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mcmlxxvi
14-12-13, 11:19
Be very careful.https://fbcdn-photos-g-a.akamaihd.net/hphotos-ak-prn2/1463003_10153573107835244_2085799807_n.jpg

mcmlxxvi
14-12-13, 11:20
SIBOR + 0.75 this one

phantom_opera
14-12-13, 11:22
Fed policy rate will be still near zero comes 2015 ... nothing much to worry

3m SIBOR will still definitely below 1% by 2017

mcmlxxvi
14-12-13, 11:23
Fed policy rate will be still near zero comes 2015 ... nothing much to worry

3m SIBOR will still definitely below 1% by 2017

okkk.....phew

maybe just a bad day used for fixing

newbie11
14-12-13, 11:23
bro phantom been away for a while?

phantom_opera
14-12-13, 11:26
bro phantom been away for a while?

ya ... everytime I return I have this strong thankful feeling "Singapore is still the best" :)

in next 10y, X2 foreigners will queue up to apply to become Singaporeans

newbie11
14-12-13, 11:26
Be very careful.https://fbcdn-photos-g-a.akamaihd.net/hphotos-ak-prn2/1463003_10153573107835244_2085799807_n.jpg

Be very careful over 1.9% increment?

DC33_2008
14-12-13, 11:29
Have not seen interest rates exceed 1% for a long time.
Be very careful.https://fbcdn-photos-g-a.akamaihd.net/hphotos-ak-prn2/1463003_10153573107835244_2085799807_n.jpg

玉格格
14-12-13, 12:21
SIBOR + 0.75 this one

interest hikes 来钱挡, CMs 来钱淹.
mine is sibor + 0.9. do u feel better now? :D

yowetan
14-12-13, 12:54
Mine is 1.1 + Sibor (3months) from SCB. Sibor is climbing to 0.401%.

Can someone introduce me a better base rate?

Akira Fudou
14-12-13, 13:10
i just revised down my monthly payment for SOR + 0.75... its 0.9499%

Khng8
14-12-13, 13:28
Any kind soul can advise if there is any bank offering floating pkg with spread less than 0.8%?
Mine coming up for adjustment with spread increase to 1.25%!

taggy
14-12-13, 16:34
i just revised down my monthly payment for SOR + 0.75... its 0.9499%

mine is boc 0.65+sor = 0.866030% :D

bargain hunter
14-12-13, 18:25
dun anyhow scare pple leh :ashamed1: :)

Be very careful.https://fbcdn-photos-g-a.akamaihd.net/hphotos-ak-prn2/1463003_10153573107835244_2085799807_n.jpg

taggy
14-12-13, 19:49
dun anyhow scare pple leh :ashamed1: :)

personally I feel anything below 2.6% is still low la...
at least still cheaper than hdb loan mah :D

Ringo33
14-12-13, 20:38
i just revised down my monthly payment for SOR + 0.75... its 0.9499%

most banks have already stop offering SOR package. my banker just told me that it might be better for me not to reprice my loan because old SOR package; even after the 3rd year, is still more competitive than the new SIBOR package.

taggy
15-12-13, 05:26
5-Year Fixed Rate Home Loan
http://www.dbs.com.sg/personal/homeloans/5yearfixedrate/default.page?

i wonder what DBS think is more likely to happen in the next 5 years?
- home loan rate staying below 1.88% or above 1.88%

Violinbite
15-12-13, 07:13
ya ... everytime I return I have this strong thankful feeling "Singapore is still the best" :)

in next 10y, X2 foreigners will queue up to apply to become Singaporeans

Two thumbs up

Violinbite
15-12-13, 07:15
most banks have already stop offering SOR package. my banker just told me that it might be better for me not to reprice my loan because old SOR package; even after the 3rd year, is still more competitive than the new SIBOR package.

Mine was SOR + 1.00

Violinbite
15-12-13, 07:17
personally I feel anything below 2.6% is still low la...
at least still cheaper than hdb loan mah :D

But usually hdb loan quantum is much lower than pc