View Full Version : SCB refinancing rates.
Wolverine23
19-03-12, 09:29
SCB offering 2-year fixed rate at
1st year: 1.15%
2nd year: 1.45%
or
1st year: 1% fixed
2nd year: sibor + 1.05%
Good?
SCB offering 2-year fixed rate at
1st year: 1.15%
2nd year: 1.45%
or
1st year: 1% fixed
2nd year: sibor + 1.05%
Good?
Not so good
Wolverine23
19-03-12, 10:00
Not so good
oh....any recommendations?
Citi offers quite good rates
Wolverine23
19-03-12, 12:04
Citi offers quite good rates
You mean the Citi 1.35% 3-year fixed rate?
SCB is providing full subsidy of all cost of refinancing provided u stay for 3 yrs
propertychap
19-03-12, 17:39
Looks like the DBS fixed rate package quite attractive at 1.35%?any catch?
Looks like the DBS fixed rate package quite attractive at 1.35%?any catch?
I just took up new loan with OCBC last month.
Flexi @
0.98%
1.08%
1.38%
Wolverine23
20-03-12, 09:47
I just took up new loan with OCBC last month.
Flexi @
0.98%
1.08%
1.38%
Flexi meaning floating rates? or fixed?
Wolverine23
21-03-12, 15:04
DBS rates:
1st 3 years 0.75% + 3M Sibor with 1 year lock-in
or
1st 3 years 0.85% + 3M Sibor with no lock-in and interest cap of 1.49%
or
0.6%, 0.65%, 0.7% with 3 years lock-in
or
1.38% fixed for 3 years with 3 years lock-in
Which is better?
DBS rates:
1st 3 years 0.75% + 3M Sibor with 1 year lock-in
or
1st 3 years 0.85% + 3M Sibor with no lock-in and interest cap of 1.49%
or
0.6%, 0.65%, 0.7% with 3 years lock-in:cheers4:
or
1.38% fixed for 3 years with 3 years lock-in
Which is better?
I have a 1 time free conversion from SCB. The offer is 0.75+3m sibor for 3yrs. Existing rate is 1.25+3m sibor so will go ahead. Saving of 0.5%.:cheers4:
SCB changed their spread today.. their tracker package (ie interest offset) is not bad..
Wolverine23
22-03-12, 07:12
SCB changed their spread today.. their tracker package (ie interest offset) is not bad..
whats the new spread???
SCB changed their spread today.. their tracker package (ie interest offset) is not bad..
Really? Today call up to check. Cause they didn't tell about other package.
Really? Today call up to check. Cause they didn't tell about other package.
You can visit FindaHomeLoan.sg and see the details. :cheers4:
You can visit FindaHomeLoan.sg and see the details. :cheers4:
Got to check if my contract allows to switch.
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