investment banker services?

[CP5211]

Hi,
With the latest cooling measure, I will need to pay 10% ABSD and reduced Ltv 40% for Singapore property. Hence looking at other forms of investment.
Has anyone engaged or is engaging the services of private bankers?
Get to know a banker who recommends the following portfolio:
Cash 2%
Bonds 30%
Equities 50%
Alternative investments 18%
Risk profile is medium 7-11%
Investment horizon 5 years
Expected return 5-8% pa

I have never bought any stocks or bonds before. Any advice will be greatly appreciated! Thank you

[DC33_2008]

Had met my banker yesterday and was advice that can leverage up to 4 times for some of the income bond funds with nett returns of 7-8%. How about gold?
Hi,
With the latest cooling measure, I will need to pay 10% ABSD and reduced Ltv 40% for Singapore property. Hence looking at other forms of investment.
Has anyone engaged or is engaging the services of private bankers?
Get to know a banker who recommends the following portfolio:
Cash 2%
Bonds 30%
Equities 50%
Alternative investments 18%
Risk profile is medium 7-11%
Investment horizon 5 years
Expected return 5-8% pa

I have never bought any stocks or bonds before. Any advice will be greatly appreciated! Thank you

[CP5211]

Had met my banker yesterday and was advice that can leverage up to 4 times for some of the income bond funds with nett returns of 7-8%. How about gold?
DCS_2008, thanks for asking.
Yes, gold is classified under 'alternatives'. Recommend 5% ETF on Gold.
Could you share a little about your experience with bankers? I heard some are very experienced and help their clients earn high returns. I am contented with a return of 4-5%

[CondoWE]

Haha...would like to know too....:D !

[Laguna]

Hi,
With the latest cooling measure, I will need to pay 10% ABSD and reduced Ltv 40% for Singapore property. Hence looking at other forms of investment.
Has anyone engaged or is engaging the services of private bankers?
Get to know a banker who recommends the following portfolio:
Cash 2%
Bonds 30%
Equities 50%
Alternative investments 18%
Risk profile is medium 7-11%
Investment horizon 5 years
Expected return 5-8% pa

I have never bought any stocks or bonds before. Any advice will be greatly appreciated! Thank you

if the RM tells you five years, then it is TOOO LOOONG

wanted to drop you a PM, but your mail box is full

[DC33_2008]

Eastspring M class monthly payout is 5%.
DCS_2008, thanks for asking.
Yes, gold is classified under 'alternatives'. Recommend 5% ETF on Gold.
Could you share a little about your experience with bankers? I heard some are very experienced and help their clients earn high returns. I am contented with a return of 4-5%

[DC33_2008]

The bond I am referring to is within one year.
DCS_2008, thanks for asking.
Yes, gold is classified under 'alternatives'. Recommend 5% ETF on Gold.
Could you share a little about your experience with bankers? I heard some are very experienced and help their clients earn high returns. I am contented with a return of 4-5%

[CP5211]

if the RM tells you five years, then it is TOOO LOOONG

wanted to drop you a PM, but your mail box is full
Laguna, thank you for highlighting. All along I thought 5 years is a reasonable time frame. Have just cleared my mailbox

[CP5211]

Eastspring M class monthly payout is 5%.
Thank you. Will have a good look at it

[newbie11]

For 500k, what can one invest other than prop?

[Iamderek]

Hi,
With the latest cooling measure, I will need to pay 10% ABSD and reduced Ltv 40% for Singapore property. Hence looking at other forms of investment.
Has anyone engaged or is engaging the services of private bankers?
Get to know a banker who recommends the following portfolio:
Cash 2%
Bonds 30%
Equities 50%
Alternative investments 18%
Risk profile is medium 7-11%
Investment horizon 5 years
Expected return 5-8% pa

I have never bought any stocks or bonds before. Any advice will be greatly appreciated! Thank you

Hi,

Am a banker with one of the local banks. Would be glad to offer my service - no obligation. I cannot give any recommendations or share what my clients are doing here (as cliche as that may sound) as every individual has a unique set of circumstances that determines what they engage in - blanket statements are hazardous to financial health. If you'd like to give this a shot, would appreciate you letting me know. I always enjoy meeting potential new clients.

Thanks.

[stl67]

CP5211, go read the Bond Thread lah.. can have some idea.. i also like you never touch investment..but find the thread quite infromative..

due to various reasons, i am having 3 bankers advising me & my partners. I can say the bankers are all different and tend to specialise in certain products. the good thing is you can use what the banker A says/preach and verify it with banker B or banker C.

A good way to learn and in a way have a 2nd opinion. However, sometime you can get confused also.

[CP5211]

CP5211, go read the Bond Thread lah.. can have some idea.. i also like you never touch investment..but find the thread quite infromative..

due to various reasons, i am having 3 bankers advising me & my partners. I can say the bankers are all different and tend to specialise in certain products. the good thing is you can use what the banker A says/preach and verify it with banker B or banker C.

A good way to learn and in a way have a 2nd opinion. However, sometime you can get confused also.
Thanks stl67. I am reading it now. I am at page 10 of 64. Just completed the part where our dear Laguna went for 2.5 hour massage!