View Full Version : Title Deed - Where to store it?
If you have received your title deed, where should you store it?
1) Home;
2) Safe deposit box at CICSO;
3) With Lawyer;
4) ...
If you lost your title deed, can you ask SLA to re-issue it?
If yes, how much it will cost?
Thanks,
Richard
I just keep in drawer.... If house burnt down all burn together lor
I just keep in drawer.... If house burnt down all burn together lor
there's a chinese saying, the most dangerous place is the safest place. put in living room? frame it up on the wall?:D
there's a chinese saying, the most dangerous place is the safest place. put in living room? frame it up on the wall?:D
Wa lan eh u houseproud to that extent????
Ok my To Do list refreshed: u now no. 1 target!!!
I left it in the drawer too, scan a copy & left it in the cloud.
buttercarp
11-05-12, 17:35
I left it in the drawer too, scan a copy & left it in the cloud.
Wow, TS..... you have subtly asked how many of us have cleared our housing loan.;)
Keep in the safe.
Good idea about storing in the cloud.
PDF is as good as original, right?
Replacing it will cost a few thousand dollars, i was told.
Wow, TS..... you have subtly asked how many of us have cleared our housing loan.;)
Keep in the safe.
Good idea about storing in the cloud.
PDF is as good as original, right?
Replacing it will cost a few thousand dollars, i was told.
I suppose it is only as secure as e strength of e army?
Wow, TS..... you have subtly asked how many of us have cleared our housing loan.;)
Keep in the safe.
Good idea about storing in the cloud.
PDF is as good as original, right?
Replacing it will cost a few thousand dollars, i was told.
sista, u own landed right? make a copy, ziplock & bury 1 set in ur garden....then u have 1 set each in "heaven & earth"...heehee
buttercarp
11-05-12, 17:48
sista, u own landed right? make a copy, ziplock & bury 1 set in ur garden....then u have 1 set each in "heaven & earth"...heehee
That's a good idea! Provided my pets don't dig it up.
But the problem is I am not in a landed yet and to get hold of the landed title deed will probably take many years.
That's a good idea! Provided my pets don't dig it up.
But the problem is I am not in a landed yet and to get hold of the landed title deed will probably take many years.
Bro Blue just beat you to it.... But his neighbouring unit still available. You buy, then every chinese new year we all can come and take red packets wakakaka
Wow, TS..... you have subtly asked how many of us have cleared our housing loan.;)
Keep in the safe.
Good idea about storing in the cloud.
PDF is as good as original, right?
Replacing it will cost a few thousand dollars, i was told.
Eh no wat. Every sale you get back the title deed also... Its useless so I just keep in drawer...
pinkpolkadot
11-05-12, 18:26
Just received a letter from HDB. You can either safekeep it yourself or the Legal Department will safekeep it on your behalf.
Just received a letter from HDB. You can either safekeep it yourself or the Legal Department will safekeep it on your behalf.
with fees involved.
buttercarp
11-05-12, 18:37
Eh no wat. Every sale you get back the title deed also... Its useless so I just keep in drawer...
I tot title deed only given to you when u clear your housing loan?
I left it in the drawer too, scan a copy & left it in the cloud.
Good idea to store up in cloud.. but will it still considered as original?
I tot title deed only given to you when u clear your housing loan?
Ya... Every sale have to fully redeem the loan isnt it.
pinkpolkadot
11-05-12, 19:56
I tot title deed only given to you when u clear your housing loan?
Yes. Only when fully paid up.
pinkpolkadot
11-05-12, 19:58
with fees involved.
The letter didn't mention fee. It says: As an extra service to you Legal department will safekeep the Title Deed on your behalf."
If you have received your title deed, where should you store it?
1) Home;
2) Safe deposit box at CICSO;
3) With Lawyer;
4) ...
If you lost your title deed, can you ask SLA to re-issue it?
If yes, how much it will cost?
Thanks,
Richard
Make a copy and get the strata agency to certify thru copy.(they do that for a small fee)
Keep one in safe , other keep at home.
The letter didn't mention fee. It says: As an extra service to you Legal department will safekeep the Title Deed on your behalf."
For hdb it's advisable to leave it with legal dept at hdb hub. When u decided to sell the flat it's more convenient too, save the hassle searching it. :2cents:
Just keep them in drawer at home. SLA already has record of them. Make multiple hardcopies and even keep softcopy of them in yahoo, gmail, cloud,etc if this makes you feel more comfortable.:)
Wow, TS..... you have subtly asked how many of us have cleared our housing loan.;)
Keep in the safe.
Good idea about storing in the cloud.
PDF is as good as original, right?
Replacing it will cost a few thousand dollars, i was told.
Ya, I was told it cost a few thousand dollars too and is very troublesome.
Well, I put it on the the book shelves in my storeroom, haha.
die.........hubby redeemed the HL that day but now I can't remember where we put the title deeds. It's certainly not in the safe deposit box coz we haven't gone there for ages.....jialat...... :scared-5:
For LH ppty the title deed is just air space. According to mr goh "They’re buying air!"
The master title deed for LH land is SLA forever...kekeke
So the best is to hold FH landed title deeds.
For LH ppty the title deed is just air space. According to mr goh "They’re buying air!"
The master title deed for LH land is SLA forever...kekeke
die.........hubby redeemed the HL that day but now I can't remember where we put the title deeds. It's certainly not in the safe deposit box coz we haven't gone there for ages.....jialat...... :scared-5:
together with marriage cert?
Not forgetting the will too. :D
together with marriage cert?
So the best is to hold FH landed title deeds.
In a way yes, once a lao jiao told me this, his dad passed on 20yrs ago & left the land to him. In 10~15yrs his time will come & pass on to his children. His exact words "my name is only 'temporary owner' of the land."
I was speechless for a moment.
In a way yes, once a lao jiao told me this, his dad passed on 20yrs ago & left the land to him. In 10~15yrs his time will come & pass on to his children. His exact words "my name is only 'temporary owner' of the land."
I was speechless for a moment.
Kinda of true, abit like PP watch slogan:
"You never actually own a Patek Philippe. You merely look after it for the next generation"
Pay up until left 1 dollor loan and ask the bank / HDB to keep it for you:tongue3:
Landed property should not be sold and pass on. This is a legacy that one can pass it on when passes on.
Kinda of true, abit like PP watch slogan:
"You never actually own a Patek Philippe. You merely look after it for the next generation"
Landed property should not be sold and pass on. This is a legacy that one can pass it on when passes on.
Sounds good...
It is worth it as forefathers will be remembered for generations.
Sounds good...
Kinda of true, abit like PP watch slogan:
"You never actually own a Patek Philippe. You merely look after it for the next generation"
"look after it" = time keeper.....I like it. :cheers4:
CondoInterested
11-05-12, 23:41
Err... Title Deed for HDB or PC or Landed?
If HDB, even paid up, just leave it at HDB, FOC somemore, lost or burnt can get free duplicate, want to sell also easy, just tell HDB it's with them, not need to bring that big piece of paper around.
PC and Landed, not sure if can keep at the bank when paid up? Maybe got charge.
If want to frame up, make a photo copy.
we left ours with the lawyer foc for many years after clearing hl, until they reminded us to collect recently. now i dun know where it is? maybe still at old place? :beats-me-man:
buttercarp
12-05-12, 01:48
we left ours with the lawyer foc for many years after clearing hl, until they reminded us to collect recently. now i dun know where it is? maybe still at old place? :beats-me-man:
Nowadays, I will snap a picture of where i store important things in my phone and store it in the cloud.
Actually all my photos now are also in the cloud.
If one day should the cloud disappear, then I dunno how.......
Perhaps SLA should make title deed paperless, just like shares is scripless with CDP...., SLA just send u a record whenever property tax is due
sista, u own landed right? make a copy, ziplock & bury 1 set in ur garden....then u have 1 set each in "heaven & earth"...heehee
lol!! :D:D:D
Perhaps SLA should make title deed paperless, just like shares is scripless with CDP...., SLA just send u a record whenever property tax is due
Real estate, by nature of the term, is real and tangible. Likewise, most owners would like to have tangible proof of ownership, as anyone can eat sleep and shit in a physical property despite questionable ownership.
Enjoy taking out the original title deeds to look at them at times. :)
Perhaps SLA should make title deed paperless, just like shares is scripless with CDP...., SLA just send u a record whenever property tax is due
Enjoy taking out the original title deeds to look at them at times. :)
Very regal and imperial feeling right... Esp those crest design
What about Jacobs biscuit tin?:D
Sounds good...
The transferor's name will be on the title deeds for properties given as gifts. :D
What about Jacobs biscuit tin?:D
Yeah good choice. Known to survive most fires... Always see it lying around relatively unscathed in the aftermath.... Heck. Wont be surprised if it survives even a nuclear attack. Wakakaka
Yeah good choice. Known to survive most fires... Always see it lying around relatively unscathed in the aftermath.... Heck. Wont be surprised if it survives even a nuclear attack. Wakakaka
put in tin, put tin in bomb shelter.
put in tin, put tin in bomb shelter.
:beats-me-man: Hello must be Jacobs brand....khong guan biscuit tin not known to survive nuclear hor:D
:beats-me-man: Hello must be Jacobs brand....khong guan biscuit tin not known to survive nuclear hor:D
i wonder how strong are all the household shelters! :beats-me-man:
i wonder how strong are all the household shelters! :beats-me-man:
jokes aside, was told the shelters will still stand while the rest of your house blasted into pieces - ala osama 911
jokes aside, was told the shelters will still stand while the rest of your house blasted into pieces - ala osama 911
what kind of blasts? even atomic/nuclear???
Depends which developer? haha certain developers are known of using cheap lousy materials
jokes aside, was told the shelters will still stand while the rest of your house blasted into pieces - ala osama 911
well it's definitely safest room within the unit, that's why some families put their domestic helper there.
There most dangerous place are the windows.
well it's definitely safest room within the unit, that's why some families put their domestic helper there.
There most dangerous place are the windows.
I like your satire.... Leticia would be so proud
blackjack21trader
16-05-12, 17:14
aiyo... just loan a bit from bank and let them keep for you lor. if lost, u have to advertise in major newspaper..expensive hor.
blackjack21trader
17-05-12, 08:03
aiyo... just loan a bit from bank and let them keep for you lor. if lost, u have to advertise in major newspaper..expensive hor.
I noticed from TS's other thread that he is really serious about storing the original title deeds himself. Well, here's where you guys can go if you really want to store them on your own:
http://www.certissecurity.com/sg/business/logistics_sdb.php?pg=2&subpg=9
if you want to store them at home, make sure you have a fireproof safe hor- one that can tahan at least 15mins of intense heat hor.
Finally got my title deed.
The HDB one is clearly stated as "Lease", and I am paying S$1 each year as rental even after I have "fully paid up the loans". Any idea where is the master title deed? With HDB or SLA?
The freehold condominium is stated as "subsidiary proprietor". Any idea where is the master title deed? With SLA?
For those who own landed, what does your title deed say? Can we really "own" a piece of land in Singapore?
Thanks,
Richard
PS. Payer Laber CISCO reported some disputes for loss in safe deposit items.
Title of PC states registered subsidiary proprietor of the estate in the land while title of landed states registered proprietor of the estate and land. :D The heading of PC cerificate is Subsidiary strata certificate of title while the landed prop is certificate of title only.
Finally got my title deed.
The HDB one is clearly stated as "Lease", and I am paying S$1 each year as rental even after I have "fully paid up the loans". Any idea where is the master title deed? With HDB or SLA?
The freehold condominium is stated as "subsidiary proprietor". Any idea where is the master title deed? With SLA?
For those who own landed, what does your title deed say? Can we really "own" a piece of land in Singapore?
Thanks,
Richard
PS. Payer Laber CISCO reported some disputes for loss in safe deposit items.
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