All say HDB not affordable. lets take a look the URB BTO prices

[minority]

I always hear people complain HDB is not affordable. Cannot afford! HDB is 1M! Lets take a look at the BTO prices. and consider the affordability.

a 3bed room mthly is ard $440-$547

a 5 bed room mthly is ard $1208 - $1370.

Given today salary entry level. is this un affordable for a couple?

Are people only looking at news headlines and scream!!! 1M!!! and for BTO I want them tomorrow!

all things have to plan.. so it is affordability or planning issue?

https://lh3.googleusercontent.com/-heapbrwfat8/UR9C5r99ntI/AAAAAAAAIcg/EUH6OKlrOzI/s1024/HDB2.jpg

https://lh5.googleusercontent.com/--dXWoLRyLOI/UR9C8vWDAxI/AAAAAAAAIcw/qm3JY39PQf0/s1024/HDB3.jpg

[heehee]

Prices look cheap to me. Now fresh graduate pay $3200-5000 pm basic!
15 years ago only $2200 pm! HDB BTO is about same price then....


I always hear people complain HDB is not affordable. Cannot afford! HDB is 1M! Lets take a look at the BTO prices. and consider the affordability.

a 3bed room mthly is ard $440-$547

a 5 bed room mthly is ard $1208 - $1370.

Given today salary entry level. is this un affordable for a couple?

Are people only looking at news headlines and scream!!! 1M!!! and for BTO I want them tomorrow!

all things have to plan.. so it is affordability or planning issue?

https://lh3.googleusercontent.com/-heapbrwfat8/UR9C5r99ntI/AAAAAAAAIcg/EUH6OKlrOzI/s1024/HDB2.jpg

https://lh5.googleusercontent.com/--dXWoLRyLOI/UR9C8vWDAxI/AAAAAAAAIcw/qm3JY39PQf0/s1024/HDB3.jpg

[minority]

http://www.salary.sg/2012/graduate-employment-survey-2011-published-2012/

snap shot of graduate salary

We hereby present this year’s rankings:

By Average Gross Monthly Salaries (in brackets are the 75th-percentile salaries)

NUS Bachelor Laws (LLB) (Hons) – $5,037 ($5,075)
SMU Information Systems Management (4-year programme) – Cum Laude and above – $4,294 ($4,783)
NUS Bachelor of Medicine & Bachelor of Surgery (MBBS) – $4,016 ($4,500)
SMU Economics (4-year programme) – Cum Laude and above – $3,999 ($4,275)
NUS Bachelor of Computing (Information Systems) – $3,911 ($4,000)
NUS Bachelor of Business Administration (Hons) – $3,871 ($4,200)
SMU Business Management (4-year programme) – Cum Laude and above – $3,777 ($4,100)
NUS Bachelor of Arts (Architecture) – $3,677 ($3,900)
SMU Accountancy (4-year programme) – Cum Laude and above – $3,671 ($4,125)
SMU Information Systems Management (4-year programme) – $3,637 ($4,150)
NTU Computer Engineering – $3,577 ($3,800)
SMU Economics (4-year programme) – $3,559 ($3,864)
NUS Bachelor of Engineering (Industrial & Systems Engineering) – $3,539 ($3,950)
NTU Aerospace Engineering – $3,489 ($3,900)
SMU Social Sciences (4-year programme) – Cum Laude and above – $3,450 ($3,700)
NTU Computer Science – $3,425 ($3,500)
NUS Bachelor of Computing (Computer Engineering) – $3,421 ($3,682)
NTU (NIE) Arts (with Education) – $3,407 ($3,500)
NUS Bachelor of Business Administration (Accountancy) (Hons) – $3,393 ($3,500)
NTU (NIE) Science (with Education) – $3,381 ($3,600)
NUS Bachelor of Computing (Computer Science) – $3,376 ($3,500)
SMU Business Management (4-year programme) – $3,369 ($3,800)
NUS Bachelor of Engineering (Computer Engineering) – $3,367 ($3,980)
NUS Bachelor of Science (Pharmacy) (Hons) – $3,346 ($3,500)
NUS Bachelor of Engineering (Bioengineering) – $3,334 ($3,800)
NUS Bachelor of Engineering (Electrical Engineering) – $3,327 ($3,600)
NUS Bachelor of Engineering (Chemical Engineering) – $3,286 ($3,515)
NTU Chemical & Biomolecular Engineering – $3,276 ($3,500)
SMU Accountancy (4-year programme) – $3,267 ($3,600)
NUS Bachelor of Engineering (Materials Science & Engineering) – $3,255 ($3,500)
NTU Business (3-yr direct Honours programme) – $3,245 ($3,600)
NTU Electrical & Electronic Engineering – $3,243 ($3,500)
NTU Mathematical Sciences & Economics – $3,226 ($3,500)
NUS Bachelor of Engineering (Environmental Engineering) – $3,215 ($3,300)
NTU Economics – $3,209 ($3,500)
NUS Bachelor of Engineering (Engineering Science) – $3,203 ($3,250)
NTU Information Engineering and Media – $3,196 ($3,500)
NUS Bachelor of Computing (Communications and Media) – $3,175 ($3,300)
NTU Mechanical Engineering – $3,152 ($3,385)
NUS Bachelor of Arts (Hons) – $3,151 ($3,500)
NUS Bachelor of Engineering (Mechanical Engineering) – $3,143 ($3,400)
NUS Bachelor of Business Administration – $3,141 ($3,500)
NUS Bachelor of Science (Hons) – $3,138 ($3,450)
NUS Bachelor of Dental Surgery – $3,136 ($3,400)
NUS Bachelor of Engineering (Civil Engineering) – $3,126 ($3,200)
NTU Psychology – $3,125 ($3,450)
NTU Mathematical Sciences – $3,125 ($3,200)
NTU Civil Engineering – $3,115 ($3,400)
NTU Bioengineering – $3,094 ($3,500)
NUS Bachelor of Social Sciences (Hons) – $3,088 ($3,350)
NUS Bachelor of Computing (Electronic Commerce) – $3,075 ($3,500)
NTU Sociology – $3,055 ($3,403)
NTU Materials Engineering – $3,047 ($3,300)
NTU Chinese – $3,044 ($3,300)
SMU Social Sciences (4-year programme) – $3,043 ($3,500)
NTU Environmental Engineering – $3,034 ($3,300)
NTU Physics & Applied Physics – $3,024 ($3,300)
NTU Biological Sciences – $2,981 ($3,250)
NTU English Literature – $2,976 ($3,200)
NTU Communication Studies – $2,960 ($3,200)
NTU Chemistry & Biological Chemistry – $2,956 ($3,200)
NTU Maritime Studies – $2,906 ($3,000)
NTU Accountancy (3-yr direct Honours programme) – $2,900 ($2,900)
NUS Bachelor of Applied Science (Hons) – $2,890 ($3,150)
NUS Bachelor of Science (Real Estate) – $2,888 ($3,000)
NUS Bachelor of Arts – $2,763 ($3,000)
NUS Bachelor of Science (Project & Facilities Management) – $2,760 ($3,000)
NUS Bachelor of Business Administration (Accountancy) – $2,759 ($2,800)
NUS Bachelor of Science – $2,741 ($2,900)
NUS Bachelor of Science (Nursing) – $2,718 ($2,800)
NUS Bachelor of Applied Science – $2,647 ($2,800)
NTU Art, Design & Media – $2,563 ($3,000)

[Allthepies]

They always like to compare prices with those in village Malaysia or Indonesia or some other "cheap" region. That why to this group of misinformed Singaporeans, BTO is always unaffordable.

[minority]

They always like to compare prices with those in village Malaysia or Indonesia or some other "cheap" region. That why to this group of misinformed Singaporeans, BTO is always unaffordable.


well problem is many say I dont care. I want BTO ready tomorrow. and I want AMK!.. or some hot location.

but looking at it pungol is not too bad. cannot all want mature estate. want mature estate must be ready to pay. then its not abt no home to stay but a matter of "I DONT LIKE""

in life there are many things I like a n i also cannot afford. so whose fault is that?

:beats-me-man: :beats-me-man: :beats-me-man:

[Kelonguni]

well problem is many say I dont care. I want BTO ready tomorrow. and I want AMK!.. or some hot location.

but looking at it pungol is not too bad. cannot all want mature estate. want mature estate must be ready to pay. then its not abt no home to stay but a matter of "I DONT LIKE""

in life there are many things I like a n i also cannot afford. so whose fault is that?

:beats-me-man: :beats-me-man: :beats-me-man:

Yah, like! I think HDB will always be the bedrock of SG!

Stop aiming for things that you preferably like to have but are out of reach, like mature estate HDB or landed property.

We are blessed to have HDB (any estate still cheap compared to private or regional housing)!

[thomastansb]

These anti PAP people, they can do anything and twist everything one. You tell them facts also no use. They choose to believe in lies, what to do. Daft people are like this. Hopeless one.

If you tell me our transport sucks, I agree. We all can see it. I don't deny it.

If you tell me you cannot afford HDB because it costs 1M, then you have let your teachers, your parents, your ancestors and your years of education down.

[thomastansb]

They want New york salary, Zurich tax, Malaysia food price, Vietnam housing price, Hawaii lifestyle. But when they want to sell their Vietnam house, they expect to sell it at Hongkong prices.

They are not misinformed. They are plain stupid. Most choose to act stupid. In this era, ignorance is a choice. Can no longer say "I don't have access to information" or "I don't know". If you don't know, you are daft.




They always like to compare prices with those in village Malaysia or Indonesia or some other "cheap" region. That why to this group of misinformed Singaporeans, BTO is always unaffordable.

[kskong2000]

In fact, PAP has given opportunity for each and every singaporean to earn $ from HDB. and each HDB can easily give a profit of $100k to 200k. And think about it, without PR, no way singaporean can cash out the profit. So the ultimate winner (other than government) are still singaporean....

Ppl against the government for no reason.
Ppl are more educated but less thinking

Btw, i am neither WP and PAP supporter...just ke po..

[Kelonguni]

I credit Govt, and MND. It does not equate to PAP.

Not exactly.

[wt_know]

1. new BTO price is alright for "outskirt" ... when comes to mature estate the price is really crazy. 4A (3 bedroom) no $400k+ no talk? it is unaffordable for young couple < 30 years old. soon, sengkang and punggol flat will be catching up mature estate price.

2. why people always complain about $1M resale HDB because of new HDB under supply. due to under supply and waiting time of 3 years, newly married couple has no choice but go to resale. then, COV no $50k no talk and resale HDB in mature estate is no $700k no talk and of course the headliners $1M HDB

[minority]

1. new BTO price is alright for "outskirt" ... when comes to mature estate the price is really crazy. 4A (3 bedroom) no $400k+ no talk? it is unaffordable for young couple < 30 years old. soon, sengkang and punggol flat will be catching up mature estate price.

2. why people always complain about $1M resale HDB because of new HDB under supply. due to under supply and waiting time of 3 years, newly married couple has no choice but go to resale. then, COV no $50k no talk and resale HDB in mature estate is no $700k no talk and of course the headliners $1M HDB


So it's not a question of no house to stay. But a I WANT good estate cheap.

Btw be more factual AMK 5 bed room is 482k

[minority]

1. new BTO price is alright for "outskirt" ... when comes to mature estate the price is really crazy. 4A (3 bedroom) no $400k+ no talk? it is unaffordable for young couple < 30 years old. soon, sengkang and punggol flat will be catching up mature estate price.

2. why people always complain about $1M resale HDB because of new HDB under supply. due to under supply and waiting time of 3 years, newly married couple has no choice but go to resale. then, COV no $50k no talk and resale HDB in mature estate is no $700k no talk and of course the headliners $1M HDB


Thus I say must plan right. Everything must be right here right now n cheap. How to do? Even go buy private need to wait 3 yrs to build.

[wt_know]

agree with you that many young couples want it now and want it cheap which is unreasonable

however, there is no doubt that MND has HDB undersupply since 2010 (MBT time) causing HDB price skyrocketed and huge backlog.


Thus I say must plan right. Everything must be right here right now n cheap. How to do? Even go buy private need to wait 3 yrs to build.

[leesg123]

They want New york salary, Zurich tax, Malaysia food price, Vietnam housing price, Hawaii lifestyle. But when they want to sell their Vietnam house, they expect to sell it at Hongkong prices.

They are not misinformed. They are plain stupid. Most choose to act stupid. In this era, ignorance is a choice. Can no longer say "I don't have access to information" or "I don't know". If you don't know, you are daft.
Very well said. Anything they will always blame the gov. Spoilt bunch.

[minority]

agree with you that many young couples want it now and want it cheap which is unreasonable

however, there is no doubt that MND has HDB undersupply since 2010 (MBT time) causing HDB price skyrocketed and huge backlog.


True. but the demand then was also lower becoz not all want to cheong n go buy.

But now ramping up liao lor.

[thomastansb]

1. If they want mature estate, of course you need to pay more. This applies to ALL countries. Not only Singapore. Cannot expect sengkang 200k, tiong bahru 210k. Doesn't make sense.

2. 3 years wait is reasonable. I don't see how else faster you can get a flat.



1. new BTO price is alright for "outskirt" ... when comes to mature estate the price is really crazy. 4A (3 bedroom) no $400k+ no talk? it is unaffordable for young couple < 30 years old. soon, sengkang and punggol flat will be catching up mature estate price.

2. why people always complain about $1M resale HDB because of new HDB under supply. due to under supply and waiting time of 3 years, newly married couple has no choice but go to resale. then, COV no $50k no talk and resale HDB in mature estate is no $700k no talk and of course the headliners $1M HDB

[thomastansb]

Anyway, they can continue to blame the Government. We already fully make use of this cycle since 2009 so too bad for them. If they have use their energy to make full use of crisis instead.




Very well said. Anything they will always blame the gov. Spoilt bunch.

[Allthepies]

They want New york salary, Zurich tax, Malaysia food price, Vietnam housing price, Hawaii lifestyle. But when they want to sell their Vietnam house, they expect to sell it at Hongkong prices.

They are not misinformed. They are plain stupid. Most choose to act stupid. In this era, ignorance is a choice. Can no longer say "I don't have access to information" or "I don't know". If you don't know, you are daft.

This I totally agree.

[Allthepies]

Anyway, they can continue to blame the Government. We already fully make use of this cycle since 2009 so too bad for them. If they have use their energy to make full use of crisis instead.

:cheers1: :cheers1:

Many are still blaming everyone else except themselves...:doh:

[wt_know]

i guess the question is always between the have and have not.

[azeoprop]

Last time in 2001 to 2005 you can get a brand new hdb instantly in punggol, sengkang, sembawang and bukit panjang. 4 room flat was 150k and 5room flat was 200k. That is what i call fast and cheap. Haa haa. :D

[ichigo55]

Spoon fed young gen expect nothing less than golden spoon, and our culture does not emphasise on grace and self-reflection

[phantom_opera]

Pap is competent but they made a few major mistakes along the way that is irreversible

First is stop at two
Second is allow use of CPF OA to buy properties
Third is giving up control for interest rate setting

No cure liao, first means must rely on immigration to sustain GDP growth, 2nd means hdb rental and resale value growth must outperform 2.5pc pa, 3rd means Sg will suffer comsequences of prolonged super low or high int rate as determined by US central bank

[Werther]

Hi phantom

So malaysia and Thailand not peg to US interests rate? While looking at their properties, their housing loan rate is pretty high, 5% or more... Compared to HK too. Why is this so?

Why do we peg to US? Since when...

[kane]

Last time in 2001 to 2005 you can get a brand new hdb instantly in punggol, sengkang, sembawang and bukit panjang. 4 room flat was 150k and 5room flat was 200k. That is what i call fast and cheap. Haa haa. :D

Last time hdb rental is a third of what it is today.

[Allthepies]

i guess the question is always between the have and have not.

The more impt question is why the have not remain the have not..:D

I'm crossing over from the have not to the have and my experience says that attitude and drive of the person play a very impt role... :2cents: :2cents: :2cents: :2cents:

[thomastansb]

I don't agree with stop at two. At that point of time, we barely can survive. Our economy is not robust, most of our parents are working in factories/manufacturing and earn $700 a month. Usually 1 parent working only. With that kind of scenario, the Government will say 2 is enough to warn the majority. If you want to have your 3rd, then you have to be financially better off because your 3rd child won't get tax rebates. I think it is a good policy.

But things changes with situation. If not, we will still be a fishing village. And we will be using Nokia bar phone, not iPhone or S3.






Pap is competent but they made a few major mistakes along the way that is irreversible

First is stop at two
Second is allow use of CPF OA to buy properties
Third is giving up control for interest rate setting

No cure liao, first means must rely on immigration to sustain GDP growth, 2nd means hdb rental and resale value growth must outperform 2.5pc pa, 3rd means Sg will suffer comsequences of prolonged super low or high int rate as determined by US central bank

[minority]

I don't agree with stop at two. At that point of time, we barely can survive. Our economy is not robust, most of our parents are working in factories/manufacturing and earn $700 a month. Usually 1 parent working only. With that kind of scenario, the Government will say 2 is enough to warn the majority. If you want to have your 3rd, then you have to be financially better off because your 3rd child won't get tax rebates. I think it is a good policy.

But things changes with situation. If not, we will still be a fishing village. And we will be using Nokia bar phone, not iPhone or S3.


policies have to calibrated with times. Some policies make sense then might not make sense now.

I do agrree with the stop at two then. Coz resources put into support the 2 would yield better future for the kids.

but with today economics its the same if u can afford have more! problem is people life style have changed. Wives have a carreer. etc. that changes the peoples priority.

Also yes there was a survey as some guys point out. 83% of Singaporean want to have kids. One detail they never ask is at what age? many drag till late 30s. which the biological clock have already nearing its end cycle. Thus max yield is 1 kid max 2.

[thomastansb]

And people blame the Government. Funny. All developed countries are having this issue. Not only Singapore. Yes, we have flawed policies but we got 90% right. That is most important. You want 100% right, maybe in heaven I guess.

To me, we have a bunch of useless people out there that blame the Government for everything. Even if that person fell down in his house, he will curse the Government.




policies have to calibrated with times. Some policies make sense then might not make sense now.

I do agrree with the stop at two then. Coz resources put into support the 2 would yield better future for the kids.

but with today economics its the same if u can afford have more! problem is people life style have changed. Wives have a carreer. etc. that changes the peoples priority.

Also yes there was a survey as some guys point out. 83% of Singaporean want to have kids. One detail they never ask is at what age? many drag till late 30s. which the biological clock have already nearing its end cycle. Thus max yield is 1 kid max 2.

[Molotov]

And people blame the Government. Funny. All developed countries are having this issue. Not only Singapore. Yes, we have flawed policies but we got 90% right. That is most important. You want 100% right, maybe in heaven I guess.

To me, we have a bunch of useless people out there that blame the Government for everything. Even if that person fell down in his house, he will curse the Government.
I get the feeling that a few of u here are hardcore PAP grassroots activists. Save yr rhetoric about the PAP. They r the ruling party not the de facto government .

[triple70]

When ppl are ignorant, then u need a nanny govt to dictate the direction.
When ppl become educated and self driven, then a lesser govt is more appropriate.

My issue is whether the current policies are too prescriptive, resulting in a too uniform landscape. Every HDB town and shopping mall is almost identical. Parking at changi is the same rate as parking in Bukit Merah, thanks to the coupon parking system

The current govt can be less precriptive and thus attract less complaints. Think HK, Taipei.. are they that worse off? I would think those are happier places.

[eng81157]

I don't agree with stop at two. At that point of time, we barely can survive. Our economy is not robust, most of our parents are working in factories/manufacturing and earn $700 a month. Usually 1 parent working only. With that kind of scenario, the Government will say 2 is enough to warn the majority. If you want to have your 3rd, then you have to be financially better off because your 3rd child won't get tax rebates. I think it is a good policy.

But things changes with situation. If not, we will still be a fishing village. And we will be using Nokia bar phone, not iPhone or S3.

the stop-at-2 policy was not used singularly for the said purpose. it was eugenics, attempting to reduce birth rates among the lowly educated/paid while other forms of policies were in place to favor uni female grads.

this is bad governing, and a clear violation of our national pledge

[stl67]

Prices look cheap to me. Now fresh graduate pay $3200-5000 pm basic!
15 years ago only $2200 pm! HDB BTO is about same price then....
my starting salary was $1500 20 yrs back. after a few jump witihin 2-3 years, then ho say..but now stagnant liao... no productivity lor... :D

[RCT]

It all depends on how much you are earning. I know somebody earn a lot but we also have a lot of people that earn little.

[RCT]

And people blame the Government. Funny. All developed countries are having this issue. Not only Singapore. Yes, we have flawed policies but we got 90% right. That is most important. You want 100% right, maybe in heaven I guess.

To me, we have a bunch of useless people out there that blame the Government for everything. Even if that person fell down in his house, he will curse the Government.

Yes Yes.. Other developed countries also never pay so much for MP and minister. Since we are paying so much, so we thought our government must be better than others ma. But it appeared what problems other developed countries have, we also have. Only thing that they have that we don't have is a government that take less tax payer money.

[stl67]

Pap is competent but they made a few major mistakes along the way that is irreversible

First is stop at two
Second is allow use of CPF OA to buy properties
Third is giving up control for interest rate setting

No cure liao, first means must rely on immigration to sustain GDP growth, 2nd means hdb rental and resale value growth must outperform 2.5pc pa, 3rd means Sg will suffer comsequences of prolonged super low or high int rate as determined by US central bank

I still remember the "2 is enough" policy advertisement as a kid. To be fair, during that time, there were not enough jobs so it is quite logical for any government to say 2 is enough. Then when things get better, the policy change to "3 is better"... On the family planning level, I would have done the same..

No 2 or No 3, you are right to a certain extent.

[ysyap]

Yes Yes.. Other developed countries also never pay so much for MP and minister. Since we are paying so much, so we thought our government must be better than others ma. But it appeared what problems other developed countries have, we also have. Only thing that they have that we don't have is a government that take less tax payer money.You are funny... lol...

[minority]

the stop-at-2 policy was not used singularly for the said purpose. it was eugenics, attempting to reduce birth rates among the lowly educated/paid while other forms of policies were in place to favor uni female grads.

this is bad governing, and a clear violation of our national pledge

This is to help the less well off survive too what. without proper family planing its a big burden for the less well of. how bad is that?

[minority]

my starting salary was $1500 20 yrs back. after a few jump witihin 2-3 years, then ho say..but now stagnant liao... no productivity lor... :D


with the 20yr inflation assumption. $1500 20yrs ago is equal to today's $3000.

[minority]

Yes Yes.. Other developed countries also never pay so much for MP and minister. Since we are paying so much, so we thought our government must be better than others ma. But it appeared what problems other developed countries have, we also have. Only thing that they have that we don't have is a government that take less tax payer money.

LOL..
other countries have other sources of income. non declared. and for example in US many after they finish their term they become lobbist. where the $$$ flow in.

you only look at the surface.

[minority]

It all depends on how much you are earning. I know somebody earn a lot but we also have a lot of people that earn little.


do share the stats of a somebody and a lot of people? in terms of no.s?

[eng81157]

This is to help the less well off survive too what. without proper family planing its a big burden for the less well of. how bad is that?

helping?! do you even know your singapore pledge?! :banghead: :banghead:

where is the equality when official policies are in place to penalize the poor, while encouraging an even greater divide amongst citizens. how are we then different from hitler?

and please, if it was that bloody good, do you think the government would have scrapped it after it cost them dearly in 1984.

[minority]

helping?! do you even know your singapore pledge?! :banghead: :banghead:

where is the equality when official policies are in place to penalize the poor, while encouraging an even greater divide amongst citizens. how are we then different from hitler?

and please, if it was that bloody good, do you think the government would have scrapped it after it cost them dearly in 1984.


other then u know how to recite the pledge. how can you help people? talk is so cheap bro.

The objective is to get as many people educated as possible then they can help themselves. If the family is over burden with hand to mouth issues. and parents cannot bring up the kids. how can that be done?

u are so mypoic. its application is in different times where everyone are use to large families decoz all come from farming and labour background. have more kids means more hands. as the population get more educated policies change with times.

u mean a polices that are applied in 1600 for example will be all still be applicable till 2030? what rubbish!

[eng81157]

other then u know how to recite the pledge. how can you help people? talk is so cheap bro.

The objective is to get as many people educated as possible then they can help themselves. If the family is over burden with hand to mouth issues. and parents cannot bring up the kids. how can that be done?

u are so mypoic. its application is in different times where everyone are use to large families decoz all come from farming and labour background. have more kids means more hands. as the population get more educated policies change with times.

u mean a polices that are applied in 1600 for example will be all still be applicable till 2030? what rubbish!

eh, hare brained. the government has already acknowledged its mistake, so what grounds are you contesting on?! do you know that children of the poor were penalized, with primary school admission priority given to those of graduate parents? :doh:

quoting from your own words "get as many people educated as possible", then shouldn't children of the poor even more be educated so as to promote social mobility and help them get out of the poverty cycle?

[minority]

eh, hare brained. the government has already acknowledged its mistake, so what grounds are you contesting on?! do you know that children of the poor were penalized, with primary school admission priority given to those of graduate parents? :doh:

quoting from your own words "get as many people educated as possible", then shouldn't children of the poor even more be educated so as to promote social mobility and help them get out of the poverty cycle?


what another woodhead.

so how a family with 10 kids and the parents can care less how the kid fair? Who help? state can provide the free education, and books and all but the kids dont have a environment the can focus on.

verses teaching the parents to manage their resources and put the focus on few kids so they have a better chance?

also u so simply forgot the times. in the 1970s family are poor so are the state. job are scare to. so u want to compare the Singapore of 1970s to today 2013?

anyway forget it. another wood head nothing can help..

[eng81157]

what another woodhead.

so how a family with 10 kids and the parents can care less how the kid fair? Who help? state can provide the free education, and books and all but the kids dont have a environment the can focus on.

verses teaching the parents to manage their resources and put the focus on few kids so they have a better chance?

also u so simply forgot the times. in the 1970s family are poor so are the state. job are scare to. so u want to compare the Singapore of 1970s to today 2013?

anyway forget it. another wood head nothing can help..


wah piang, moron with a capital M. u just shot yourself in the foot.:banghead: :banghead:
the state didn't provide free education to the poor. if fact, it did the opposite by giving priority to children of graduates.

secondly, you mentioned teaching parents to manage resources. does financial and social penalties equate teaching? aren't there better alternatives to do so?

[minority]

wah piang, moron with a capital M. u just shot yourself in the foot.:banghead: :banghead:
the state didn't provide free education to the poor. if fact, it did the opposite by giving priority to children of graduates.

secondly, you mentioned teaching parents to manage resources. does financial and social penalties equate teaching? aren't there better alternatives to do so?


really u been to secondary schools? or primary schools? many never pay school fees but they are still allow to finish schools.

scholarships are given base on merit. not on background. so you are saying there are no one from a poor back ground getting scholarship?

wat rubbish u spewing?

[minority]

wah piang, moron with a capital M. u just shot yourself in the foot.:banghead: :banghead:
the state didn't provide free education to the poor. if fact, it did the opposite by giving priority to children of graduates.

secondly, you mentioned teaching parents to manage resources. does financial and social penalties equate teaching? aren't there better alternatives to do so?


what social penalties? u mean never give a clutch? how good is the clutch doing the malaysia bumiputra any good?

[eng81157]

really u been to secondary schools? or primary schools? many never pay school fees but they are still allow to finish schools.

scholarships are given base on merit. not on background. so you are saying there are no one from a poor back ground getting scholarship?

wat rubbish u spewing?

:banghead: :banghead: it is SCHOOL ADMISSION!!! wah piang, can't even read. who is talking about scholarships or giving a clutch?!

eh, please go polish up your ability to read or oh wait, forgot i forgot i'm talking to a synaptically challenged monocell

[minority]

:banghead: :banghead: it is SCHOOL ADMISSION!!! wah piang, can't even read. who is talking about scholarships or giving a clutch?!

eh, please go polish up your ability to read or oh wait, forgot i forgot i'm talking to a synaptically challenged monocell


what bullshit.

can u read ? Scholarship are given base on MERIT not some bulls shit u are spewing.

[Regulators]

As usual a numbskull that can't follow line of argument. you expect government to give scholarships to everyone? poor people who are deprived of education but cannot get scholarship would have fallen through the cracks. Just speak to the poorer older generation relatives and ask them how many couldn't afford schooling because they had no money. Many in my family had to give up schooling to go out and work. They have not much education but at least they don't talk with no brains like you.



what bullshit.

can u read ? Scholarship are given base on MERIT not some bulls shit u are spewing.

[eng81157]

what bullshit.

can u read ? Scholarship are given base on MERIT not some bulls shit u are spewing.

eh MORON. no one is debating about scholarship and merit.

the govt's policy against the children of poor is giving school admission priority to those of the rich


LEARN to READ :banghead: :doh: :doh:

[minority]

eh MORON. no one is debating about scholarship and merit.

the govt's policy against the children of poor is giving school admission priority to those of the rich


LEARN to READ :banghead: :doh: :doh:


wat a bunch or crock. wat cock u talk. one monument Kao pay scholar ship give to rich next say no its not its school admission. Go IHM get ur thoughts straighten out 1st before u sprew rubbish.

[eng81157]

eh, hare brained. the government has already acknowledged its mistake, so what grounds are you contesting on?! do you know that children of the poor were penalized, with primary school admission priority given to those of graduate parents? :doh:

quoting from your own words "get as many people educated as possible", then shouldn't children of the poor even more be educated so as to promote social mobility and help them get out of the poverty cycle?


eh moron, in case you can't read - it's school admission. no one talked about scholarship, you just conveniently shifted the goal post when you can't win the debate.

by the way, "one monument" WAHAHAHAHAHA

logic fail, grammar fail, sentence construction fail :banghead: :banghead:

[minority]

eh moron, in case you can't read - it's school admission. no one talked about scholarship, you just conveniently shifted the goal post when you can't win the debate.

by the way, "one monument" WAHAHAHAHAHA

logic fail, grammar fail, sentence construction fail :banghead: :banghead:
Wood head.

[Shanhz]

the stop-at-2 policy was not used singularly for the said purpose. it was eugenics, attempting to reduce birth rates among the lowly educated/paid while other forms of policies were in place to favor uni female grads.

this is bad governing, and a clear violation of our national pledge

LKY's gene pool theory

[eng81157]

LKY's gene pool theory

yup, a eugenics project that burnt. the failure is apparent all the more since dear Mr M don't seem to have genes that process logic

[minority]

So u are saying that it should not be base on MERIT? and then base on what? base on a person capability is the fairest. want clutch?

then later all scream not fair. blah blah blah complain kao pay kao bu .

This eng eng have some stuff up logic that is beyond phantom.

[eng81157]

So u are saying that it should not be base on MERIT? and then base on what? base on a person capability is the fairest. want clutch?

then later all scream not fair. blah blah blah complain kao pay kao bu .

This eng eng have some stuff up logic that is beyond phantom.

eh moron, in case you can't read - it's school admission. no one talked about scholarship, you just conveniently shifted the goal post when you can't win the debate.

by the way, "one monument" WAHAHAHAHAHA

logic fail, grammar fail, sentence construction fail :banghead: :banghead:

[Regulators]

For someone that can take "socialist" to mean the same thing as "social", how smart can he be?


eh moron, in case you can't read - it's school admission. no one talked about scholarship, you just conveniently shifted the goal post when you can't win the debate.

by the way, "one monument" WAHAHAHAHAHA

logic fail, grammar fail, sentence construction fail :banghead: :banghead:

[minority]

eh moron, in case you can't read - it's school admission. no one talked about scholarship, you just conveniently shifted the goal post when you can't win the debate.

by the way, "one monument" WAHAHAHAHAHA

logic fail, grammar fail, sentence construction fail :banghead: :banghead:


what bullshit. are u spewing.

[minority]

For someone that can take "socialist" to mean the same thing as "social", how smart can he be?

when u have two blocks of useless wood together wat u get? bunch of dead wood.

[eng81157]

what bullshit. are u spewing.

the exact bullshit that i'm throwing in your face to debunk all your claims. furthermore, "MONUMENT"..........


WHAHAHAHHAHAHAHAHA

[eng81157]

wat a bunch or crock. wat cock u talk. one monument Kao pay scholar ship give to rich next say no its not its school admission. Go IHM get ur thoughts straighten out 1st before u sprew rubbish.

MONUMENT!!! classic, a joke to start the good day off

[minority]

MONUMENT!!! classic, a joke to start the good day off


wow all u can do is spell check? what joke.

[phantom_opera]

HK micky mouse

http://www.petapixel.com/assets/uploads/2013/02/hongkongabove-4.jpg

[eng81157]

wow all u can do is spell check? what joke.

WAHAHAHAHAAAAAAAA

u need to use the spell check function to know the difference between
"MONUMENT" and "MOMENT"

[minority]

WAHAHAHAHAAAAAAAA

u need to use the spell check function to know the difference between
"MONUMENT" and "MOMENT"


yes u are only good for spell checking right! another dead wood. :sleep:

[heehee]

Singapore's HDB flats are just too cheap! :doh:



HK micky mouse

http://www.petapixel.com/assets/uploads/2013/02/hongkongabove-4.jpg

[minority]

i will conclude to say that HDB are very affordable!

[Shanhz]

i will conclude to say that HDB are very affordable!

your surname khaw? :D

[minority]

your surname khaw? :D


u mean khwan kong? :eek: :eek: :eek: :eek: