PDA

View Full Version : best fix rate for completed property


marktkt22
08-03-12, 14:32
Hi,
What the best fix rate for completed property now ?
Thanks in advance
devilplate
08-03-12, 15:08
3yrs fixed not so gd leh....bcoz the spread is 1.25% thereafter.....

So in the end i refinance the package wif lowest spread throughout as i feel tat int rate may only rise gradually or even stay flat for nxt 3yrs....
kranjipioneer
08-03-12, 15:23
Hi,
What the best fix rate for completed property now ?
Thanks in advance

DBS 2+2
First 2 years fixed at 1.38% with an option to extend to 4 years.
If option activated, will be 1.38% for 4 years.

Better than Citibank 1.80% fixed 5 years.
marktkt22
08-03-12, 17:22
Thanks, that sound good . ...


DBS 2+2
First 2 years fixed at 1.38% with an option to extend to 4 years.
If option activated, will be 1.38% for 4 years.

Better than Citibank 1.80% fixed 5 years.
Wolverine23
08-03-12, 19:39
How about Standard Chartered fix rates?
marktkt22
09-03-12, 07:18
My preferred bank is scb but dbs rate look really gd....
Wolverine23
17-03-12, 21:36
SCB offering 2-year fixed rate at

1st year: 1.15%
2nd year: 1.45%

or

1st year: 1% fixed
2nd year: sibor + 1.05%

Good?
newbie11
21-03-12, 23:51
depending on quantum and LTV..

BoChina offers 1.22%, 1.33%, 1.45%, 3M SIBOR + 1.1% with LTV 70%, min 500k.

Citibank offers 1.35% y1-3, 1M/3M SIBOR + 1.15%, min 300k.

you can try out FindaHomeLoan.sg. My new portal to provide a service to home owners like myself. Comments are appreciated.

:cheers4:
KarenK
22-03-12, 12:37
DBS 2+2
First 2 years fixed at 1.38% with an option to extend to 4 years.
If option activated, will be 1.38% for 4 years.

Better than Citibank 1.80% fixed 5 years.


For this DBS fixed rate pkg, u have to buy mortgage insurance. If u do not buy, then it's 1.48% for the 1st 2 years.
land118
22-03-12, 12:53
depending on quantum and LTV..

BoChina offers 1.22%, 1.33%, 1.45%, 3M SIBOR + 1.1% with LTV 70%, min 500k.

Citibank offers 1.35% y1-3, 1M/3M SIBOR + 1.15%, min 300k.

you can try out FindaHomeLoan.sg. My new portal to provide a service to home owners like myself. Comments are appreciated.

:cheers4: Look quite informative...
teddybear
22-03-12, 13:28
rate should start to increase beginning of 2014, but won't be much though. On the other hand, property prices will start to increase with rate (ops, CCR only because OCR peak liao since not affected by CMs so far).


3yrs fixed not so gd leh....bcoz the spread is 1.25% thereafter.....

So in the end i refinance the package wif lowest spread throughout as i feel tat int rate may only rise gradually or even stay flat for nxt 3yrs....
newbie11
22-03-12, 13:40
Look quite informative...

Thank you for kind comments.