17 things debt-free people do

[princess_morbucks]

http://business.asiaone.com/personal-finance/credits-and-loans/8-things-debt-free-people-do

[phantom_opera]

All these are only useful before property price sky-rocketed in 1990's

In today's developed world (may be except Germany or Japan), the only way to survive is to strike a windfall before 40 (or latest 45) and then rely on magic of compounding on a lower risk portfolio