PDA

View Full Version : SCB refinancing rates.


Wolverine23
19-03-12, 09:29
SCB offering 2-year fixed rate at

1st year: 1.15%
2nd year: 1.45%

or

1st year: 1% fixed
2nd year: sibor + 1.05%

Good?
espeyap
19-03-12, 09:33
SCB offering 2-year fixed rate at

1st year: 1.15%
2nd year: 1.45%

or

1st year: 1% fixed
2nd year: sibor + 1.05%

Good?

Not so good
Wolverine23
19-03-12, 10:00
Not so good

oh....any recommendations?
price
19-03-12, 12:00
Citi offers quite good rates
Wolverine23
19-03-12, 12:04
Citi offers quite good rates

You mean the Citi 1.35% 3-year fixed rate?
ay123
19-03-12, 17:12
SCB is providing full subsidy of all cost of refinancing provided u stay for 3 yrs
propertychap
19-03-12, 17:39
Looks like the DBS fixed rate package quite attractive at 1.35%?any catch?
espeyap
19-03-12, 18:06
Looks like the DBS fixed rate package quite attractive at 1.35%?any catch?

I just took up new loan with OCBC last month.
Flexi @

0.98%
1.08%
1.38%
Wolverine23
20-03-12, 09:47
I just took up new loan with OCBC last month.
Flexi @

0.98%
1.08%
1.38%

Flexi meaning floating rates? or fixed?
Wolverine23
21-03-12, 15:04
DBS rates:

1st 3 years 0.75% + 3M Sibor with 1 year lock-in

or

1st 3 years 0.85% + 3M Sibor with no lock-in and interest cap of 1.49%

or

0.6%, 0.65%, 0.7% with 3 years lock-in

or

1.38% fixed for 3 years with 3 years lock-in

Which is better?
sgp_condo
21-03-12, 20:20
DBS rates:

1st 3 years 0.75% + 3M Sibor with 1 year lock-in

or

1st 3 years 0.85% + 3M Sibor with no lock-in and interest cap of 1.49%

or

0.6%, 0.65%, 0.7% with 3 years lock-in:cheers4:

or

1.38% fixed for 3 years with 3 years lock-in

Which is better?

I have a 1 time free conversion from SCB. The offer is 0.75+3m sibor for 3yrs. Existing rate is 1.25+3m sibor so will go ahead. Saving of 0.5%.:cheers4:
newbie11
22-03-12, 00:07
SCB changed their spread today.. their tracker package (ie interest offset) is not bad..
Wolverine23
22-03-12, 07:12
SCB changed their spread today.. their tracker package (ie interest offset) is not bad..

whats the new spread???
sgp_condo
22-03-12, 08:23
SCB changed their spread today.. their tracker package (ie interest offset) is not bad..

Really? Today call up to check. Cause they didn't tell about other package.
newbie11
22-03-12, 10:44
Really? Today call up to check. Cause they didn't tell about other package.

You can visit FindaHomeLoan.sg and see the details. :cheers4:
sgp_condo
22-03-12, 12:24
You can visit FindaHomeLoan.sg and see the details. :cheers4:

Got to check if my contract allows to switch.