes from the top range of 33% progressively to 20% today. Those paying income tax today also must earn above $20,000 per annum. With these changes, many do not pay personal income tax.
The money collected from GST forms part of the Government revenue which goes to fund expenditure for Singapore, such as the building of infrastructure like schools, roads, hospitals, MRT lines and other public facilities, and providing subsidies like health, housing and education subsidies.
The money collected from GST also enables the Government to use a significant part of it to help lower-income Singaporeans by funding social assistance schemes. As GST is administered at a flat rate, the Government is aware that the GST adds to the living costs of the lower-income families. To ensure that GST does not hurt the poor, GST Vouchers are given to lower-income families to offset what they pay for in GST.
With the GST Voucher, the GST paid by elderly households in 1- to 3-room HDB flats will be fully offset. For lower-income families who do not live with their elderly family members, half of their total GST expenses will be offset.
http://www.gov.sg/government/web/content/2701d8004c3f166b908495c689276aaa/1/MOF+piechart+Greenblue50.jpg?MOD=AJPERES&CACHEID=2701d8004c3f166b908495c689276aaa/1
minority, stop all you lies and attempt to misleads!!!!!!!!!!!!!!!!!!!!
It is clear that many people know that the purpose of implementing GST and increasing to 7% now is to make up for the shortfall in tax revenue after top-tier income tax rate has been cut from 33% to current 20% and corporate tax rate has been cut from 30% to current 17%.
All other reasons are clearly excuses!
Also, the more you people try to justify with statistics, the more holes we found, such as how on earth you know that "high-income families and foreigners contribute to 75% of total GST collected"????
You mean when you buy things and pay GST, you need to declare to shops whether you are foreigners or you are high-income familes (and the shops keep record for filing with IRAS)? Otherwise where they get the actual raw data to compile such statistics? Plug from the sky? :doh:
Also, what is your definition of "high-income families"? $5,000 per month is considered high-income since median household income is about $5000 pm?
What is your definition of foreigners? PRs are also foreigners right?! :bull_head:
Middle income pay less income taxes? Oh yes! You are so right! Why you don't tell us they now need to pay so much more in GST! Even their children, their retired parents who don't pay any income taxes previously suddenly all liable for GST!!!!!!!!!!!!!!!!!!!!!
http://img2.wikia.nocookie.net/__cb20090514010355/tsdc/images/6/63/Bullshit.png
YAWNNNN!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
WHO IS THE ONE TRYING TO MISLEAD????? LOSER!!!!
minority,
the clear LIAR and loser!
Loser is the one who try to lie, and when we found evidence to show that they lied!, they only know how to scold people "bullshit" and "loser" and nothing else!
They are not able to provide facts to backup what they said because they lied!
minority is just One big bloody LIAR Ha ha ha!
http://img2.wikia.nocookie.net/__cb20090514010355/tsdc/images/6/63/Bullshit.png
YAWNNNN!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
WHO IS THE ONE TRYING TO MISLEAD????? LOSER!!!!
And more lies by minority get exposed again by others on the internet, about GST rebate and Workfare.................. :doh:
More about GST rebate and workfare (http://atans1.wordpress.com/2012/02/27/budget-a-plague-on-both-your-houses/) that minority keep singing about (and obviously contradicts what he said).............. :moon:
Budget: A Plague on Both Your Houses
In Political economy, Political governance on 27/02/2012 at 4:22 am
(Or “Budget: Missing the point”)
I think the government has “got it”, more or less, in the overall thrust of the Budget. More below. But I’m annoyed (and sad) that it still hasn’t “got it” when it comes to helping the poor. I like the theory behind the GST Voucher for the poor (it helps make the tax on consumption less regressive). But like Workfare (which I support in theory), it is flawed because the poor need money both now and in the future, but both Workfare and the GST Voucher focus on the future. I’ll leave it to TOC’s Leong Sze Hian to describe the problem.
“A new GST voucher will be given to help particularly lower-income and elderly Singaporeans, comprising three components – cash, Medisave top-up and U-Save.
‘So, you pay for your GST increase in cash, but you get the bulk of it back not in cash, but as Medisave top-ups which you can only use for medical purposes, and U-Save which helps you to pay for what has historically been generally increasing utility bills.”
A wicked, mean tot. Could one of the reasons for putting the money into CPF accounts rather than pay cash be to lessen the cost to the government? The real value of the cash in the CPF accounts are steadily and steathily eroded by inflation. With the Medisave account paying 4%, and the ordinary account 2.5%, and inflation at juz below 5%, could the government be hoping that inflation reduces its headline cost by the time the money is withdrawn? Even if inflation returns to the 2% range, the real cost to the government is reduced. As I said, a wicked, mean tot that would never occur to a PAP supporter or a journalist in our constructive, nation-building local media.
But I have to reseve some irritation for the refusal of usually rational bloggers to recognise as a Bloomberg report puts it, “Singapore Shifts Priority From Growth to Curb Income Inequality” . At best, they say very grudgingly, “OK BUT …”
Following the removal of deadwood from the cabinet, and the building of more public apartments despite a forecasted economic slowdown, the government has moved to address, by way of more than words, four other “toxic” issues that make S’poreans angry: the sheer volume of FTs flooding the streets, the use of FTs to keep wages from rising, congested public transport and growing income disparity.
Now whether the measures announced in the Budget are sufficient to reverse the problems that these four issues have caused, I don’t know. I suspect not, and more has to be done. Nor can anyone be sure that this isn’t all Wayang.
But a step has been taken. Whether the step is small or big, only time will tell. Whether more steps will be taken, again only time will tell. But a step has been taken, and this should be acknowledged by those of us who are not aligned with any of the opposition parties, whose reason or justification for existence, is rightly, to oppose the government.
Those of us who who are not aligned with any of the opposition parties should not be professional critics of the government. Which reminds me, I found Lucky Tan’s “Threats of Defamation Lawsuits : Not a way to win over netizens….” amusing because maybe the PAP thinks that trying to make friends on the internet is a waste of time given its failure to make the internet a more PAP friendly place. If so, the likes of Zaqy and Baey could find their cushy S$15,000 monthy stipends history at the next general election.
And if it’s all Wayang, we will soon know, “You can fool all the people some of the time, and some of the people all the time, but you cannot fool all the people all the time.” And come the next general election, the PAP will pay a heavy price.
Wrong..... Not just to fund the poor. the middle income also pay less taxes. if not the base taxable income will have to be raised. and GST collected are also use to spen on country infra.
http://www.gov.sg/government/web/content/govsg/classic/factually/Factually-07082012-WhydowehavetopayGSTWhycantweexemptbasicnecessitiesfromGST
e Goods and Services Tax (GST) was introduced in 1994 to diversify our tax base and reduce our reliance on direct taxes such as corporate and personal income taxes. Everyone in Singapore, including Singapore Permanent Residents (SPR) and foreigners, pays GST on the goods and services they buy.
When GST was introduced, this enabled the Government to lower personal income taxes from the top range of 33% progressively to 20% today. Those paying income tax today also must earn above $20,000 per annum. With these changes, many do not pay personal income tax.
The money collected from GST forms part of the Government revenue which goes to fund expenditure for Singapore, such as the building of infrastructure like schools, roads, hospitals, MRT lines and other public facilities, and providing subsidies like health, housing and education subsidies.
The money collected from GST also enables the Government to use a significant part of it to help lower-income Singaporeans by funding social assistance schemes. As GST is administered at a flat rate, the Government is aware that the GST adds to the living costs of the lower-income families. To ensure that GST does not hurt the poor, GST Vouchers are given to lower-income families to offset what they pay for in GST.
With the GST Voucher, the GST paid by elderly households in 1- to 3-room HDB flats will be fully offset. For lower-income families who do not live with their elderly family members, half of their total GST expenses will be offset.
http://www.gov.sg/government/web/content/2701d8004c3f166b908495c689276aaa/1/MOF+piechart+Greenblue50.jpg?MOD=AJPERES&CACHEID=2701d8004c3f166b908495c689276aaa/1
"When GST was introduced, this enabled the Government to lower personal income taxes from the top range of 33% progressively to 20% today. "
It speaks itself: those paying 33% of tax have benefited 13% percentage points (but risking losing their principle.)
That's why the truly smart ultra rich indeed prefers to pay MORE progressively tax (because they want to have a stable and safe society to keep their 67%!)
The picture is very scary: GST is only charged on daily consumptions (no GST for property or gold).
So the lower 75% is only consuming 25%, isn't that scary?
Collecting GST to build MRT lines must be a joke, collecting COE to build MRT lines would be a better lie.
"With the GST Voucher, the GST paid by elderly households in 1- to 3-room HDB flats will be fully offset. For lower-income families who do not live with their elderly family members, half of their total GST expenses will be offset."
So it is confirmed that even the lowest income / no income will pay 3.5% NET GST (after GST voucher).
And for the top earners, even when they spend every single dollar on goods, they still "benefit" 13% - 7% = 6%. (If they buy gold, they "benefit" the whole 13%.)
Tax cut is indeed doing more harm to the ultra rich because it puts their assets at a higher risk. That's why you can see more and more ultra rich will want to pay more tax. (to safe guard their assets).
"With the GST Voucher, the GST paid by elderly households in 1- to 3-room HDB flats will be fully offset. For lower-income families who do not live with their elderly family members, half of their total GST expenses will be offset."
So it is confirmed that even the lowest income / no income will pay 3.5% NET GST (after GST voucher).
And for the top earners, even when they spend every single dollar on goods, they still "benefit" 13% - 7% = 6%. (If they buy gold, they "benefit" the whole 13%.)
Tax cut is indeed doing more harm to the ultra rich because it puts their assets at a higher risk. That's why you can see more and more ultra rich will want to pay more tax. (to safe guard their assets).
TALK IS CHEAP. Pls show facts. so base on your logic. the poor today don't pay tax get rebates. without GST they pay tax. 20-35%!!! so they benefit even if they don't consumer or consume less than the rich?
Wow!! thats so fantastic.. no GST is so good for the poor.. Middle income pay 3-10% tax.. no GST? pay 35% tax.. wow again so fantastic.. if they choose to consumer less they still pay same tax. WOW so much benefit huh.. without GST...
minority, don't try to lie and mislead here again!
Consume less? The low-income and the poor are only consuming just basic necessities and finding hard to have decent living, and you ask them to consume even less if they want to save on GST?! :asshole:
And those young below 21 years old are not eligible for GST voucher but they also need to eat, live, study, take transport etc etc!
Let's see, GST-cash voucher max $250 per year. That is for a max expenses of $3571 before a person need to dig into his own pocket to pay GST. $3571 p.a. means $297 per month!
minority, tell us, you can survive on $297 per month?
Don't forget, your ministers tell us that each of us need more than $1200 per month to survive in Singapore!!!!
TALK IS CHEAP. Pls show facts. so base on your logic. the poor today don't pay tax get rebates. without GST they pay tax. 20-35%!!! so they benefit even if they don't consumer or consume less than the rich?
Wow!! thats so fantastic.. no GST is so good for the poor.. Middle income pay 3-10% tax.. no GST? pay 35% tax.. wow again so fantastic.. if they choose to consumer less they still pay same tax. WOW so much benefit huh.. without GST...
minority, your talk so cheap hah?
Big LIAR here!
Can't back up with evidence why you said $308 per month is enough for basic living in Singapore right?
Can't prove that GST is good for the poor and middle-income right?
All lies!!!
TALK IS CHEAP. Pls show facts. so base on your logic. the poor today don't pay tax get rebates. without GST they pay tax. 20-35%!!! so they benefit even if they don't consumer or consume less than the rich?
Wow!! thats so fantastic.. no GST is so good for the poor.. Middle income pay 3-10% tax.. no GST? pay 35% tax.. wow again so fantastic.. if they choose to consumer less they still pay same tax. WOW so much benefit huh.. without GST...
minority, don't try to lie and mislead here again!
Consume less? The low-income and the poor are only consuming just basic necessities and finding hard to have decent living, and you ask them to consume even less if they want to save on GST?! :asshole:
And those young below 21 years old are not eligible for GST voucher but they also need to eat, live, study, take transport etc etc!
Let's see, GST-cash voucher max $250 per year. That is for a max expenses of $3571 before a person need to dig into his own pocket to pay GST. $3571 p.a. means $297 per month!
minority, tell us, you can survive on $297 per month?
Don't forget, your ministers tell us that each of us need more than $1200 per month to survive in Singapore!!!!
minority, don't try to lie and mislead here again!
Consume less? The low-income and the poor are only consuming just basic necessities and finding hard to have decent living, and you ask them to consume even less if they want to save on GST?! :asshole:
And those young below 21 years old are not eligible for GST voucher but they also need to eat, live, study, take transport etc etc!
Let's see, GST-cash voucher max $250 per year. That is for a max expenses of $3571 before a person need to dig into his own pocket to pay GST. $3571 p.a. means $297 per month!
minority, tell us, you can survive on $297 per month?
Don't forget, your ministers tell us that each of us need more than $1200 per month to survive in Singapore!!!!
Dumb PRICK how many times need to knock on your numb skull. lower income have gST rebates? bo brain is it? DONT COME BULL SHIT .. GST have GST rebates on CASH , U serve , Medi shield. Totaling to $1100! thats for a Expense of at least 10K a year u dumb liaring Prick!
minority, your talk so cheap hah?
Big LIAR here!
Can't back up with evidence why you said $308 per month is enough for basic living in Singapore right?
Can't prove that GST is good for the poor and middle-income right?
All lies!!!
Y
A
W
N
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I hear BULLSHIT AGAIN
Y
A
W
N
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I hear BULLSHIT AGAIN from minority again!
GST rebates $1100 PER YEAR but almost half into MediShield and you can see cannot touch! Oh yes, but the person need to pay CASH upfront for GST! You know what is called CASH value of MONEY? No right, you DUMB ASS!
And the person's children below 21 years old all not eligible for GST rebates, YET the person still need to bear the responsibility to pay GST for each of his children LIVING EXPENSES, at least $1008 per year for 1 child, and $2016 per year for 2 children, and we have not even included compounded effect of GST! :asshole:
Dumb PRICK how many times need to knock on your numb skull. lower income have gST rebates? bo brain is it? DONT COME BULL SHIT .. GST have GST rebates on CASH , U serve , Medi shield. Totaling to $1100! thats for a Expense of at least 10K a year u dumb liaring Prick!
WHY I AM NOT SUPRISE ON YOUR BULLSHIT??? one moment say $$ little then next moment when pointed out there are more rebates then KPKB want to twist n turn full of bullshit
I ask u so many many times. show me the list on essentials! don't tell me go holiday. buy gifts all those shit.
YAWN!!!!!!!!
http://img.photobucket.com/albums/v610/Sniper888/GongJiaoWay.jpg
Y
A
W
N
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I hear BULLSHIT AGAIN from minority again!
GST rebates $1100 PER YEAR but almost half into MediShield and you can see cannot touch! Oh yes, but the person need to pay CASH upfront for GST! You know what is called CASH value of MONEY? No right, you DUMB ASS!
And the person's children below 21 years old all not eligible for GST rebates, YET the person still need to bear the responsibility to pay GST for each of his children LIVING EXPENSES, at least $1008 per year for 1 child, and $2016 per year for 2 children, and we have not even included compounded effect of GST! :asshole:
Allthepies
25-11-14, 19:47
GST or Consumption/Sale/VAT taxes are common throughout the world.
SINGAPORE is the ONLY ONE in the WORLD where GST / VAT has NO EXEMPTION to basic necessities!!!
Where got common? SAME NAME but very DIFFERENT in REAL SUBSTANCE!
Singapore's GST is the MOST REGRESSIVE form of GST, what many called POOR MAN'S TAX!!!!!!!!!!
GST or Consumption/Sale/VAT taxes are common throughout the world.
SINGAPORE is the ONLY ONE in the WORLD where GST / VAT has NO EXEMPTION to basic necessities!!!
Where got common? SAME NAME but very DIFFERENT in REAL SUBSTANCE!
Singapore's GST is the MOST REGRESSIVE form of GST, what many called POOR MAN'S TAX!!!!!!!!!!
WAH LAN!!! GST REBATE IS NOT REBATE ON CONSUMPTION FOR BASIC NECESSITIES??? U want go HOLIDAY , Give gifts , BUY BIG CAR KPKB GST? WTF! DONT BULLSHIT US!
http://chrispiascik.wpengine.netdna-cdn.com/wp-content/uploads/2012/10/1221-20121023Bullshit.jpg
GST rebate????????!!!!!
After taxing the poor with GST, then return a small amount to a small number of the poor some rebates, like giving some goodies to the "good dogs"???? :encouragement:
GST is like TAXING the general population MORE so that there can be REVENUE to cover INCOME TAX CUT for the rich (33% to 20%) and corporate tax cut for the RICH (30% to 17%)... <- minority, tell us, is this SENTENCE correct? Don't be a coward and bloody stupid idiot, don't dare to reply to a simple question? :dog:
WAH LAN!!! GST REBATE IS NOT REBATE ON CONSUMPTION FOR BASIC NECESSITIES??? U want go HOLIDAY , Give gifts , BUY BIG CAR KPKB GST? WTF! DONT BULLSHIT US!
They also prefer more "wealth tax" or "consumption tax" spread to all population (like GST) than more income tax or corporate tax! Ops! They will get it because the RICH have more influence on the policy! :sorrow:
"When GST was introduced, this enabled the Government to lower personal income taxes from the top range of 33% progressively to 20% today. "
It speaks itself: those paying 33% of tax have benefited 13% percentage points (but risking losing their principle.)
That's why the truly smart ultra rich indeed prefers to pay MORE progressively tax (because they want to have a stable and safe society to keep their 67%!)
<- minority, tell us, how you get the data that says that :
"high-income families and foreigners contribute to 75% of total GST collected"????
You mean when you buy things and pay GST, you need to declare to shops whether you are foreigners or you are high-income familes (and the shops keep record for filing with IRAS)? Otherwise where they get the actual raw data to compile such statistics? Plug from the sky? :doh:
Don't be a coward and bloody stupid idiot, don't dare to reply to a simple question means you pluck the number from the sky to support what you like to say???????????????????? BULLSHIT!
Wrong..... Not just to fund the poor. the middle income also pay less taxes. if not the base taxable income will have to be raised. and GST collected are also use to spen on country infra.
http://www.gov.sg/government/web/content/govsg/classic/factually/Factually-07082012-WhydowehavetopayGSTWhycantweexemptbasicnecessitiesfromGST
e Goods and Services Tax (GST) was introduced in 1994 to diversify our tax base and reduce our reliance on direct taxes such as corporate and personal income taxes. Everyone in Singapore, including Singapore Permanent Residents (SPR) and foreigners, pays GST on the goods and services they buy.
When GST was introduced, this enabled the Government to lower personal income taxes from the top range of 33% progressively to 20% today. Those paying income tax today also must earn above $20,000 per annum. With these changes, many do not pay personal income tax.
The money collected from GST forms part of the Government revenue which goes to fund expenditure for Singapore, such as the building of infrastructure like schools, roads, hospitals, MRT lines and other public facilities, and providing subsidies like health, housing and education subsidies.
The money collected from GST also enables the Government to use a significant part of it to help lower-income Singaporeans by funding social assistance schemes. As GST is administered at a flat rate, the Government is aware that the GST adds to the living costs of the lower-income families. To ensure that GST does not hurt the poor, GST Vouchers are given to lower-income families to offset what they pay for in GST.
With the GST Voucher, the GST paid by elderly households in 1- to 3-room HDB flats will be fully offset. For lower-income families who do not live with their elderly family members, half of their total GST expenses will be offset.
http://www.gov.sg/government/web/content/2701d8004c3f166b908495c689276aaa/1/MOF+piechart+Greenblue50.jpg?MOD=AJPERES&CACHEID=2701d8004c3f166b908495c689276aaa/1
minority, stop all you lies and attempt to misleads!!!!!!!!!!!!!!!!!!!!
It is clear that many people know that the purpose of implementing GST and increasing to 7% now is to make up for the shortfall in tax revenue after top-tier income tax rate has been cut from 33% to current 20% and corporate tax rate has been cut from 30% to current 17%.
All other reasons are clearly excuses!
Also, the more you people try to justify with statistics, the more holes we found, such as how on earth you know that "high-income families and foreigners contribute to 75% of total GST collected"????
You mean when you buy things and pay GST, you need to declare to shops whether you are foreigners or you are high-income familes (and the shops keep record for filing with IRAS)? Otherwise where they get the actual raw data to compile such statistics? Plug from the sky? :doh:
Also, what is your definition of "high-income families"? $5,000 per month is considered high-income since median household income is about $5000 pm?
What is your definition of foreigners? PRs are also foreigners right?! :bull_head:
Middle income pay less income taxes? Oh yes! You are so right! Why you don't tell us they now need to pay so much more in GST! Even their children, their retired parents who don't pay any income taxes previously suddenly all liable for GST!!!!!!!!!!!!!!!!!!!!!
/1[/IMG][/QUOTE]
<- minority, tell us, how you get the data that says that :
"high-income families and foreigners contribute to 75% of total GST collected"????
You mean when you buy things and pay GST, you need to declare to shops whether you are foreigners or you are high-income familes (and the shops keep record for filing with IRAS)? Otherwise where they get the actual raw data to compile such statistics? Plug from the sky? :doh:
Don't be a coward and bloody stupid idiot, don't dare to reply to a simple question means you pluck the number from the sky to support what you like to say???????????????????? BULLSHIT!
/1[/IMG][/QUOTE]
More Bullshit coming from you???? WOW!!!!
So when people buy car u mean pay cash? u mean u lug a bag of 100K to pay for ur car? USE ur grey matter!!!! either take loan or ask bank to pay. all these have data collected!!! Who pay GST u numb skull!! people go jewelry shop buy jewerly like u. U mean pay CASH??? CREDIT CARDS U bodo.... data are collected!!! customer profiling Analytics u Dumb ass. and those day to day buy shampoo buy few dollar stuff are essentials.. which ur GST rebates cover. your MEdical coverage go see doctor use medisave.. POLY CLINIC NO GST U BODO!!!! Utility have family house hold income. U-SAVE REBATE. Each household can curn from iras tax paid thier family profile. u BDODO!!!
EVEN IF U GO NTUC BUY THING THE MOMENT U SWAP THE LOYALITY CARD. YOU ARE PROFILED. ALL THESE ARE SALES ANALYTICS U DUMB ASS!
So dont BULLSHITE Us here!!!!!
Sales analytics!
Ha ha ha! One big bloody stupid idiot!
Poor and lower middle-income people and the retirees and those below 21 years old and in National Service always pay cash (because no credit card), no wonder your GST contribution figure has been SERIOUSLY UNDER-REPORTED for contributions from the POOR and the LOWER MIDDLE-INCOME and those without credit cards!!!!! :asshole:
By the way, according to what you said, then companies don't need to keep invoices and receipts, just file "Sales Analytics" with IRAS can?
More Bullshit coming from you???? WOW!!!!
So when people buy car u mean pay cash? u mean u lug a bag of 100K to pay for ur car? USE ur grey matter!!!! either take loan or ask bank to pay. all these have data collected!!! Who pay GST u numb skull!! people go jewelry shop buy jewerly like u. U mean pay CASH??? CREDIT CARDS U bodo.... data are collected!!! customer profiling Analytics u Dumb ass. and those day to day buy shampoo buy few dollar stuff are essentials.. which ur GST rebates cover. your MEdical coverage go see doctor use medisave.. POLY CLINIC NO GST U BODO!!!! Utility have family house hold income. U-SAVE REBATE. Each household can curn from iras tax paid thier family profile. u BDODO!!!
EVEN IF U GO NTUC BUY THING THE MOMENT U SWAP THE LOYALITY CARD. YOU ARE PROFILED. ALL THESE ARE SALES ANALYTICS U DUMB ASS!
So dont BULLSHITE Us here!!!!!
Sales analytics!
Ha ha ha! One big bloody stupid idiot!
Poor and lower middle-income people and the retirees and those below 21 years old and in National Service always pay cash (because no credit card), no wonder your GST contribution figure has been SERIOUSLY UNDER-REPORTED for contributions from the POOR and the LOWER MIDDLE-INCOME and those without credit cards!!!!! :asshole:
By the way, according to what you said, then companies don't need to keep invoices and receipts, just file "Sales Analytics" with IRAS can?
WOW MORE BULLSHIT!!!!!
MIDDLE INCOME NO CREDIT CARDS!!!! WHICH BLOODDY HOLE YOU CLIMB OUT OF??? They have the MOST CREDIT CARDS!!! Fact is at least 3.4 credit cards per household u Liar!!!
http://www.visa-asia.com/ap/center/valueofvisa/industrywatch/includes/uploads/Singapore_Credit_Card_Report.pdf
The GST rebates are especially targeted at the low income !!!!! u fool! you mean a low income person will spend 10K on shampoo??!!! 10K on soap!!! or 10K on tooth paste!!! yeah unless they are like you!! need serious cleaning!!!
And only those RICH PEOPLE with a lot of cash don't need credit cards!!! they consume the most and they are like u!!! Bloody KPKB coz too cheap to pay TAX !!! RUN TAX!!! and then get caught with the GST coz want to consume!!! KPKB cannot escape!!!! And don't benefit from GST rebates coz stay in big swanky address!!! BLOODY CHEAP SKATES !!!!!
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